Compare 6 local agents, data from 18 active listings
We've analysed 6 active estate agents currently marketing properties in the KA28 postcode, which covers the Isle of Cumbrae and the town of Millport on the Firth of Clyde. Our data shows 18 properties currently listed for sale with an average asking price of £214,306. The local market is characterised by a strong presence of flats, particularly in Millport, with properties ranging from one-bedroom apartments under £70,000 to a detached home listed at £1,500,000. We track these agents continuously to ensure our comparison reflects the current market landscape.
Robert F Duff & Co LTD dominates the KA28 market with 11 active listings representing a substantial 61.1% market share. This Largs-based agency has established itself as the primary agent serving the Isle of Cumbrae community. Corum follows with 3 listings and an average asking price of £201,667, while specialist rural agency Savills Rural holds one premium listing at £1,500,000. Additional agents serving the area include Jas Campbell & Co LTD, Tagg (Mactaggart & Co), and the online agent Purplebricks, each with single listings. We recommend requesting valuations from multiple agents to find the best fit for your property type.
selling a flat in Millport, a family home on the island, or a premium coastal property, choosing the right estate agent can significantly impact your sale outcome. We provide free access to agent comparisons, fee structures, and market insights specifically for the KA28 area. Our platform connects sellers with agents who understand the unique dynamics of the island property market, including the seasonal buyer patterns and the appeal of coastal living in the Firth of Clyde.
6
Active Estate Agents
£214,306
Average Asking Price
18
Properties For Sale
£101,065
Average Sold Price
-24%
Price Change (YoY)
The KA28 postcode encompasses the Isle of Cumbrae, a small island in the Firth of Clyde known for its scenic coastal positions and the seaside town of Millport. The property market here differs significantly from mainland areas, with flats comprising the dominant property type. Our live listing data reveals that 13 of the 21 current listings are flats, with an average price of £107,962. This reflects the island's character as a destination for holiday homes, retirement properties, and first-time buyer opportunities. We find that many buyers are drawn to the island for its relaxed lifestyle and scenic walks along the coastline. ===NEXT===
The market has experienced notable price adjustments recently, with home.co.uk reporting average sold prices around £101,065 and homedata.co.uk showing £109,377. These figures represent a 24% decline compared to the previous year and a 19% drop from the 2023 peak of £124,578. Despite these corrections, the current average asking price of £213,214 on live listings suggests sellers are testing the market with higher expectations, particularly for properties that have been recently improved or hold premium positions on the island. We notice that properties in desirable locations such as those near the beach or with views across the Firth of Clyde tend to maintain stronger pricing. ===NEXT===
Understanding the distinction between asking prices and sold prices is crucial for sellers in KA28. Our analysis shows that while asking prices average around £213,214, actual sold prices have been significantly lower at approximately £101,000-£109,000. This gap indicates that realistic pricing is essential for achieving sales in the current market conditions. We advise sellers to review recent sold prices carefully and work with agents who provide honest valuations rather than inflated estimates designed to secure instructions. ===NEXT===
The island's property market also shows distinct seasonal patterns that affect both pricing and marketing times. Summer months typically see increased interest from buyers seeking holiday homes, while the quieter winter period may require more patient marketing. We observe that agents with strong local networks and connections to mainland buyers often achieve better results, particularly for properties targeting second-home buyers or those relocating from urban areas.
Selling a property on the Isle of Cumbrae requires understanding the local market dynamics. The island's unique position means buyers may come from across Scotland and beyond, particularly those seeking holiday homes or retirement properties in a scenic coastal location. Working with an agent who understands these buyer motivations can significantly impact your sale outcome. We have observed that agents who actively market to mainland buyers and highlight the island's lifestyle benefits typically achieve faster sales and stronger prices.
Based on 1 live listings with an average asking price of £299,000.
Source: home.co.uk
See which agents are selling fastest and at the best prices in KA28.
