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Mortgages · Blackpool

Mortgages in Blackpool. The typical home needs £13,807 down.

The average home in Blackpool is £138,065 in the UK House Price Index for August 2026, up 5.5% on a year earlier. With a 10% deposit of £13,807, you would borrow £124,258.

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Mortgages in Blackpool: a mortgage adviser Homie with a key and a clipboard by a sold sign
  • £138,065average home, UK HPI
  • £13,80710% deposit
  • £27,613household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Blackpool, in 30 seconds

The price
The average home in Blackpool is £138,065.
The deposit
10% is £13,807. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £124,258 loan needs roughly £27,613 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Blackpool house prices since 2016

From £96,852 to £138,065. Up 16% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Blackpool.

Nearby

How Blackpool compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Blackpool: your questions

How much deposit do I need to buy in Blackpool?

At the average price of £138,065, a 10% deposit is £13,807 and 5% is £6,903. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Blackpool?

With 10% down on the average home, the loan is £124,258. At 4.5 times income that means around £27,613 a year. Each lender sets its own limits, so treat this as a starting point.

Have Blackpool house prices gone up?

Over five years the average home is up 16%, and over the last year it is up 5.5%.

How do Blackpool house prices compare with nearby towns?

The average home in Blackpool is £138,065. It costs more in Chorley (£216,624) and Lancaster (£203,781). It costs less in Burnley (£136,703).

The rest of your move

Everything else for Blackpool

Mortgages nearby

Ready when you are, Blackpool.

Mortgages for your Blackpool move, tracked in the same Homemove dashboard as everything else.

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