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RICS Level 3 Building Survey in Chard TA20 3

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Your Complete Structural Survey in Chard

Our RICS Level 3 Building Survey represents the most thorough inspection available for residential properties in the Chard area. When you commission a survey from Homemove, one of our experienced RICS-qualified inspectors will conduct a detailed examination of the property's structure, condition, and any potential defects that might not be immediately visible to the untrained eye. We have extensive experience surveying properties throughout TA20 3, from historic town centre buildings to new-build developments on the outskirts of Chard.

Whether you are purchasing a Victorian terrace on Combe Street, a modern detached home at The Willows development, or a period property in the Chard Conservation Area, our comprehensive survey provides you with the information you need to make an informed decision. With average property values in TA20 3 standing at £339,000, investing in a thorough structural survey helps protect your significant financial commitment. The Chard housing market saw 39 property sales in the last 12 months, with prices showing a modest adjustment of -1.7% across the postcode sector.

Our inspectors understand the specific challenges that properties in this part of South Somerset face. From the effects of clay geology on foundations to the common defects found in period properties constructed with traditional Hamstone and flint, we provide the detailed assessment you need before completing your purchase. Book your survey today and gain the that comes with a professional, independent structural assessment.

Level 3 Building Survey Ta20 3

Chard TA20 3 Property Market Overview

£339,000

Average House Price

-1.7%

12-Month Price Change

39

Properties Sold (12 months)

£431,000

Detached Properties

£290,000

Semi-Detached Properties

£230,000

Terraced Properties

£145,000

Flats

What a RICS Level 3 Survey Covers

The RICS Level 3 Building Survey, formerly known as a Full Structural Survey, provides an exhaustive assessment of a property's condition. Unlike less comprehensive inspections, this survey examines all accessible areas of the building, from the roof space and foundations to the internal fixtures and fittings. Our inspectors assess the condition of walls, floors, ceilings, doors, and windows, while also evaluating the property's overall structural integrity. We move systematically through each section of the property, documenting our findings with photographs and providing clear explanations of any issues discovered.

For properties in TA20 3, this thorough approach is particularly valuable given the diverse housing stock in the area. From older properties constructed with traditional solid walls using local Hamstone or flint, to newer cavity-wall constructions at developments like Oaklands and Tatworth Road, our surveyors have the expertise to identify issues specific to each construction type. The report includes detailed findings on any defects identified, their likely cause, and recommended remedial actions. We understand that Hamstone buildings, while characterful, can suffer from weathering and pointing issues that require ongoing maintenance.

Additionally, the Level 3 Survey assesses environmental factors that could affect the property. In Chard, this includes evaluating flood risk from the River Isle and its tributaries, as well as the potential impact of clay shrink-swell behaviour in the local geology. Our inspectors will also check for any signs of previous flood damage or structural movement that might be related to ground conditions. Surface water flooding has been a documented issue in Chard, particularly during periods of heavy rainfall when drainage systems become overwhelmed.

The survey also includes assessment of any outbuildings, garages, and the general condition of the plot. For properties with large gardens or those in rural parts of TA20 3, this additional context can be valuable in understanding the full scope of maintenance responsibilities. Our detailed report gives you a complete picture of the property's condition, not just the main dwelling.

  • Comprehensive structural inspection
  • Detailed defect analysis
  • Flood risk assessment
  • Building materials evaluation
  • Structural movement investigation
  • Recommendation of remedial works
  • Outbuilding assessment
  • Maintenance guidance

Average Property Values in TA20 3 by Type

Detached £431,000
Semi-detached £290,000
Terraced £230,000
Flat £145,000

Source: Plumplot 2024

Common Defects Found in Chard Properties

Properties in TA20 3 present a range of common defects that our Level 3 Survey specifically targets. Given the mix of older and newer properties in the area, our inspectors frequently encounter damp issues, including rising damp in solid-walled period properties, penetrating damp caused by weathering of traditional Hamstone or flint construction, and condensation problems in newer properties with modern ventilation systems. These damp issues can lead to timber decay, rot, and woodworm infestation if left untreated, making early identification crucial for prospective buyers.

Timber defects are another common finding in Chard properties, particularly in older homes where original timber joists, rafters, and floorboards may have been in place for over a century. Our inspectors check thoroughly for signs of woodworm activity, wet rot, and dry rot that can compromise the structural integrity of timber elements. In properties withoriginal timber-framed construction, we pay particular attention to the condition of load-bearing elements and any signs of movement or distortion that might indicate structural concerns.

Roof issues frequently appear in our survey reports for the Chard area. Properties with slate or clay tile roofs, common throughout TA20 3, often show signs of slipped tiles, defective flashing around chimneys and valleys, and deterioration of mortar pointing. For properties at The Willows or other relatively new developments, we may identify defects arising from building defects rather than age-related wear. Our surveyors will inspect the roof space internally and externally where safely accessible, documenting any issues that could lead to water ingress or structural concerns.

