£99,500
Cottage, 2 bed
PA28 6RY
£99,500
Cottage, 2 bed
PA28 6RY
Stewart Balfour & Sutherland
-16d ago
Compare 11 local agents, data from 67 active listings








We've analysed the current property market in PA28, which covers Campbeltown and the surrounding Kintyre peninsula. Our data shows 11 estate agents are actively marketing properties in this area, with a total of 67 listings currently available. The average asking price sits at £161,261, reflecting the unique character of this historic Argyll and Bute town known for its whisky distilleries and coastal positioning.
The local market is led by Mactaggart Property, who dominate with 22 active listings representing a 32.8% market share and an average asking price of £120,818. Stewart Balfour & Sutherland follows closely with 17 listings (25.4% market share) at an average price of £168,675. These two established local agents handle the majority of property transactions in the PA28 area, giving them significant expertise in the Campbeltown market specifically.
selling a Victorian townhouse in the town centre, a traditional stone cottage in the surrounding Kintyre countryside, or a modern family home with sea views, choosing the right estate agent makes all the difference. We recommend obtaining valuations from multiple agents to ensure you get the best possible advice for your specific property type and location.

11
Active Estate Agents
£161,261
Average Asking Price
67
Properties For Sale
-0.8%
Market Trend (12 Months)
10
Recent Sales (12 Months)
The PA28 postcode encompasses Campbeltown, one of Scotland's five whisky-producing regions, along with the picturesque Kintyre peninsula. This area presents unique property market characteristics that differ significantly from urban Scottish centres. Properties here range from traditional stone-built cottages and Victorian townhouses to modern developments, all set against a backdrop of stunning coastal scenery and rural landscapes.
Working with an estate agent who understands the local nuances is essential. Campbeltown's property market is influenced by its maritime heritage, the presence of historic listed buildings, and the seasonal nature of employment in sectors like fishing, tourism, and whisky production. Agents with established local presence, such as Mactaggart Property and Stewart Balfour & Sutherland, have built relationships across the community and understand how these factors impact property values and buyer interest.
We find that sellers achieve better outcomes when they work with agents who have demonstrated success in their specific area. The combination of physical office presence in Campbeltown and proven listing performance gives these local agents an edge that national online platforms often cannot match in rural markets like PA28.

Based on 50 live listings with an average asking price of £169,730.
Source: home.co.uk
See which agents are selling fastest and at the best prices in PA28.
Compare Estate Agents FreeThe PA28 property market offers excellent value compared to many other areas of Scotland. Our data reveals that 29 listings (43% of the market) are priced under £100,000, making this one of the more affordable postcode areas in the country for property buyers. This pricing structure reflects the remote nature of Campbeltown, limited employment opportunities outside of tourism, whisky production, and public services, and the aging population demographics that characterize many rural Scottish towns.
However, the market does cater to higher-value segments as well. Detached properties command an average price of £301,818, with these typically found in desirable locations around Campbeltown or in rural settings with sea views. The 4-bedroom properties in the area average £322,857, indicating demand from families and those seeking larger period homes. Properties priced between £300,000 and £500,000 represent 12% of the market, showing a healthy segment for premium residential property.
The recent market trend shows a slight decrease of -0.8% over the past 12 months, with only 10 property sales recorded in the area. This indicates a buyers' market where properly priced properties may require patience to sell, making the choice of estate agent even more critical for sellers looking to achieve a timely sale.
We advise buyers and sellers alike to understand the price distribution: Under £100k accounts for 43% of all listings, £100k-£200k represents 28% of properties, £200k-£300k makes up 12% of the market, and properties over £300k comprise 16% of listings. This distribution helps set realistic expectations for anyone entering the PA28 property market.
Properties in the PA28 area reflect the traditional Scottish building methods that have shaped Campbeltown and the Kintyre peninsula over centuries. The predominant construction materials include local stone, often featuring slate or sandstone, along with traditional harling (a roughcast render distinctive to Scottish buildings) and slate roofs. These materials reflect both the available local resources and the need to withstand the coastal weather conditions that characterise this peninsula location.
The geological conditions beneath PA28 properties also influence construction and potential issues. The Kintyre peninsula features complex geology including metamorphic rocks such as schists and gneisses, alongside sedimentary deposits in valleys and coastal plains. Areas of glacial till and alluvial deposits can be found in lower-lying areas, which may affect foundation conditions for newer properties.
