Professional Home Buyer Survey by RICS Chartered Surveyors








If you are purchasing a property in the Streatham SW16 3 area, a RICS Level 2 Survey provides the detailed inspection and expert advice you need before committing to your purchase. Formerly known as a HomeBuyer Report, this survey is specifically designed for properties in reasonable condition and gives you a comprehensive assessment of the property's current state without the full structural analysis of a Level 3 Building Survey.
Our team of RICS chartered surveyors operate throughout Streatham and the wider SW16 area, providing thorough inspections that identify defects, potential issues, and areas requiring future maintenance. With the average property price in SW16 3 reaching £672,537 over the past year, investing in a professional survey protects your significant financial commitment and helps you negotiate with confidence based on factual, expert findings.
The Streatham property market has shown varied performance across different sub-postcodes in recent years, with some areas like SW16 3JL seeing 25% growth while others experienced significant declines. This variation makes it even more important to understand exactly what you are purchasing. Our surveyors know the local area intimately and understand how the age of properties, local geology, and previous development work can impact a property's condition.
Whether you are looking at a Victorian terraced house on Streatham High Road, a purpose-built flat in one of the many developments around Streatham Hill, or a newer property in the quieter residential streets near Streatham Common, we provide the same thorough inspection and detailed reporting that helps you make an informed decision.

£672,537
Average Sold Price (12 months)
£798,779
Detached Properties
£587,500 - £635,000
Semi-Detached Properties
£430,000 - £730,000
Terraced Properties
£405,652
Flats / Apartments
677
Total Sales (12 months)
The RICS Level 2 Survey provides a detailed visual inspection of all accessible areas of the property. Our chartered surveyors examine the main elements of the building including the roof structure, walls, windows and doors, plumbing and electrical systems, and the condition of damp-proof courses and insulation. The survey uses a traffic light rating system to clearly indicate the condition of each element - green for satisfactory condition, amber for requiring attention, and red for requiring urgent repair.
For properties in the Streatham SW16 3 area, our surveyors pay particular attention to common issues found in local housing stock. Many properties in this area were constructed before the mid-20th century, meaning older construction methods and materials require careful assessment. The survey will identify any signs of damp, which is particularly relevant given the clay subsoils found in parts of South London that can contribute to moisture-related issues in older properties.
Beyond the visual inspection, the Level 2 Survey includes a market valuation and an insurance reinstatement figure for the property. This information proves invaluable when arranging buildings insurance and understanding the true worth of your investment in the current Streatham property market, where prices have shown varied trends across different sub-postcodes in recent years. The valuation considers local market conditions, recent sales data, and the specific characteristics of the property you are purchasing.
Our surveyors also assess the property's proximity to any environmental risks. While SW16 3 does not have significant flooding history, we check for potential surface water issues and ensure the property has adequate drainage. We also evaluate the structural implications of the local geology, particularly the shrink-swell risk associated with London clay that can affect foundations in older properties.
Source: Land Registry 2024
Choose your preferred date and time using our simple online booking system. We'll confirm your appointment within hours and send you a confirmation email with all the details you need. Once booked, you'll receive information about preparing for the survey, including access arrangements and what to expect on the day.
Our RICS chartered surveyor visits your Streatham property at the arranged time. The inspection typically takes 1-2 hours depending on the property size and complexity. We'll examine all accessible areas including the roof space (where accessible), walls, windows, floors, and services. We'll take photographs of any defects found and note the condition of each element using the traffic light rating system. You are welcome to attend the inspection and ask questions as we go along.
Your detailed RICS Level 2 Survey report arrives within 3-5 working days of the inspection. The report includes our findings, condition ratings, market valuation, and clear recommendations for any repairs or further investigations needed. The report is written in clear, plain English with a clear summary section that highlights the most important findings, making it easy to understand the overall condition of the property.
With 677 property sales in the SW16 area over the past year and varying price trends across different sub-postcodes (ranging from 26% down to 25% changes), getting an independent survey protects your substantial investment. The average property price of £672,537 means any hidden defects could cost significantly more to repair than the survey fee.
The Streatham SW16 3 area features a diverse mix of property types, from Victorian and Edwardian terraced houses to purpose-built flats and more modern developments. This variety means that understanding the specific construction and condition of your potential purchase is essential. Our surveyors are familiar with the common issues affecting each property type in this locale and know what to look for when inspecting properties in the area.
Many properties in Streatham were built before 1919 using traditional brick construction methods that, while generally sound, can present age-related issues. These may include deteriorating mortar pointing, worn roof coverings, outdated electrical installations that do not meet current regulations, and the effects of decades of weather exposure. The RICS Level 2 Survey specifically identifies these concerns and categorises them by severity, giving you actionable information rather than vague warnings.
Given the geological conditions in parts of South London, including clay subsoils that can cause shrink-swell movement, our surveyors also assess any signs of subsidence or structural movement that might affect the property. While the SW16 3 area does not have a history of significant mining activity, the general shrink-swell risk associated with London clay means that any cracking or movement patterns receive careful evaluation during the inspection. Our surveyors look for signs of past movement, including cracking patterns in walls, doors and windows that stick, and uneven floor levels.
The local housing stock in Streatham also includes a significant number of properties that have been converted into flats over the years. These conversion properties can present specific challenges, including potential issues with sound insulation, shared building maintenance responsibilities, and the condition of communal areas. Our surveyors know what to look for in these properties and will clearly report on any issues that might affect your enjoyment of the property or your ongoing costs.
Additionally, many properties in the Streatham area have had loft conversions or extensions added over the years. While these additions can add significant value, they may not always have been built with proper planning permission or to current building regulations. Our surveyors check for evidence of such alterations and advise whether appropriate documentation exists, as this can affect your ability to sell the property in the future and may require retrospective planning or building regulation approval.
Our team consists of RICS chartered surveyors with extensive experience inspecting properties throughout Streatham and the SW16 area. Each surveyor understands the local housing market, construction methods typical of the area, and the common issues that affect properties in this part of South London. We invest in ongoing training and development to ensure our surveyors stay up to date with the latest survey standards and local property issues.
When you book your Level 2 Survey with us, you receive a professional, thorough inspection backed by RICS standards and regulations. Your survey report is transparent, easy to understand, and provides the information you need to make an informed decision about your property purchase in Streatham. We pride ourselves on clear communication and are happy to discuss any aspect of your survey report after you receive it.

