The most thorough survey available - ideal for older properties, conversions, and unusual constructions








Our team of RICS-registered surveyors provides detailed Level 3 Building Surveys across TA20 2 and the wider Chard area. This is the most comprehensive survey option available, giving you a complete picture of a property's condition before you commit to purchase. looking at a Victorian terrace in the town centre or a modern detached home on the outskirts, our inspectors deliver thorough assessments that help you make informed decisions about what is likely the biggest purchase you'll ever make.
In the TA20 2 postcode area, we've conducted surveys on properties ranging from historic hamstone cottages to post-war semis and contemporary new builds. With an average property price of £328,500 in this area, a detailed building survey represents a small investment that can reveal issues worth thousands in repair costs. Our inspectors know the local construction methods, the common defects found in properties across Chard, and the area-specific risks such as clay-related subsidence that affect many homes here. We tailor every survey to the specific property type and its location within this diverse Somerset postcode.
Chard sits South Somerset, and the TA20 2 area encompasses the town centre along with surrounding residential areas spreading toward the boundaries with Ilminster and Crewkerne. The housing stock here reflects the town's evolution from a historic market town through periods of Victorian expansion and modern development. Our surveyors have inspected properties on streets like Holyrood Street, Fore Street, and the residential estates off Victoria Road, giving us firsthand knowledge of the typical defects affecting each era of construction in this area.
When you book a Level 3 Building Survey with us, you're getting more than just a property inspection. You're gaining access to our accumulated local knowledge, our understanding of how properties in this specific part of Somerset behave, and our commitment to providing you with the detailed information you need to negotiate with confidence or budget appropriately for essential repairs.

£328,500
Average House Price
+1.1%
12-Month Price Change
35
Properties Sold (12 months)
£425,000
Detached Average
£280,000
Semi-Detached Average
£235,000
Terraced Average
£155,000
Flat Average
The TA20 2 area presents a diverse mix of property types and ages, each bringing their own potential issues that our inspectors know to look for. Chard's housing stock includes charming pre-Victorian properties constructed from local hamstone, Victorian and Edwardian brick-built homes, mid-century semi-detached houses, and more recent developments from the 1980s onwards. A Level 3 Building Survey is particularly valuable here because it examines every accessible element of the property in detail, providing you with a comprehensive report that covers structural integrity, condition, and necessary repairs that a basic survey simply cannot match.
Properties in this area face specific challenges that our inspectors know to look for. The local geology includes Charmouth Mudstone and clay-rich soils, which create a moderate to high shrink-swell risk. This means foundations can move with seasonal moisture changes, potentially causing subsidence or structural movement that mortgage lenders become very concerned about. Our surveyors specifically assess signs of this type of ground movement, checking for cracking patterns, door and window binding, and other indicators that might affect the property's mortgageability. We've seen properties on Claypits Road and near the River Axe where these issues are particularly relevant, and our reports highlight exactly what you need to know.
The historic centre of Chard contains several listed buildings and properties within conservation areas, particularly around the town centre near St Mary's Church and along the older sections of Fore Street. These homes often feature traditional construction methods like solid stone walls, lime mortar pointing, and original timber elements that require specialist knowledge to assess correctly. Our Level 3 Survey is ideally suited to these properties because it provides the detailed analysis needed to understand their unique construction and any repair or maintenance considerations. We also check for common issues in older properties such as rising damp (which is prevalent in solid wall constructions), timber rot in floor joists and roof structures, roof deterioration from aging slate and clay tiles, and outdated electrical and plumbing systems that may not meet current regulations.
For properties in the newer developments around Chard, such as those near the Tesco superstore or the developments off Tatworth Road, a Level 3 Survey still provides valuable . While these post-1980s properties generally have fewer hidden issues than older homes, our survey will identify any construction defects, potential problems with building regulations compliance that might have arisen during development, and help you understand the property's overall condition before you commit your hard-earned deposit. The investment in a comprehensive survey is small relative to the property value and can reveal issues that would otherwise only become apparent after you've moved in and faced unexpected repair bills running into thousands of pounds.
Source: Rightmove, Zoopla 2024
Choose your preferred date and time online or speak with our team who are available to discuss your property requirements. We'll confirm your appointment within hours and send you detailed instructions about preparing for the survey visit, including access arrangements and any documentation you'll need to have ready. For properties in the TA20 2 area, we can often offer appointments within a few days of your request.
