RICS registered valuations for shared ownership properties. Required for staircasing, remortgaging and resales. From £199.
Regulated
If you own a shared ownership property in Skellingthorpe or are looking to purchase one through a shared ownership scheme, you will need a RICS valuation for staircasing, remortgaging, or resale. Our team of RICS registered valuers provide independent valuations across Skellingthorpe and the surrounding North Kesteven area, delivering the official report your mortgage provider and housing association require. We understand the local market dynamics and can provide accurate valuations that reflect current conditions in this growing Lincolnshire village.
Skellingthorpe has seen significant growth in recent years, with new developments like The Marshes completing in late 2024 and the ongoing Charterholme Western Growth Corridor bringing hundreds of new homes to the area. This increased housing supply has created more shared ownership opportunities for buyers looking to get onto the property ladder in this popular village just three miles west of Lincoln. We value properties across all housing types in Skellingthorpe, from traditional 19th-century cottages to modern new-build homes on developments like Woodbank and Manor Park.
The village offers an attractive mix of historic and contemporary housing, with properties ranging from the Grade II listed Jessup Cottage believed to be over 400 years old, to brand new homes on the outskirts. Whether you own a Georgian manor house near St Lawrence's Church or a modern semi-detached on The Marshes development, our valuers have the local expertise to provide an accurate assessment of your shared ownership property.
£274,091
Average House Price
+2% to +7.1%
12-Month Price Change
4 major developments
New Builds (2024)
3,581
Village Population
A shared ownership valuation is different from a standard mortgage valuation. When you own only a percentage of your property, the housing association retains the remaining share, and any transaction involving that share must be valued by a RICS registered surveyor. Whether you are staircasing to increase your ownership share, remortgaging to secure a better rate, or selling your share on the open market, the housing association has the right to have the property independently valued to determine the price. Our team conducts these valuations regularly throughout Lincolnshire and understand exactly what lenders and housing associations require from the report.
In Skellingthorpe, where property values have risen by around 7.1% over the past year according to Housemetric data, getting an accurate and up-to-date valuation is essential. The average detached property in Skellingthorpe now sells for around £276,000, with semi-detached homes averaging £274,500. These figures matter because they directly affect how much you can staircase, what your remortgage offer will be, and what price you can achieve when selling your share. Our valuers understand the local Skellingthorpe market and can provide the detailed assessment your situation requires. We draw on our extensive database of recent sales in the LN6 5 postcode area, which has seen approximately 80 transactions over the last 24 months.
The Marshes development, completed in November 2024 by Belvin Construction for Ongo Homes, included shared ownership properties offered through their housing association. If you own a home on this development or any other shared ownership scheme in Skellingthorpe, you will need our valuation services at various points throughout your ownership. The valuation report must be conducted by a RICS registered valuer and is typically required to be less than three months old when submitted to your housing association or mortgage lender. We recommend timing your valuation carefully to avoid the need for a revaluation if your transaction is delayed.
Choose your valuation type and select a convenient date. We offer competitive fixed fees starting from £199 including VAT for standard shared ownership valuations in Skellingthorpe. Our online booking system makes it simple to schedule your appointment, or you can speak directly to our team if you have any questions about the process.
Our RICS registered valuer will visit your property in Skellingthorpe to conduct a thorough inspection. They will measure the property internally and externally, assess its condition, and take photographs for the report. The inspection typically takes between 20 and 45 minutes depending on the size and complexity of your property. We inspect all areas relevant to the valuation, including the exterior walls, roof, windows, and internal fixtures.
We compare your property against recent sales in Skellingthorpe and the surrounding Lincoln area. With 80 sales in the LN6 5 postcode area over the last 24 months, we have substantial local data to draw from. Our valuers also consider other relevant factors specific to Skellingthorpe properties, including any flood risk from the Catchwater Drain system, the proximity to listed buildings, and the impact of new developments on surrounding property values.
Your RICS valuation report is typically delivered within 3-5 working days of the inspection. This report is accepted by all major mortgage lenders and housing associations. The report includes the full market value assessment, the value of your owned share, and detailed comparable evidence to support the valuation. We deliver your report digitally via email, with a hard copy available upon request.