The Level 2 Survey includes a thorough visual inspection of all accessible parts of the property, covering the roof, walls, windows, doors, plumbing, electrical systems, and more. It provides a market valuation, an insurance reinstatement figure, and uses a traffic light system to rate the condition of each element. The report highlights defects that need attention and advises on any urgent repairs or further investigations. In the Streatham SW16 3 area, our surveyors particularly focus on the condition of older brickwork, roof coverings, and any signs of damp related to the local clay subsoils.
RICS Level 2 Survey fees in the Streatham area typically start from £450 for flats and increase based on property value and size. Given the average property price of £672,537 in SW16 3, most survey costs fall between £450-£600 for standard residential properties. The exact fee depends on the specific property details you provide when requesting a quote. Larger detached properties or those with complex layouts may cost more, while simpler flats typically fall at the lower end of the scale.
The Level 2 Survey is suitable for conventional properties in reasonable condition, typically those built after 1850 and in reasonable repair. If you are purchasing an older property, a listed building, a property with significant alterations, or one in poor condition, the more comprehensive Level 3 Building Survey may be more appropriate. Our team can advise on the best option for your specific circumstances. Many properties in Streatham were built before 1919, so if you are considering a Victorian or Edwardian property in poor condition, the Level 3 Survey may provide the more detailed assessment you need.
The physical inspection typically takes between 1-2 hours for a standard residential property in Streatham. Larger properties or those with complex layouts may require more time, particularly if there are multiple floors, outbuildings, or extended roof spaces to inspect. You will receive your written report within 3-5 working days of the inspection date, though we can often expedite reports if needed for time-sensitive purchases.
Yes, we actively encourage buyers to attend the survey inspection. This gives you the opportunity to see any issues firsthand, ask questions of the surveyor, and gain a better understanding of the property's condition. Please let us know when booking if you wish to be present during the inspection. Attending the survey is particularly valuable in older properties where you can see exactly how the surveyor is assessing the brickwork, roof structure, and other key elements.
If the survey identifies significant issues, the report will clearly flag these with red ratings and provide recommendations for repairs or further specialist investigations. You can then use this information to negotiate with the seller, either to reduce the purchase price or to request that repairs be completed before completion. In some cases, you may decide to withdraw from the purchase if the issues are more serious than anticipated. Our surveyors provide clear, practical advice on what each issue means for your intended use of the property.
The most common issues our surveyors find in Streatham properties include deteriorating roof coverings and verges on older properties, signs of damp related to the clay subsoils in the area, outdated electrical installations that do not meet current regulations, and cracking from thermal movement or minor structural movement. Many properties also have older windows and doors that may need attention, and we often find issues with.guttering and drainage that have been neglected over the years.
The Streatham property market has shown varied trends across different sub-postcodes in recent years, with some areas experiencing price increases while others have seen declines. This variation makes the market valuation element of the Level 2 Survey particularly valuable, as it provides an up-to-date assessment of the property's worth based on current local market conditions. The 677 sales in the SW16 area over the past year provide good data for our valuers to work with, though the 27% decrease in transactions compared to the previous year suggests a more cautious market that makes accurate valuation even more important.
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Professional Home Buyer Survey by RICS Chartered Surveyors
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.