Our RICS-qualified surveyor visits the property to conduct a thorough visual inspection of all accessible areas, including the roof space, sub-floor areas, outbuildings, and the exterior of the property. The inspection typically takes 2-4 hours depending on property size and complexity - a small terraced house might take around 2 hours while a large detached property could require 4 hours or more. Our inspector will measure the property, photograph key defects, and assess all accessible elements including loft spaces, under-floor areas where safe access is possible, and any outbuildings or garages.
Within 5 working days of the inspection, we deliver your comprehensive Level 3 Survey report directly to your inbox. The report includes our findings with clear colour photographs showing each defect, classification of issues by severity, specific repair cost estimates with our team providing realistic budgets rather than inflated figures, and professional recommendations prioritised by urgency. We'll highlight any issues that require immediate attention versus those that can be planned for over time.
Given the clay-rich soils present in parts of the TA20 2 area, we strongly recommend a Level 3 Survey for any property with signs of structural movement, cracking, or previous underpinning. Properties near the River Axe or in low-lying areas should also receive thorough flood risk assessment as part of your survey. Our inspectors will specifically investigate these area-specific concerns during their visit.
Our surveyors understand the construction methods typical in Chard and the surrounding TA20 2 area because we've inspected hundreds of properties here. Older properties here were frequently built using local hamstone, a golden-coloured limestone that gives the area its distinctive character and can be seen in buildings throughout the town centre and in villages like Whitminster and Stockland. These solid wall constructions require different assessment approaches compared to modern cavity wall properties - they breathe differently, respond differently to moisture, and have different insulation properties that our inspectors understand intimately.
Victorian and Edwardian properties in Chard typically feature brick cavity walls (from the later Victorian period when cavity construction became more common), slate or clay tile roofs, and timber sash windows that were the standard of the era. Many of these homes still retain their original features, which can be both charming and problematic - original sash windows may be beautiful but they're often draughty and the cords can fail at any time. Our Level 3 Survey examines the condition of these elements, identifies where original features may need restoration versus replacement, and highlights any alterations that might have compromised structural integrity, such as removed chimneys or knocked-through walls.
Post-war properties built between 1945 and 1980 present their own set of considerations that our surveyors are well-versed in identifying. These homes often contain cavity wall ties that can corrode over time (we check for signs of this by looking for lifting render or brickwork), asbestos-containing materials in insulation, flooring, or roofing (particularly common in properties built before the 1990s), and original windows and doors that may be nearing the end of their serviceable life after forty or fifty years. Our detailed report covers all these aspects, giving you a complete picture of what to expect from the property and what maintenance costs you might face in the coming years.
More recent construction in Chard, including developments from the 1990s onwards, generally follows modern building methods with cavity wall construction, concrete tile roofs, and uPVC windows. While these properties are typically in better condition, we still check for common issues like inadequate insulation (particularly in loft spaces), window installation defects, and any signs of building control issues that might affect your mortgage. Even relatively new properties can have defects, and a Level 3 Survey ensures you know exactly what you're buying.

The geological conditions in TA20 2 mean our inspectors pay particular attention to foundations and ground conditions when conducting every survey. The presence of mudstone and clay soils creates a shrink-swell potential that can cause foundations to move with changing moisture levels - this is particularly relevant during extended dry periods followed by heavy rainfall, a pattern we've seen affect properties across Somerset in recent years. Our surveyors look for tell-tale signs including diagonal cracking (often wider at the top), doors and windows that stick or don't close properly, and uneven floors that might indicate foundation movement beneath the property.
Flood risk is another consideration in parts of the TA20 2 area that our inspectors specifically assess. While Chard is not coastal, the River Axe flows through the wider postcode district and some properties in low-lying positions or near minor watercourses face river flooding risk, particularly those properties near the river itself and in areas like that lie close to the watercourse. Additionally, surface water flooding can affect certain areas after heavy rainfall, especially where drainage is poor or where properties are in natural drainage paths. Our Level 3 Survey includes assessment of flood risk indicators such as water staining, damp evidence at lower levels, and the condition of any existing flood mitigation measures, giving you a complete picture of flood risk.