Properties constructed with local stone materials, including the distinctive Hamstone found throughout Chard, present specific maintenance challenges that our surveyors understand well. The pointing between stone blocks can deteriorate over time, allowing water penetration and subsequent internal damp issues. We assess the condition of both the stonework and the mortar joints, providing specific recommendations for repair works that may be required to prevent further deterioration.

How Your Chard Survey Works

1

Book Your Survey

Simply select your property type and provide your address in TA20 3. We will match you with a local RICS-qualified surveyor who knows the Chard area and understands the specific construction methods used in properties here. Our booking process is straightforward, and we can usually arrange your inspection within a few days of your request.

2

Property Inspection

Our inspector will visit your property and conduct a thorough visual inspection of all accessible areas. For a typical residential property, this takes between 2-4 hours depending on size and complexity. The surveyor will examine the structure, roof, walls, floors, plumbing, electrical installations, and external areas. We will also check outbuildings and the general site conditions. Our surveyor will discuss initial findings with you where appropriate, giving you an overview of any significant issues identified during the inspection.

3

Receive Your Report

Within 3-5 working days of the inspection, you will receive your comprehensive RICS Level 3 Survey report. This detailed document includes our findings, colour photographs highlighting defects, and clear recommendations for any remedial work needed. The report is written in plain English, avoiding unnecessary technical jargon, so you can clearly understand the property's condition and make informed decisions about your purchase.

Why Chard Properties Need Careful Surveying

The Chard area features a mix of property ages and construction types, from historic Hamstone buildings in the Conservation Area to new-build homes at Barratt Homes developments. This diversity means that each property requires an individual assessment. A Level 3 Survey is particularly important for pre-1900 properties, listed buildings, or any property showing signs of structural movement, as these require the most detailed structural investigation available. The Chard Conservation Area, designated in 1973, encompasses over 130 listed buildings, many of which will require the thorough assessment that only a Level 3 Survey can provide.

Local Surveying Expertise for TA20 3

Our team of RICS-qualified surveyors has extensive experience inspecting properties throughout the Chard area and surrounding TA20 3 postcode sector. We understand the specific challenges that local properties face, from the effects of clay geology on foundations to the common defects found in period properties constructed with traditional materials. Our surveyors have built up detailed knowledge of the Chard area over many years, understanding how local geology, flooding history, and property construction types interact to create specific risk profiles for different properties.

Full Structural Survey Ta20 3

Area-Specific Structural Considerations in Chard

Properties in TA20 3 face several unique challenges that our Level 3 Survey specifically addresses. The local geology, predominantly comprising Gault Formation clay and Upper Greensand, creates a potential shrink-swell risk that can affect foundations. During periods of extreme weather, either prolonged drought or heavy rainfall, clay soils expand and contract, potentially causing structural movement. Our inspectors are trained to identify signs of this type of foundation movement, including cracking patterns and door/window operation issues. The superficial deposits found in parts of the area, including Head deposits and Alluvium along watercourses, can further complicate foundation conditions.

Flood risk is another significant consideration for properties in parts of TA20 3. The River Isle and its tributaries flow through the Chard area, creating fluvial flood risk in lower-lying areas. Additionally, surface water flooding has been a documented issue in Chard, particularly during periods of heavy rainfall when drainage systems become overwhelmed. The town has experienced surface water flooding events where combined sewers have been unable to cope with heavy rainfall, affecting properties in various locations throughout the area. A Level 3 Survey will assess any evidence of previous flood damage, water staining, or damp issues that might indicate a property's flood history.

The presence of the Chard Conservation Area and numerous listed buildings throughout the area means that many properties in TA20 3 are subject to specific planning constraints. Our surveyors understand these considerations and will note any alterations or extensions that may require formal consent. For properties within or adjacent to the Conservation Area, or those listed buildings, we provide additional guidance on the implications of any defects found. Properties in the Conservation Area may require specialist repair techniques to maintain their historic character, and our reports highlight where this may affect remediation costs.

New build properties in TA20 3, including those at Oaklands by Barratt Homes, Tatworth Road by Persimmon Homes, and The Willows by Summerfield Developments, also benefit from our detailed inspection. While these properties are newer, our surveyors can identify any construction defects, snagging issues, or problems arising from the building process. For buyers investing in new-build homes, which in this price range represent significant expenditure, a Level 3 Survey provides valuable assurance that the property has been constructed to appropriate standards.

Understanding Your Survey Report

Your RICS Level 3 Survey report is designed to give you a complete understanding of the property's condition. The report begins with a clear summary of the property's overall condition and any significant issues that require attention. This summary is followed by detailed sections covering each element of the property, from the foundations and substructure through to the roof and external areas. Each section includes our assessment of condition, any defects found, and recommendations for remedial action where necessary.

