RICS-registered valuers serving Catterick and Catterick Garrison. Accurate valuations for staircasing, remortgaging, and resales.
Regulated
If you own a shared ownership property in Catterick or Catterick Garrison, you may need a formal valuation for staircasing, remortgaging, or selling your share. Our RICS-registered valuers provide independent valuations that housing associations and mortgage lenders accept across North Yorkshire.
Catterick is a unique property market, split between the historic village and the nearby garrison. Whether your home is on a modern estate like Poppy Gardens or in a traditional Catterick village property, we have local knowledge to give you an accurate market valuation. We serve the entire DL9 and DL10 postcode areas.
£254,767
Average House Price (Village)
£189,322
Average House Price (Garrison)
+6%
Annual Price Change
600+
Properties Sold (12 months)
Shared ownership properties require specialist valuations that differ from standard mortgage valuations. When you staircasing to increase your share, the housing association needs an independent RICS valuation to determine the price. Similarly, when remortgaging your share, lenders require a current market valuation specific to the shared ownership model.
Our valuers understand the nuances of shared ownership properties in North Yorkshire. We calculate the full market value of your property and the percentage share you currently own. This matters because the price you pay for additional equity is based on the current market value, not what you paid originally.
In Catterick, the property market has shown steady growth with prices up 6% year-on-year. The garrison area particularly attracts first-time buyers and military families looking for affordable entry points to homeownership. Understanding local market conditions is essential for an accurate valuation.
Our team has extensive experience valuing shared ownership properties throughout North Yorkshire, including Catterick Garrison and the surrounding villages. We understand how the military presence affects the local market and what buyers in this area look for in a property.
We're familiar with developments like Poppy Gardens where shared ownership properties are available. Our valuers know the local housing stock, from modern semi-detached homes to older terraced properties, and can provide an accurate valuation reflecting current market conditions.
Source: Rightmove 2024
Choose your valuation type and select a convenient date. We'll confirm your appointment within 24 hours.
Our valuer visits your Catterick property to assess its condition, size, and features. The inspection typically takes 30-60 minutes.
We compare your property with recent sales in Catterick and Catterick Garrison, considering local market trends and property type.
Your formal RICS valuation report is delivered within 3-5 working days, ready for your housing association or lender.
Shared ownership has become an important pathway to homeownership in the Catterick area. With properties in the garrison averaging around £189,000 and the village average at £255,000, shared ownership offers an accessible route for buyers who may struggle to purchase outright. The Poppy Gardens development specifically offers shared ownership options, with two and three-bedroom semi-detached homes available.
When you first purchase a shared ownership property, you typically buy between 25% and 75% of the full market value. You then pay rent on the remaining share to the housing association. Staircasing allows you to increase your share percentage over time, eventually owning 100% of the property. Each staircasing transaction requires a fresh valuation.
The housing associations operating in North Yorkshire, including partners through North Yorkshire HomeChoice, use these valuations to calculate the price of additional shares. Our reports meet all their requirements and are accepted by major lenders including Together Housing and other registered providers.
If you're considering buying more share in your Catterick shared ownership property, get a valuation before committing. Market conditions in Catterick have been favourable with 6% annual growth, so your property value may have increased significantly since you purchased. A valuation gives you the information needed to make an informed decision.
Catterick Garrison presents a distinct property market within the broader Catterick area. The military garrison is one of the largest in the UK, creating consistent demand for housing from service personnel and their families. This demand supports property values and makes the area attractive for shared ownership.
The garrison predominantly features semi-detached properties, which represent the majority of sales. These homes typically sell around £185,000, making them accessible for first-time buyers using shared ownership schemes. Our valuers understand how the garrison location affects value and what specific features buyers in this market prioritise.
A shared ownership valuation is a formal RICS assessment of your property's current market value. Unlike standard mortgage valuations, it determines both the full market value and your ownership percentage share. Housing associations and mortgage lenders require this for staircasing, remortgaging, or selling your share.
Our shared ownership valuations in Catterick start from £350 for standard properties. The exact fee depends on property type and value. We'll provide a firm quote when you book. The valuation report is delivered within 3-5 working days of the inspection.
When you want to buy more share in your shared ownership property, the housing association needs to know the current market value to set the price. A RICS valuation provides an independent, professional assessment that both you and the housing association can trust. Without this, you cannot legally increase your share.
Most housing associations and lenders accept valuations that are less than three months old. If your circumstances have changed significantly or market conditions have shifted, you may need a fresh valuation. We recommend obtaining a new valuation if it's been over three months since your last assessment.
Yes, our RICS valuations are accepted by most mortgage lenders for shared ownership remortgaging. We provide detailed reports that meet lender requirements. However, some lenders may require their own valuation, so check with your mortgage advisor first.
Our valuer will visit your Catterick property to inspect its condition, size, layout, and features. They will take photographs and notes on the property's construction and any improvements you've made. The inspection typically takes 30-60 minutes depending on property size. You don't need to be present if you provide access.
Several specific factors influence shared ownership valuations in the Catterick area. The distinction between the village and garrison locations is significant. Properties in Catterick village generally command higher prices due to the more residential character and proximity to local amenities. Garrison properties benefit from MOD support and military demand but typically trade at a discount.
Property condition plays a crucial role in any valuation. Modern properties in the garrison area, particularly those built since 2000, may have different value profiles than older village properties. Any improvements you've made, such as kitchen or bathroom upgrades, can positively affect the valuation. Our valuers document all relevant features during the inspection.
The local market trend is favourable, with prices increasing 6% year-on-year. This growth reflects both general property market conditions and the specific appeal of North Yorkshire to buyers seeking rural character with reasonable commuting options. The ongoing demand for shared ownership properties in the area supports values.
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RICS-registered valuers serving Catterick and Catterick Garrison. Accurate valuations for staircasing, remortgaging, and resales.
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.
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