Properties in Chard's conservation areas and listed buildings require special attention during our survey and our inspectors have extensive experience with these. These homes are subject to planning constraints that can significantly affect renovation options and costs - for example, you may need Listed Building Consent for alterations that would be permitted in a standard property. Our report includes guidance on any conservation or listed building considerations relevant to the property, helping you understand what work might be permitted and any constraints you might face as a future owner. We also note where properties may have been altered without proper consents, which could affect your mortgageability and create unexpected costs.
The TA20 2 area also has properties that were built on or near former industrial sites, particularly in the town centre where tanneries and other light industry operated in the past. Our surveyors check for any ground contamination concerns that might be present and note where specialist investigation might be warranted. We also look for evidence of mining activity in the wider area, though this is generally not a significant risk in this part of Somerset compared to other regions. Every survey we produce is tailored to the specific property and its location within the TA20 2 postcode.
A Level 3 Building Survey provides a much more detailed assessment than a Level 2 HomeBuyer Survey, making it particularly valuable for properties in the TA20 2 area where the housing stock includes many older buildings. It includes comprehensive structural analysis that examines foundations, walls, roofs, and all load-bearing elements in detail. The report provides detailed defect identification with causes and implications, specific repair cost estimates with prioritised recommendations, and analysis of ground conditions relevant to the local clay soils. For Victorian hamstone cottages or Edwardian terraces in Chard town centre, this detailed assessment is essential to understand the true condition of the property.
In the TA20 2 area, RICS Level 3 Survey costs typically range from £600 to £1,500 or more depending on property size, age, and complexity. A smaller terraced house in Chard town centre might cost around £600-£700, while a large detached property in a desirable location would be at the higher end of the scale. Larger detached properties, older homes with historic fabric, and those with unusual construction will be at the higher end of this range. The investment is particularly worthwhile given the average property price of £328,500 in this area - a comprehensive survey could reveal issues worth thousands in repair costs before you've committed to the purchase.
While modern properties (post-1980) generally have fewer hidden issues than older homes, a Level 3 Survey can still provide valuable reassurance and is money well spent. It will identify any construction defects that might have occurred during building, potential issues with building regulations compliance that could affect your mortgage, and help you understand the property's overall condition. If you're buying a relatively straightforward modern property in one of Chard's newer estates, a Level 2 Survey may be sufficient, but it's always worth discussing your specific property with our team who can recommend the most appropriate level of survey based on what we know about the development and construction.
Yes, our Level 3 Survey specifically assesses ground conditions and looks for signs of subsidence or structural movement that could be related to clay shrink-swell in the local mudstone and clay soils. We'll examine foundations where accessible, looking for signs of movement or previous repair work, and we'll meticulously document cracking patterns that might indicate foundation issues. Where we identify concerns, we'll recommend further investigation by a structural engineer and explain exactly what this means for the property and your purchase decision. Our inspectors have extensive experience with the clay-related issues that affect many properties in this part of Somerset.
The on-site inspection typically takes between 2 and 4 hours depending on the property size and complexity, with the inspector spending longer at larger or more complex properties. Smaller terraced houses in Chard may take around 2 hours, while larger detached properties or complex buildings with multiple alterations may require the full 4 hours or longer. After the inspection, we then deliver your comprehensive written report within 5 working days, giving you plenty of time to make informed decisions before any purchase deadline.
Absolutely - our surveyors have extensive experience surveying listed buildings and those in conservation areas throughout the TA20 2 postcode. A Level 3 Survey is particularly recommended for these properties as it provides the detailed assessment needed to understand traditional construction methods and any repair considerations specific to historic buildings. We'll also flag any relevant planning constraints that might affect future alterations, such as requirements for Listed Building Consent. Many of the properties in Chard town centre are listed, and we understand the specific issues affecting these buildings including the importance of maintaining breathable construction to avoid trapping moisture in solid walls.
If our Level 3 Survey reveals serious structural problems or significant defects, we'll provide you with a detailed explanation of what this means for the property and your investment. The report includes prioritised recommendations so you know which issues require immediate attention and which can be planned for over time. You'll be able to use this information to renegotiate the purchase price, request that the seller carry out repairs before completion, or in some cases, walk away from the purchase if the issues are too severe. Our team can also put you in touch with specialist structural engineers if further investigation is needed before you make your final decision.
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The most thorough survey available - ideal for older properties, conversions, and unusual constructions
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.