Compare Estate Agents FreeWhen selling property on the Isle of Cumbrae, homeowners must weigh the advantages of traditional high-street agents against online alternatives. Robert F Duff & Co LTD and Corum, both with physical offices in nearby Largs, bring established local knowledge and face-to-face client service. These traditional agents typically charge percentage fees of 1-3% plus VAT (1.2-3.6% including VAT), which for a property priced at £213,214 would translate to fees between £2,558 and £7,676. Their presence in the local community means they understand the nuances of island living and can provide valuable insights into buyer preferences. We have found that local agents often have established relationships with surveyors, solicitors, and other professionals who handle island transactions regularly. ===NEXT===
Online agents like Purplebricks offer fixed-fee pricing, typically ranging from £999 to £1,999, which can be attractive for sellers seeking to minimise upfront costs. However, the limited inventory from online agents in KA28 (Purplebricks has just 1 listing locally) suggests they have not gained significant traction in this niche market. The complexity of island property transactions, including considerations around ferry access, coastal exposure, and the seasonal nature of the market, may favour agents with specific local expertise who can effectively market properties to the right buyers. We recommend considering the level of service and support you require when comparing agent options. ===NEXT===
For sellers on the Isle of Cumbrae, we recommend obtaining free valuations from at least three agents before making a decision. This approach allows you to compare not just fees but also the marketing strategies proposed, local knowledge demonstrated, and the agent's track record in the KA28 area specifically. Given the relatively small number of active agents, Robert F Duff & Co LTD's dominant market position means they will likely be a key competitor in any selection process. We provide a free comparison service that allows you to request valuations from multiple agents simultaneously, saving you time and effort.
The bedroom breakdown of current listings reveals clear pricing tiers in the KA28 market. One-bedroom properties dominate with 6 listings averaging £79,250, representing the most accessible entry point for first-time buyers and those seeking holiday lets. Two-bedroom properties are most prevalent with 8 listings averaging £136,250, appealing to families and those seeking more permanent island residences. These properties form the backbone of the local market and attract consistent interest from buyers looking to relocate to the area. We note that one-bedroom flats in Millport town centre often generate strong interest from investors seeking to rent to holidaymakers. ===NEXT===
Three-bedroom properties show 2 listings with an average price of £186,500, while larger homes command premium prices. Four-bedroom properties average £233,000 and five-bedroom properties £340,000, reflecting the limited supply of family-sized homes on the island. The single detached listing at £1,500,000 (held by Savills Rural) represents an exceptional outlier, likely a premium coastal property or estate. The price range distribution shows 8 properties under £100,000, 5 in the £100,000-£200,000 bracket, and only 2 above £300,000, indicating a market concentrated toward more affordable properties. We have observed that properties offering sea views or proximity to the beach command premium prices. ===NEXT===
For buyers seeking value in KA28, the sub-£100,000 sector offers multiple opportunities, particularly for one-bedroom flats that could serve as holiday lets or retirement properties. The higher price brackets remain thin on the ground, which means sellers of family homes in the £200,000-£350,000 range may find limited competition but also a smaller pool of qualified buyers. We advise sellers in these brackets to ensure their properties are presented to the highest standard to attract the limited number of active buyers at these price points. ===NEXT===
The KA28 property market exhibits distinctive characteristics shaped by the island's geography and demography. Flats dominate the market, accounting for 13 of the 21 current listings with an average price of £107,
Understanding property construction types can be valuable for buyers and sellers alike. Many flats in Millport were built as purpose-built developments or converted from larger Victorian and Edwardian buildings. This construction history means that potential buyers should be aware of factors such as building management arrangements, service charge costs, and the condition of communal areas. We recommend engaging a RICS surveyor familiar with Scottish property construction methods before purchasing, particularly for older flat conversions that may have unique structural characteristics.
The "Other" category in our data includes 3 listings averaging £120,000, encompassing properties that may include bungalows, cottages, or non-standard constructions. These properties often appeal to buyers seeking character homes or properties with land. Given the limited supply of detached properties in KA28, these alternative property types can attract buyers who desire more space than a typical flat offers but cannot access the premium detached market. We find that properties with gardens or outdoor space are particularly sought after by families and retirement buyers.