Given the age of much of Campbeltown's housing stock, we find that many properties were built using solid stone walls rather than modern cavity wall construction. Victorian and Edwardian properties dominate certain streets, particularly those near the harbour and town centre, while inter-war and post-war properties can be found in residential areas surrounding the town. This mix of ages means that buyers should be aware of potential issues ranging from outdated services to structural movement that may have occurred over decades.
The presence of historic buildings also means that conservation considerations are important in PA28. Campbeltown has a designated Conservation Area, and numerous properties are listed buildings, particularly around the harbour and in the older town centre. These properties may have restrictions on alterations and require specialist knowledge from both surveyors and estate agents familiar with heritage considerations.
Due to the age and construction methods of many properties in PA28, we commonly encounter specific defects during surveys that buyers should be aware of. Dampness is frequently observed, particularly penetrating damp caused by exposure to coastal weather conditions and rising damp in older properties that may lack or have degraded damp-proof courses. The proximity to the sea accelerates weather-related wear on external walls and pointing.
Roof condition issues are particularly prevalent given the number of older properties with slate roofs. We regularly find wear and tear on slate tiles, problems with leadwork around chimneys and valleys, and gutter deterioration due to age and exposure to salt-laden air. These issues can lead to water ingress if not addressed promptly, and we always recommend thorough roof inspections before purchasing any property in PA28.
Timber defects including wet rot, dry rot, and woodworm affect many older properties in the area. The combination of damp conditions, traditional timber construction elements, and age creates ideal conditions for fungal decay and insect infestation. We strongly recommend that survey reports specifically address timber condition in floor structures, roof timbers, and window joinery.
Properties in certain areas of PA28, particularly around Machrihanish, may have mining history that affects ground stability. The former coal mining activity in this area means that properties may require specialist mining searches to assess potential subsidence risks. Additionally, coastal erosion is a consideration for properties located directly on the shoreline or near vulnerable cliff sections.
The PA28 area demonstrates an interesting mix of agent types. Traditional high-street agents dominate the market, with Mactaggart Property and Stewart Balfour & Sutherland holding a combined 58.2% market share. These established firms offer the advantage of physical offices in Campbeltown, local market knowledge built over decades, and face-to-face consultation services that many sellers prefer. Their presence in the town centre provides accessibility for older vendors who may be less comfortable with digital-only interactions.
However, the market also includes several online and auction-focused agents. Town & Country Property Auctions and Future Property Auctions each hold 6% market share, typically targeting properties at lower price points (averaging £13,750 and £33,500 respectively). National online agents like Purplebricks and Springbok Properties maintain minimal presence with single listings, while Iad operates nationally. For sellers considering their options, the typical fee structure in England and Wales ranges from 1-3% plus VAT, though Scottish estate agent fees may vary.
We recommend obtaining valuations from multiple agents before making a decision, as this gives you leverage in negotiations and ensures you understand the true market value of your property. The lowest fee isn't always the best value - agents with stronger local presence like those in Campbeltown may achieve higher sale prices that offset their fees through their established buyer networks and community connections.

We suggest looking at how many active listings each agent holds in PA28. Mactaggart Property and Stewart Balfour & Sutherland clearly lead with significant market share, indicating strong local buyer networks and market expertise. This market dominance typically translates to faster sales and better prices for sellers.
Ask agents about their digital marketing strategies, photography quality, and listing distribution. In a rural area like Kintyre, reaching buyers beyond the immediate locality is crucial for achieving the best price. We find that agents who invest in professional photography and broad online distribution generate more viewings.
Request detailed fee quotes from multiple agents. Remember that the lowest fee isn't always the best value - agents with stronger local presence may achieve higher sale prices that offset their fees. Scottish estate agent fees typically range from 1-3% plus VAT, but we always recommend negotiating based on the specific services offered.
Look for feedback from previous clients in the PA28 area. Local knowledge and communication style matter significantly in property transactions. We find that agents who provide regular updates and maintain open communication throughout the sales process tend to receive better reviews and generate repeat business.
Request valuations from at least three agents. An accurate valuation aligned with current market data (around £161,261 average in PA28) indicates the agent understands local market conditions. We caution against agents who overvalue your property to win your business, as this often leads to prolonged marketing periods and price reductions.
