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Book in your RICS Help-to-Buy Valuation in Exmouth

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The best place to instantly book RICS Help-to-Buy Valuations in Exmouth

With thousands of successful bookings, Homemove is the UK's leading provider of RICS Help-to-Buy Valuations in Exmouth. Trusted by homeowners nationwide, we guide you from preparing your property for sale to arranging comprehensive Help-to-Buy valuation, ensuring every step of your home-moving journey is smooth and on track.

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Hero Left House For Exmouth RICS qualified Surveys

The surveyors in Exmouth we work with:

are both RICS qualified and registered
are independent of any estate agent
will inspect the inside of the property
will provide at least 3 comparable properties
comparables will be like-for-like in type, size and age, and within 2 miles of your property

Compliant Help-To-Buy Valuations

Signed and dated by the surveyor

It's required that the valuation report is signed and dated by the surveyor.

Headed paper

Your help to buy will be put on headed paper as required.

Supplied as a PDF file/document

Your surveyor will provide your report in a bespoke pdf ready to be sent to Homes England.

What are your Help-to-Buy options?

Staircasing

It is also necessary to have a Help to Buy valuation if you intend to 'staircase'. Your proportion of ownership increases when you partially repay your loan. In the event that the value of the property increases, the amount you owe increases with it. The outstanding loan amount decreases if the value falls. In order to ensure that the calculations with respect to monies owed are accurate, it is essential that you get an independent valuation when any changes to your loan are made.

Homemove Homes England Help To Buy Surveyors

Full redemption

Your Help to Buy loan must be repaid if you sell your property in Exmouth. RICS Help to Buy valuation determines how much must be repaid depending on the property's value at the time.

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Homemove Homes England Help To Buy Surveyors in Exmouth

FAQ

What is a RICS Red Book Valuation?

Valuations based on the RICS Red Book differ from appraisals based on estate agents' valuations. Using their extensive knowledge and experience, surveyors will assess the size, condition, and location of the property. We value properties based on the results of this assessment in conjunction with similar properties that have recently sold in the local Exmouth area. By utilising the guidelines issued by the Royal Institute of Chartered Surveyors, Red Book Valuations provide an industry standard when it comes to property valuation methodology and details.

How much will you need to repay on your help to buy?

Equity loans are calculated based on the market value of your property and the equity loan percentage amount when you sell your home. RICS valuations or sales prices are used to determine the market value of your property (whichever one is higher). Interest, fees, and any other payments you still owe are included in the total amount you repay. Before completion, you must pay them back in full. To determine the value of your property a RICS surveyor will give you an accurate estimation.

How much does a Help-to-Buy valuation cost in Exmouth?

You can expect to pay between £195 - £850 for a help-to-buy valuation from a RICS surveyor in Exmouth depending on the property price and the number of bedrooms the property has. The bigger the property the more time it takes to complete the valuation and find comparable property sales.

Article Highlight

The Value of Booking a Help-to-Buy Valuation with Proficient Accredited Surveyors in Exmouth

The Help-to-Buy program in the United Kingdom has been a benefit for aspiring homeowners, enabling them to secure a mortgage and step onto the housing ladder with ease. However, as you navigate the process, it's crucial to grasp the relevance of booking a Help-to-Buy estimation and selecting an seasoned and proficient surveyor in Exmouth, Devon. In this article, we will explore the nuances of the Help-to-Buy valuation process, the conditions, and the different contexts in which a Exmouth Help-to-Buy survey is essential.

The Help-to-Buy Valuation: A Crucial Step

As a homeowner utilising the Help-to-Buy initiative, you'll eventually need to repay the equity loan provided by the government. This repayment often coincides with offloading the property, refinancing, or reaching the end of the loan term. It is in these circumstances that a Help-to-Buy appraisal becomes necessary. This assessment aims to ascertain the present market value of the property, which dictates the amount to be repaid on the equity loan.

The Significance of Knowledgeable and Qualified Exmouth Help-to-Buy Surveyors.

The Help-to-Buy assessment is an essential process for those looking to dispose of, remortgage, or repay their equity loan. Therefore, it's vital to enlist the help of an knowledgeable and capable Exmouth Help-to-Buy evaluator for the estimation. Here are a few reasons why:

RICS Accreditation: Help-to-Buy estimations must be carried out by a Royal Institution of Chartered Surveyors (RICS) registered evaluator. These professionals have considerable knowledge and experience in the property market and adhere to a strict code of conduct, ensuring correct and reliable Help-to-Buy appraisals in Exmouth.
Local Proficiency: An skilled surveyor with local knowledge of the Exmouth property market will comprehend the particularities and trends specific to the area. This experience can provide an precise valuation, ensuring you repay a fair amount on your equity loan.
Compliance Requirements: There are specific rules for Help-to-Buy estimations, such as the need for the valuation to be provided in a RICS Red Book format. A proficient Exmouth Help-to-Buy appraiser will be familiar with these guidelines and ensure that the appraisal complies with them, avoiding any potential holdups or issues.
Timeliness: Help-to-Buy estimations have a limited relevance period of three months from the date of the document. An experienced surveyor will effectively conduct the estimation and provide the report within this timeframe, ensuring a uncomplicated transaction process for your Exmouth Help-to-Buy assessment.

Different Instances That Require a Help-to-Buy Assessment in Exmouth

Several circumstances necessitate a Help-to-Buy valuation in Exmouth, including:

Selling Your Property: When listing for sale a property purchased through the Help-to-Buy scheme in Exmouth, a valuation is required to determine the amount to be repaid on the equity loan. This figure is calculated as a percentage of the existing market price.
Remortgaging: If you're considering adjusting your property in Exmouth to repay the equity loan or reduce your monthly payments, a Help-to-Buy valuation is necessary to establish the property's value and calculate the amount to be repaid.
Staircasing: Residents in Exmouth may choose to increase their equity share in the property through a process known as staircasing. A Help-to-Buy estimation will ascertain the current market value, helping you calculate the cost of purchasing additional stake.
End of the Loan Term: At the end of the ownership loan term (typically 25 years), homeowners in Exmouth must repay the outstanding balance. A Help-to-Buy valuation will ascertain the property's value and the amount to be reimbursed at that time.

In essence, booking a Help-to-Buy appraisal with an qualified surveyor in Exmouth is a essential step in the process of selling, refinancing, or repaying your equity loan. By ensuring that your Exmouth Help-to-Buy assessment is carried out by a RICS registered professional with local expertise, you can be assured in the reliability of your property valuation and compliance with requirements. With the right surveyor by your side, you can tackle the complexities of the Help-to-Buy scheme in Exmouth with ease, achieving a fair assessment and a seamless transaction process.