The report uses a consistent traffic-light rating system to indicate the urgency of any issues identified. Red-rated items require urgent attention, typically within the next 12 months, while amber items may require attention within the next 1-5 years. Green ratings indicate that no immediate action is required, though ongoing maintenance may be recommended. This clear system helps you prioritise any remedial works and understand the potential costs involved in maintaining the property.

For properties in TA20 3, we provide specific context within our reports about local issues. If we identify potential clay shrink-swell movement, we will explain how this relates to the local geology and provide guidance on monitoring. If we find evidence of damp or previous flooding, we will explain the potential causes and recommended remediation. This local context helps you understand not just what issues exist, but why they have occurred and what they mean for your ongoing ownership of the property.

Frequently Asked Questions

What does a RICS Level 3 Survey include that a Level 2 does not?

The Level 3 Building Survey provides a much more detailed inspection and report than the Level 2 HomeBuyer Survey. It includes a comprehensive structural assessment, detailed analysis of any defects found with their likely causes, specific recommendations for remedial works, and guidance on future maintenance. For older properties or those in TA20 3 with unique construction methods such as traditional Hamstone solid walls, this deeper analysis is invaluable. The Level 3 also includes assessment of outbuildings and the general site condition, providing a more complete picture of your potential purchase.

How much does a RICS Level 3 Survey cost in Chard TA20 3?

In the Chard TA20 3 area, RICS Level 3 Survey prices typically start from around £600 for smaller properties such as flats or compact terraced houses. For larger detached homes, period properties, or those with complex structural issues, costs can range up to £1,500 or more. The exact cost depends on factors such as property size, age, and construction type. A large Victorian detached house on Combe Street will require more detailed inspection than a modern terraced house at the Oaklands development, reflecting the different levels of inspection complexity involved.

Do I need a Level 3 Survey for a new-build property in Chard?

While new-build properties like those at the Oaklands, Tatworth Road, or The Willows developments may have fewer defects than older homes, a Level 3 Survey can still identify any snagging issues, construction defects, or problems arising from the building process. For new builds, some buyers opt for a basic snagging inspection, but a Level 3 provides more comprehensive structural assurance. Given that new-build properties in TA20 3 from Barratt Homes and Persimmon Homes can range from £269,995 to £429,995, the investment in a thorough survey provides valuable protection for your significant purchase.

Can a RICS Level 3 Survey identify subsidence risk in Chard?

Yes, our surveyors specifically assess the risk of subsidence related to the local clay geology. We will examine the property for signs of movement, cracking, or other indicators that might suggest foundation instability. Given the clay formations present in parts of TA20 3, including the Gault Formation and areas with superficial deposits, this is a critical part of the assessment for many properties in the area. We will look for characteristic cracking patterns, check door and window operation, and assess the grounds around the property for signs of movement that might indicate foundation concerns.

How long does the survey take?

A typical RICS Level 3 Survey in Chard takes between 2-4 hours to complete, depending on the size and complexity of the property. Larger detached properties, period homes with multiple rooms, or those with outbuildings will require more time for a thorough inspection. A modest terraced house on Fore Street might take around 2 hours, while a large detached property with extensive grounds could require 4 hours or more. Our surveyor will need access to all areas of the property, including the roof space, sub-floor areas where accessible, and any outbuildings.

Will the survey include a valuation?

The RICS Level 3 Building Survey focuses on the property's condition rather than its market value. However, we can provide a separate valuation service if required. For properties in TA20 3 with an average value of £339,000, understanding the condition is crucial before completing your purchase. If you require a valuation for mortgage purposes, we can arrange this as an additional service when you book your survey, ensuring you have all the information you need for your purchase.

What if the survey reveals significant problems?

If our survey reveals significant defects, you will have several options for moving forward. You may choose to renegotiate the purchase price with the seller to reflect the cost of remedial works, request that the seller carry out repairs before completion, or in some cases, withdraw from the purchase if the issues are deemed too severe. Your survey report provides you with the evidence and professional assessment needed to negotiate effectively. For properties in the Chard Conservation Area or listed buildings, we can also advise on any additional considerations that may affect repair costs.

Are there any properties in Chard that particularly need a Level 3 Survey?

Properties that would particularly benefit from a Level 3 Survey include those built before 1900 with traditional solid wall construction, listed buildings within the Chard Conservation Area, properties showing signs of structural movement, and any homes constructed with local materials such as Hamstone or flint that may have specific maintenance requirements. Properties in flood risk areas also benefit from the detailed assessment of any previous flood damage. Given that Chard has over 130 listed buildings and a significant Conservation Area, many properties in TA20 3 will fall into categories where a Level 3 Survey is strongly recommended.

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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.