Shared ownership allows you to purchase a share of a property, typically between 25% and 75%, and pay rent on the remaining share owned by the housing association. This scheme makes it easier to get onto the property ladder in areas like Skellingthorpe where average house prices have climbed to around £274,000. The scheme is particularly attractive in villages with strong transport links to larger employment centres, and Skellingthorpe's proximity to Lincoln city centre, just three miles away, makes it a popular choice for first-time buyers. The Sustrans cycle route provides a practical commuting option directly into Lincoln.
When you staircase, meaning you buy a larger share of your property, the housing association will require a fresh valuation to determine the price of the additional share. The cost of additional shares is calculated based on the full market value at the time of staircasing, so an accurate valuation is essential. Similarly, if you want to remortgage to release equity or secure a better interest rate, your lender will need a current valuation to assess the loan-to-value ratio. Our valuations are designed to meet all these requirements, providing you with the official documentation you need for any transaction involving your shared ownership property.
The minimum deposit required when purchasing a shared ownership share is typically 5% of that share's value. For example, if you are buying a 25% share of a property valued at £274,000, your minimum deposit would be £3,425. Our valuers can provide the official valuation that supports these calculations and helps you understand exactly what your shared ownership property is worth in the current market.
Source: Rightmove, Zoopla, OnTheMarket 2024
When staircasing or remortgaging, ensure your valuation is current. Most housing associations and mortgage lenders require a valuation report no older than 3 months. If your report expires before you complete your transaction, you may need to pay for a new valuation. We recommend timing your valuation as close to your intended transaction date as possible to avoid additional costs.
Skellingthorpe has become a hotspot for new housing development, with several major projects delivering new homes to the village. The Marshes development, completed in November 2024 by Belvin Construction for Ongo Homes, brought a mix of two and three-bedroom houses and bungalows to the area, with some properties available through shared ownership. This follows the earlier completion of Woodbank by Homes by Stirlin and Manor Park by Taylor Lindsey, both offering two, three, and four-bedroom homes with prices ranging from £240,000 to £350,000. These developments have significantly increased the housing stock in Skellingthorpe and created opportunities for buyers seeking modern homes through shared ownership schemes.
The largest project on the horizon is the Charterholme Western Growth Corridor, a major development off Skellingthorpe Road that will eventually deliver over 3,200 new homes. The first phase of 19 properties is currently underway, with homes expected to be completed from summer 2025 onwards. This development will significantly increase the housing stock in the Skellingthorpe area and create new shared ownership opportunities for buyers. If you have purchased a shared ownership property on any of these new developments, our valuers understand the specific requirements for new-build valuations, including the build method, specifications, and warranty information that lenders require.
The village's popularity stems from its excellent amenities including a Co-op, local shops, a public house, and a community hall. The Sustrans cycle route provides a direct route to Lincoln city centre, making it practical for commuters. With a population of around 3,580 and new commercial developments like the Chestnut Farm Rural Enterprise Park approved in 2024, Skellingthorpe continues to grow as a desirable location for both owner-occupiers and shared ownership buyers. The new enterprise park will provide over 20,000 sqft of commercial space for B2, B8, and E(g) uses, bringing local employment opportunities to the area.
Skellingthorpe has a fascinating history that adds character to the village. Historically, large parts of the parish were marshland with a constant flood risk until the Catchwater Drain was planned from 1805 to manage water levels. This historical context is important for property valuations, as some areas may still be affected by drainage considerations. Our valuers understand these local geography factors and how they can impact property values and mortgageability in certain parts of the village.
Our valuers have extensive experience in the Skellingthorpe property market and understand the factors that affect property values in this village. From the historic properties around St Lawrence's Church, including the Grade II listed Skellingthorpe Hall and Jessup Cottage believed to be over 400 years old, to the modern developments on the outskirts, we know how to assess each property type accurately. The mix of traditional cottages, Georgian manor houses, and contemporary new builds creates a diverse market that requires specialist knowledge. We understand that properties like Skellingthorpe Hall, built in 1811 with its stucco exterior and shallow hipped slate roof, require different valuation considerations compared to modern semi-detached houses on new developments.