Before instructing any estate agent in PA28, we recommend getting at least three free valuations. This gives you a clear picture of your property's market value and provides leverage when negotiating fees. Agents may be more willing to offer reduced rates if they know you're comparing multiple options.
Understanding the bedroom composition of properties available in PA28 helps buyers and sellers align their expectations with market reality. Our data shows that 2-bedroom properties dominate the market with 23 listings (34% of the total), averaging £87,630. These properties typically appeal to first-time buyers, couples, and older downsizers looking for manageable accommodation in a town setting.
Three-bedroom properties represent 31% of the market with 21 listings averaging £160,523. These family homes form the backbone of the residential market and tend to generate strong interest from local families and those relocating to the area for lifestyle reasons. One-bedroom properties account for 12% of listings at an average of £63,250, offering accessible entry points to the property market.
Larger properties are less common but do exist. Four-bedroom homes represent 10% of listings at an average of £322,857, while premium properties with 5+ bedrooms occasionally appear. The limited supply of larger family homes means these properties can command premium prices when well-presented, particularly those with period features, sea views, or rural settings. We note that 5, 6, and 7-bedroom properties together represent only 4% of the market but command average prices ranging from £295,000 to £550,000.
The PA28 property market is intrinsically linked to the economic drivers of Campbeltown and the surrounding Kintyre peninsula. Understanding these factors helps both buyers and sellers make informed decisions. The key employers in the area include whisky distilling, with Campbeltown being one of Scotland's five whisky-producing regions featuring distilleries like Springbank and Glen Scotia that provide significant employment opportunities.
The fishing and marine industries also play a vital role in the local economy, with Campbeltown harbour supporting fishing fleets and associated services. Tourism represents another significant sector, with the Kintyre peninsula attracting visitors throughout the year, particularly during summer months, supporting hospitality businesses and accommodation providers. Agriculture remains important in the surrounding rural areas, with farming operations contributing to the local economy.
The public sector including healthcare, education, and local government services also employs a substantial portion of the working population. This economic mix creates a stable but relatively modest employment market, which directly influences property demand and pricing. We find that properties suitable for key workers in these sectors tend to maintain steady interest throughout the year.
The seasonal nature of some employment, particularly in tourism and fishing, can affect buyers' purchasing power and mortgage eligibility. We recommend that potential buyers discuss their employment situation with mortgage advisors familiar with rural Scottish markets to understand any specific considerations that may apply in the PA28 area.
50 properties currently listed across PA28. Here are the most recently added.
£99,500
Cottage, 2 bed
PA28 6RY
£99,500
Cottage, 2 bed
PA28 6RY
Stewart Balfour & Sutherland
-16d ago
£425,000
Villa, 5 bed
Knockruan Way, PA28 6TN
£425,000
Villa, 5 bed
Knockruan Way, PA28 6TN
Stewart Balfour & Sutherland
-18d ago
£325,000
Bungalow, 3 bed
PA28 6SE
£325,000
Bungalow, 3 bed
PA28 6SE
Robb Residential
-22d ago
£119,500
End of Terrace, 3 bed
Crosshill Avenue, PA28 6LH
£119,500
End of Terrace, 3 bed
Crosshill Avenue, PA28 6LH
Stewart Balfour & Sutherland
-22d ago
£15,000
Flat, 1 bed
High Street, PA28 6EA
£15,000
Flat, 1 bed
High Street, PA28 6EA
Town & Country Property Auctions
-23d ago
£15,000
Flat, 2 bed
Longrow, PA28 6ER
£15,000
Flat, 2 bed
Longrow, PA28 6ER
Town & Country Property Auctions
-23d ago
£124,500
End of Terrace, 2 bed
Davaar Avenue, PA28 6NQ
£124,500
End of Terrace, 2 bed
Davaar Avenue, PA28 6NQ
Stewart Balfour & Sutherland
-23d ago
£18,000
Flat, 1 bed
Burnbank Street, PA28 6JD
£18,000
Flat, 1 bed
Burnbank Street, PA28 6JD
Future Property Auctions
-25d ago
£114,500
Terraced, 3 bed
Ralston Road, PA28 6LF
£114,500
Terraced, 3 bed
Ralston Road, PA28 6LF
Stewart Balfour & Sutherland
-26d ago
£500,000
Bungalow, 4 bed
PA28 6QR
£500,000
Bungalow, 4 bed
PA28 6QR
Robb Residential
-33d ago
£250,000
Bungalow, 3 bed
Lochruan Road, PA28 6TD
£250,000
Bungalow, 3 bed
Lochruan Road, PA28 6TD
Mactaggart Property
-38d ago
£500,000
Detached, 14 bed
PA28 6EP
£500,000
Detached, 14 bed
PA28 6EP
Mcewan Fraser Legal
-39d ago
Get free, no-obligation valuations from the top-performing local agents. Compare fees, services, and track records before you decide.