Properties in KA28 have seen price corrections recently, with sold prices down 24% year-over-year according to market data. This makes accurate pricing critical - overpricing in the current climate can lead to extended marketing periods and price reductions that diminish final sale values. Your chosen agent should provide comparable sales data and honest guidance on pricing strategy. We have observed that properties priced correctly from the outset tend to achieve sales more quickly and often close at prices closer to the asking price than those that require reductions.
Request free valuations from at least three agents active in KA28, including Robert F Duff & Co LTD, Corum, and any other agents you identify. This gives you a realistic asking price range and comparison of agent approaches. We recommend meeting agents at your property to assess their professionalism and marketing proposals.
Ask each agent about their marketing plans for your property. In a niche island market, effective online presence, local connections, and targeted advertising to mainland buyers can make a significant difference. Inquire about their use of property portals, social media marketing, and any local advertising they propose.
Review the agent's recent sales in KA28 specifically. Robert F Duff & Co LTD's 61.1% market share demonstrates established local credibility, while newer entrants may offer different approaches. Ask for examples of similar properties they have sold recently and the time taken to achieve those sales.
Clarify whether agents charge percentage-based fees (typical 1-3% + VAT) or fixed fees. Consider the total cost rather than just the percentage, especially for higher-priced properties. Ask what services are included in their fee and whether there are any additional costs such as marketing fees or admin charges.
Ensure you understand the sole agency agreement duration (typically 8-16 weeks), termination clauses, and what happens if your property doesn't sell within the agreed period. Negotiate terms that protect your interests, including the ability to terminate if you are not satisfied with the service provided.
Before instructing an estate agent, request at least three free valuations from different agents in KA28. This gives you bargaining power when negotiating fees and helps you understand the true market value of your property in the current climate. We provide a free service that simplifies this process by allowing you to receive multiple quotes with a single request.
The KA28 property market has undergone significant adjustments over the past two years. Historical data shows that average sold prices reached a peak of approximately £124,578 in 2023 before experiencing declines. The current year-over-year decline of 24% represents a substantial correction, though it must be viewed in the context of the previous boom years. We have tracked these trends closely and note that while prices have fallen, transaction activity has continued, indicating a functioning market rather than a stagnant one.
Asking price trends have shown considerable volatility in KA28, with home.co.uk data indicating fluctuations between £75,630 in February 2025 and £287,940 in October 2025, settling around £156,600 in late 2025 and early 2026. This variation reflects the mix of properties coming to market rather than uniform price movements. We observe that premium properties tend to show greater price volatility, while more affordable flats in the sub-£100,000 sector have maintained relatively stable pricing.
For sellers entering the market now, understanding these trends is essential for realistic expectations. The gap between asking and sold prices suggests that buyers are negotiating significant discounts from asking prices. We advise working with your agent to set an asking price that reflects current market conditions while leaving room for negotiation. Properties that appear well-priced relative to recent sold evidence tend to attract more viewings and generate competitive situations.
1 properties currently listed across KA28. Here are the most recently added.
£299,000
Duplex, 4 bed
Stuart Street, KA28 0AG
£299,000
Duplex, 4 bed
Stuart Street, KA28 0AG
Tagg
-7d ago
Get free, no-obligation valuations from the top-performing local agents. Compare fees, services, and track records before you decide.
Compare Agents FreeBased on our market analysis, Robert F Duff & Co LTD is the leading agent in KA28 with 11 active listings representing 61.1% market share. Corum follows with 3 listings and a 16.7% share. Both agents are based in nearby Largs and have established expertise in the island market, with physical offices that allow for face-to-face consultations and client support. Other agents serving the area include Savills Rural (specialising in premium and rural properties), Jas Campbell & Co LTD (based in Ardrossan), Tagg (Mactaggart & Co) from Largs, and the online agent Purplebricks. The best agent for your property will depend on your specific circumstances, property type, and pricing expectations. We recommend obtaining valuations from multiple agents to compare their approaches and fee structures.
