Mortgages · Addlestone

Mortgages in Addlestone. The typical home needs £47,251 down.

The average home in Addlestone (the Runnymede area) is £472,507 in the UK House Price Index for August 2026, down 1.2% on a year earlier. With a 10% deposit of £47,251, you would borrow £425,256.

Mortgages in Addlestone: a Homie illustration
  • £472,507average home, UK HPI
  • £47,25110% deposit
  • £94,501household income at 4.5× the loan
  • £8,625stamp duty for a first-time buyer
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The short answer

Mortgages in Addlestone, in 30 seconds

The price
The average home in Addlestone is £472,507.
The deposit
10% is £47,251. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £425,256 loan needs roughly £94,501 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Addlestone house prices since 2016

From £396,955 to £472,507. Up 6.7% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Runnymede.

Nearby

How Addlestone compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Addlestone: your questions

How much deposit do I need to buy in Addlestone?

At the average price of £472,507, a 10% deposit is £47,251 and 5% is £23,625. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Addlestone?

With 10% down on the average home, the loan is £425,256. At 4.5 times income that means around £94,501 a year. Each lender sets its own limits, so treat this as a starting point.

Have Addlestone house prices gone up?

Over five years the average home is up 6.7%, and over the last year it is down 1.2%.

How do Addlestone house prices compare with nearby towns?

The average home in Addlestone is £472,507. It costs more in Cobham (£735,548) and Cranleigh (£559,306). It costs less in Camberley (£457,981).

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