Compare Agents FreeBased on our market analysis, Mactaggart Property is the leading estate agent in PA28 with 22 active listings (32.8% market share) and an average asking price of £120,818. Stewart Balfour & Sutherland follows as the second-largest agent with 17 listings (25.4% market share) and an average asking price of £168,675. These two agents dominate the local market and have established reputations in the Campbeltown area. For premium properties, Galbraith handles higher-value listings with an average price of £450,000, while Robb Residential focuses on properties averaging £285,000. We recommend considering your property type and target market when selecting an agent.
Estate agent fees in Scotland typically range from 1-3% plus VAT (1.2-3.6% total) of the sale price, though this can vary based on the agent's level of service and the property type. In the PA28 area, where property values are generally lower than urban centres, some agents may offer fixed-fee options or be willing to negotiate rates. We recommend obtaining quotes from multiple agents and comparing their services rather than focusing solely on the lowest fee, as the right agent can significantly impact your final sale price.
The current average asking price in PA28 is £161,261 according to our live listing data, though Land Registry data suggests an average of £197,949 as of February 2026. However, this varies significantly by property type: flats average £52,955, terraced properties £102,999, semi-detached homes £132,571, and detached properties £301,818. The market also shows a strong concentration of properties under £100,000, which accounts for 43% of all listings, making PA28 one of the more affordable areas in Scotland for property purchase.
Sale times in PA28 depend on property type, pricing, and market conditions. With only 10 property sales recorded in the past 12 months and a slight market decline of 0.8%, realistic pricing is essential for timely sales. Properties priced realistically for the current market (around the £161,261 average) tend to attract more interest. Properties priced above £300,000 may take longer to sell due to the smaller pool of buyers able to afford higher prices in this rural area. Your estate agent should provide honest guidance on expected timeframes based on their experience in the local Campbeltown market.
For the PA28 market, local estate agents like Mactaggart Property and Stewart Balfour & Sutherland typically offer significant advantages over national online alternatives. They have established physical offices in Campbeltown, understand local market dynamics including the influence of the whisky industry and tourism on property values, and maintain relationships with potential buyers in the area. National online agents may offer lower fees but often lack the local knowledge and personal service that can be crucial in a smaller market like Campbeltown, where community connections matter significantly.
When selecting an estate agent in PA28, we recommend considering their local market knowledge, track record in the area, marketing strategy, fee structure, and communication style. Look at their current listing portfolio to see how many properties they have for sale and at what prices relative to your property. Ask about their experience with properties similar to yours, whether that's Victorian townhouses, rural cottages, or modern family homes. Request references from previous clients and pay attention to how quickly they respond to enquiries. The right agent should provide a realistic valuation based on current market data and demonstrate a clear strategy for selling your property.
Yes, buyers in PA28 should be aware of several area-specific considerations. Many properties are constructed using traditional methods including solid stone walls and slate roofs that require ongoing maintenance. The coastal location means salt exposure can accelerate building material deterioration. Properties may have damp issues, roof defects, or timber problems that a thorough survey should identify. In areas like Machrihanish with former mining activity, specialist mining searches may be required. The presence of listed buildings and conservation area restrictions also affects what alterations are possible. We strongly recommend a RICS Level 2 Survey for most properties and potentially a RICS Level 3 Building Survey for older or character properties.
From £400
Essential for detecting common defects in PA28 properties including damp, roof issues, and timber defects
From £600
Recommended for older properties, listed buildings, or those with potential structural concerns
From £60
Required by law before selling your property
From £200
Required if using government equity loan schemes
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Compare 11 local agents, data from 67 active listings
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