Traditional high-street estate agents in the KA28 area typically charge between 1% and 3% plus VAT (1.2% to 3.6% including VAT) of the final sale price. For a property at the average asking price of £214,306, this would equate to fees between £2,572 and £7,715. These fees generally include marketing, viewings,negotiations, and progression of the sale through to completion. Online agents like Purplebricks offer fixed-fee options typically between £999 and £1,999, though they have limited presence in this postcode with only 1 current listing. We have found that while percentage-based fees increase with sale price, they often include more comprehensive service levels than budget fixed-fee alternatives.
Our live listing data shows an average asking price of £214,306 across 18 current properties for sale in KA28. However, historical sold price data from home.co.uk and homedata.co.uk shows average sold prices around £101,000-£109,000 over the past year, reflecting the predominance of flats in the area and the gap between asking and achieved prices. The current asking prices suggest sellers are testing market conditions with optimistic pricing, while sold prices have declined 24% year-over-year. By property type, flats average approximately £89,816, semi-detached properties around £167,067, and detached homes average £227,120 according to recent sold data.
The KA28 market is dominated by flats, with 12 of the 18 current listings being apartments averaging £124,375. These flats are concentrated in Millport town centre and along the seafront, with many dating from the Victorian and Edwardian periods. Terraced properties account for 2 listings at an average of £252,500, offering more space and garden access. There is currently only 1 detached property listed at £1,500,000, held by specialist rural agent Savills Rural. The "Other" category includes 3 listings averaging £120,000, potentially encompassing bungalows and cottages. This property type distribution reflects the island's character, with many properties being holiday apartments, retirement flats, and modest family homes suitable for the local community. We note that properties with sea views or garden access command premium prices within each category.
Specific marketing time data for KA28 is not publicly available, but the Scottish property market typically sees average selling times of 3-6 months from listing to completion. The current 24% year-over-year price correction and reduced market activity suggest properties may require patient marketing, particularly at higher price points where buyer demand is more limited. Working with an experienced local agent like Robert F Duff & Co LTD, who understands island buyer patterns and maintains active relationships with potential purchasers, can help expedite a sale. We have observed that realistically priced properties in the sub-£150,000 range tend to attract more immediate interest, while premium properties may require longer marketing periods and more targeted promotion.
For KA28 properties, traditional local agents generally offer advantages due to their established market knowledge and buyer networks. Robert F Duff & Co LTD's dominant 61.1% market share demonstrates strong local credibility and indicates that most buyers in the area are engaging with this agent. Local agents based in Largs or Ardrossan understand the island's unique market dynamics, including buyer motivations (holiday homes, retirement, lifestyle purchases), the importance of ferry access, and seasonal demand patterns. They can provide valuable advice on presentation, pricing, and marketing specific to the island market. Online agents may offer lower fixed fees but have minimal track record in this niche island market with only 1 listing between them. We recommend getting quotes from both local and online agents to compare services, fees, and marketing approaches before deciding.
When receiving valuations from estate agents in KA28, look for detailed comparable evidence specific to the local market rather than generic data. A quality valuation should reference recent sold prices for similar properties in KA28, ideally from the past 6-12 months, and explain how these comparables apply to your specific property. Be wary of inflated valuations that appear designed to secure your instruction - these often lead to extended marketing periods and eventual price reductions. We recommend requesting at least three valuations to establish a realistic price range. Ask each agent to explain their valuation methodology and provide details of similar properties they have sold in the area.
The island location of KA28 creates both opportunities and considerations for sellers. The Isle of Cumbrae attracts buyers seeking coastal living, holiday homes, and retirement properties in a scenic setting. This means your buyer pool may include purchasers from throughout Scotland and beyond, not just local buyers. Marketing that highlights the island's lifestyle benefits, including scenic walks, marine activities, and the friendly community of Millport, can broaden appeal. However, the ferry access to the mainland may be a consideration for some buyers, so your agent should be prepared to address this. We have found that properties marketed effectively to mainland buyers often achieve strong outcomes, particularly those positioned as holiday homes or lifestyle purchases.
From £350
Essential for identifying issues in flats and older properties common in KA28
From £500
Comprehensive survey for larger properties or those requiring detailed structural assessment
From £60
Required by law before marketing your property
From £150
Official valuation forHelp to Buy, shared equity, or mortgage purposes
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Compare 6 local agents, data from 18 active listings
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