Mortgages · Accrington

Mortgages in Accrington. The typical home needs £14,296 down.

The average home in Accrington (the Hyndburn area) is £142,964 in the UK House Price Index for August 2026, up 7.6% on a year earlier. With a 10% deposit of £14,296, you would borrow £128,668.

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Mortgages in Accrington: a Homie illustration

£142,964average home, UK HPI
£14,29610% deposit
£28,593household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Accrington, in 30 seconds

The price: The average home in Accrington is £142,964.
The deposit: 10% is £14,296. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £128,668 loan needs roughly £28,593 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Accrington house prices since 2016

From £92,515 to £142,964. Up 22.3% over five years.

Average price each year to August 2026, Hyndburn.

Nearby

How Accrington compares with its neighbours

Average home in each council area, with the change over five years.

Chorley £216,624+18%
Lancaster £203,781+21.7%
Blackburn £160,727+24.9%
Accrington £142,964+22.3%
Blackpool £138,065+16%
Burnley £136,703+26.5%

FAQ

Mortgages in Accrington: your questions

How much deposit do I need to buy in Accrington?

At the average price of £142,964, a 10% deposit is £14,296 and 5% is £7,148. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Accrington?

With 10% down on the average home, the loan is £128,668. At 4.5 times income that means around £28,593 a year. Each lender sets its own limits, so treat this as a starting point.

Have Accrington house prices gone up?

Over five years the average home is up 22.3%, and over the last year it is up 7.6%.

How do Accrington house prices compare with nearby towns?

The average home in Accrington is £142,964. It costs more in Chorley (£216,624) and Lancaster (£203,781). It costs less in Blackpool (£138,065) and Burnley (£136,703).

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