Homemove - The home of moving home
Homes For Sale Homes To Rent
Guides
Moving guides Which survey do I need? Home issues A to Z Glossary Moving journey planner Help to Buy statistics Articles and FAQs
Services
Estate Agents Mortgages Legal Surveys Removals Cleaning Broadband Energy Home Insurance
Other Products
Help-to-Buy Bundles First-Time Buyer Environmental Report
Tools
Instant Valuation EPC Checker Property Risk Calculator Council Tax Band Checker Mortgage Calculator Broadband Speed Test
Games
Sign In / Register

Mortgages · Abingdon-on-Thames

Mortgages in Abingdon-on-Thames. The typical home needs £41,171 down.

The average home in Abingdon-on-Thames (the Vale of White Horse area) is £411,712 in the UK House Price Index for August 2026, up 4.6% on a year earlier. With a 10% deposit of £41,171, you would borrow £370,541.

Get started
Mortgages in Abingdon-on-Thames: a Homie illustration
  • £411,712average home, UK HPI
  • £41,17110% deposit
  • £82,342household income at 4.5× the loan
  • £5,586stamp duty for a first-time buyer
ITV News TV Appearance The Times Featured AI Tech Company The Guardian - Homemove Insert Feature

The short answer

Mortgages in Abingdon-on-Thames, in 30 seconds

The price
The average home in Abingdon-on-Thames is £411,712.
The deposit
10% is £41,171. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £370,541 loan needs roughly £82,342 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Abingdon-on-Thames house prices since 2016

From £332,195 to £411,712. Up 18.7% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Vale of White Horse.

Nearby

How Abingdon-on-Thames compares with its neighbours

Average home in each council area, with the change over five years.

  • Oxford £478,080+6.2%
  • Didcot £471,427+10.5%
  • Witney £416,123+17.1%
  • Abingdon-on-Thames £411,712+18.7%
  • Banbury £355,981+14.1%

FAQ

Mortgages in Abingdon-on-Thames: your questions

How much deposit do I need to buy in Abingdon-on-Thames?

At the average price of £411,712, a 10% deposit is £41,171 and 5% is £20,586. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Abingdon-on-Thames?

With 10% down on the average home, the loan is £370,541. At 4.5 times income that means around £82,342 a year. Each lender sets its own limits, so treat this as a starting point.

Have Abingdon-on-Thames house prices gone up?

Over five years the average home is up 18.7%, and over the last year it is up 4.6%.

How do Abingdon-on-Thames house prices compare with nearby towns?

The average home in Abingdon-on-Thames is £411,712. It costs more in Oxford (£478,080) and Didcot (£471,427). It costs less in Banbury (£355,981).

The rest of your move

Everything else for Abingdon-on-Thames

Mortgages nearby

Ready when you are, Abingdon-on-Thames.

Mortgages for your Abingdon-on-Thames move, tracked in the same Homemove dashboard as everything else.

Get started
Cookie settings

We use cookies to improve your experience. · Privacy · Cookies