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Find the right surveyor for your RICS Help-to-Buy Valuation

With thousands of successful bookings, Homemove connects you with qualified RICS surveyors for government-mandated Help-to-Buy valuations. Accepted by all Help-to-Buy administrators and trusted by homeowners nationwide, our quick turnaround service ensures you meet critical loan redemption deadlines. From £250 to £400, we guide you through every step of securing your compliant valuation.

RICS qualified surveyor conducting Help To Buy valuation

The RICS surveyors we work with:

  • are both RICS qualified and registered
  • are independent of any estate agent
  • will inspect the inside of the property
  • will provide at least 3 comparable properties
  • comparables will be like-for-like in type, size and age, and within 2 miles of your property
RICS qualified surveyor conducting Help-to-Buy property inspection

Government-Compliant Help-To-Buy Valuations

1

Signed and dated by the surveyor

It's required that the valuation report is signed and dated by the RICS surveyor to meet government compliance standards.

2

Headed paper

Your help to buy valuation will be put on headed paper as required by all Help-to-Buy administrators.

3

Supplied as a PDF file/document

Your surveyor will provide your report in a bespoke pdf ready to be sent to Homes England with quick turnaround.

What are your Help-to-Buy options?

Staircasing

It is also necessary to have a Help to Buy valuation if you intend to 'staircase'. Your proportion of ownership increases when you partially repay your loan. In the event that the value of the property increases, the amount you owe increases with it. The outstanding loan amount decreases if the value falls. In order to ensure that the calculations with respect to monies owed are accurate, it is essential that you get an independent RICS valuation when any changes to your loan are made.

Professional surveyor conducting Homes England Help To Buy assessment

Full redemption

Your Help to Buy loan must be repaid if you sell your property. RICS Help to Buy valuation determines how much must be repaid depending on the property's value at the time. Don't miss your redemption deadline - our quick turnaround ensures you get your valuation when you need it.

Qualified surveyor completing Homes England Help To Buy valuation report

Common Questions

What is a RICS Red Book Valuation?

Valuations based on the RICS Red Book differ from appraisals based on estate agents' valuations. Using their extensive knowledge and experience, qualified surveyors will assess the size, condition, and location of the property. We value properties based on the results of this assessment in conjunction with similar properties that have recently sold in the local area. By utilising the guidelines issued by the Royal Institute of Chartered Surveyors, Red Book Valuations provide an industry standard when it comes to property valuation methodology and details.

How much will you need to repay on your help to buy?

Equity loans are calculated based on the market value of your property and the equity loan percentage amount when you sell your home. RICS valuations or sales prices are used to determine the market value of your property (whichever one is higher). Interest, fees, and any other payments you still owe are included in the total amount you repay. Before completion, you must pay them back in full. To determine the value of your property a RICS surveyor will give you an accurate estimation.

How much does a Help-to-Buy valuation cost?

You can expect to pay between £250 - £400 for a help-to-buy valuation from a RICS surveyor depending on the property price and the number of bedrooms the property has. The bigger the property the more time it takes to complete the valuation and find comparable property sales. Typical cost is around £300.

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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.