We also understand the impact of local geography on property values. Skellingthorpe's history as marshland, with flood risks historically managed by the Catchwater Drain system, and its proximity to Lincoln are all factors that influence mortgage valuations. Some properties near the drain may require specific consideration during the valuation process, and our valuers are experienced in assessing these factors. The village also has several Conservation Area considerations, particularly given its Neighbourhood Plan Area designation and the proximity of Lincoln's Swanpool Garden Suburb conservation area on Skellingthorpe Road.
Skellingthorpe's housing stock is varied, ranging from 19th-century estate workers' cottages to 1970s properties on the Birchwood estate, built on the former RAF Skellingthorpe site approximately 2.5 miles to the south-east. The old vicarage off Waterloo Lane dates to 1870, while newer properties on recent developments feature modern construction methods including PV solar panels on roofs and electric car charging points. Our valuers take all these factors into account when assessing your shared ownership property, ensuring the valuation reflects its true market position in Skellingthorpe's diverse property market.
A shared ownership valuation is a RICS regulated assessment of your property's market value conducted by a qualified surveyor. Unlike a standard mortgage valuation, it determines the full market value of your property and the value of the share you own. This is required by housing associations and mortgage lenders whenever you staircase, remortgage, or sell your shared ownership property. The report provides detailed comparable evidence and analysis specific to the local Skellingthorpe market, ensuring the valuation accurately reflects current conditions in this growing village.
Our shared ownership valuations in Skellingthorpe start from £199 including VAT. The exact fee depends on property type and size, with larger or more complex properties requiring additional survey time. This is a fixed-fee service with no hidden charges, and you receive a RICS-compliant report accepted by all major UK mortgage lenders and housing associations. The fee represents excellent value given the local expertise our valuers provide about the Skellingthorpe market.
Most housing associations and mortgage lenders require a valuation report to be no older than three months. If your transaction does not complete within this period, you will likely need to commission a new valuation. We recommend timing your valuation as close to your intended transaction date as possible to avoid the need for a revaluation, which would incur additional costs. Given the current pace of the Skellingthorpe market, with property values changing relatively quickly, timing your valuation appropriately is particularly important.
Yes, our shared ownership valuations are specifically designed for staircasing purposes. The report provides the full market value assessment that housing associations like Ongo Homes require to calculate the price of additional shares. When you staircase, the housing association will typically require their own independent valuation, but our RICS report provides the authoritative market evidence they need. The report is valid for use by all major housing associations operating in England and is accepted by all major mortgage lenders.
Our valuer will visit your Skellingthorpe property and conduct a thorough inspection, measuring the property internally and externally, photographing each room and the exterior, and noting the condition of walls, ceilings, windows, and any visible defects. For properties in Skellingthorpe, we pay particular attention to the construction type, age of the property, and any specific local factors such as proximity to the Catchwater Drain or the condition of any listed building elements. The inspection typically takes between 20 and 45 minutes depending on property size.
We aim to deliver your valuation report within 3-5 working days of the property inspection. For urgent requirements, we offer an expedited service where possible, subject to availability. The report is delivered digitally via email in PDF format, with a hard copy available upon request at no additional cost. We understand that timing is often critical for staircasing and remortgage transactions, so we work hard to deliver your report promptly.
Yes, we value all shared ownership property types in Skellingthorpe, including flats, terraced houses, semi-detached properties, and detached houses. Whether your property is a new-build on The Marshes development, a traditional cottage near St Lawrence's Church, or a property on the Woodbank or Manor Park developments, our RICS registered valuers have the expertise to provide an accurate assessment. We understand the shared ownership requirements for all housing associations operating in the Lincolnshire area.
Several factors specific to Skellingthorpe can affect your property valuation, including recent comparable sales in the LN6 5 area, the condition and age of the property, any new developments nearby that may impact market dynamics, and the overall demand for properties in the village. Properties with unique features such as listed building status, proximity to the Catchwater Drain, or modern energy-saving features like solar panels may also be considered. Our valuers have detailed knowledge of all these local factors and how they influence property values in Skellingthorpe.
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RICS registered valuations for shared ownership properties. Required for staircasing, remortgaging and resales. From £199.
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.
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