Comprehensive property surveys from chartered surveyors serving Cornwall








Our team of chartered surveyors provides detailed RICS Level 2 HomeBuyer Reports throughout St Germans and the surrounding PL12 postcode area. purchasing a period property in the village centre near the historic Priory Church of St Germanus or a modern home on the outskirts, our inspections give you the clarity you need before committing to your purchase.
St Germans is a distinctive Cornish village with a property market dominated by older buildings, many dating back to the pre-1919 period. With an average house price of £387,713 and a mix of detached, semi-detached, and terraced properties, the area presents both opportunities and potential pitfalls for buyers. Our local surveyors understand the specific construction methods used in this part of Cornwall, from traditional stone walls with slate roofs to the more recent developments like The Saltings by Burrington Estates.
The village sits on the River Tiddy, which flows into the River Lynher estuary, creating a beautiful but complex environment for property owners. Our surveyors understand the local geography, including the underlying Devonian slates and sandstones that affect foundation conditions, and we know how to identify the specific issues that affect properties in this riverside village. From flood risk assessments to radon testing considerations, we provide the thorough inspection your St Germans property needs.

£387,713
Average House Price
£526,900
Detached Properties
£311,750
Semi-Detached
£290,000
Terraced Homes
£165,000
Flats
-2%
12-Month Price Change
The historic village of St Germans contains a significant concentration of older properties that require careful inspection before purchase. Many homes in the village centre and surrounding hamlets were constructed using traditional solid wall construction with local stone and slate roofing materials. While these properties have character and charm, they often come with hidden defects that only an experienced surveyor can identify.
Our inspectors frequently encounter issues with damp in St Germans properties, particularly rising damp and penetrating damp caused by the age of materials and the lack of modern damp-proof courses. The local geology, with underlying Devonian slates and sandstones combined with superficial deposits of clay, can also create conditions for localised subsidence, especially where trees or poor drainage have affected foundations over time.
Properties near the River Tiddy and the Lynher estuary face additional environmental considerations. Fluvial flooding and surface water flooding are genuine concerns for homes in low-lying areas, and our surveyors document these risks thoroughly in their reports. Cornwall is also known for elevated radon levels, and properties in the St Germans area may require testing and potential mitigation measures.
The village centre around the Priory Church of St Germanus and Port Eliot Estate contains numerous Grade I and Grade II listed buildings, many requiring specialist surveys rather than standard HomeBuyer Reports. Our team understands the additional considerations required for historic properties and can advise whether a RICS Level 3 Building Survey would be more appropriate for your purchase.
Source: Rightmove 2024
Choose a convenient date and time for your RICS Level 2 inspection. We'll confirm your appointment within 24 hours and send you preparation instructions including what to have ready for the surveyor, such as access details and any relevant documentation about recent renovations or known issues with the property.
Our chartered surveyor visits your St Germans property to conduct a thorough visual inspection of all accessible areas, including the roof, walls, plumbing, electrics, and damp areas. We examine the roof structure, check for signs of water ingress, assess the condition of slate tiles common to the area, and inspect walls for cracking or movement. The inspection typically takes 1-2 hours depending on property size.
Within 3-5 working days of the inspection, you'll receive your comprehensive RICS Level 2 HomeBuyer Report highlighting defects, maintenance issues, and valuation. The report includes Condition Ratings 1, 2, or 3 for each element, giving you a clear picture of any issues that need attention, from minor defects to serious problems affecting the property's value or safety.
If our report reveals significant issues, we're available to discuss the findings and advise on next steps, whether that's negotiating the price, requesting repairs from the seller, or seeking further specialist investigations. Our team can recommend trusted contractors in the St Germans area if you need quotes for remedial work.
St Germans has a significant Conservation Area with numerous Grade I and Grade II listed buildings. If you're purchasing a listed property, a RICS Level 2 survey may not provide sufficient detail for the complexity of traditional construction. Consider a RICS Level 3 Building Survey for comprehensive analysis of historic buildings.
Our team includes RICS Chartered Surveyors with extensive experience inspecting properties throughout Cornwall. We understand the local construction methods, from traditional stone cottages to modern developments like The Saltings, and we know what to look for in each property type. Every surveyor on our team carries professional indemnity insurance and adheres to RICS standards and codes of conduct.
We've surveyed properties across all corners of the PL12 postcode area, from cottages in the village centre to riverside homes near the Tiddy, and flats in conversions of historic buildings to new-build homes on the outskirts. This local experience means we understand the specific challenges facing St Germans property buyers and can provide advice tailored to the property you're purchasing.

Based on our experience surveying properties throughout the St Germans area, certain defects appear more frequently than others. Damp issues rank at the top of the list, affecting both older solid-wall properties and more modern homes that may have underlying construction problems. Our surveyors use visual inspection and moisture meters to identify areas of concern and recommend appropriate remediation. The age of many properties in the village means that original damp-proof courses may have failed or never been installed.
Roof condition is another significant finding in St Germans surveys. Many properties feature traditional slate roofs that, while durable, eventually suffer from slipped or broken slates, decaying timber, and deteriorating leadwork. The age of these roofing systems means our inspectors pay particular attention to the integrity of the structure and any signs of water ingress. We've seen numerous properties with roof issues that required immediate attention from roofing specialists.
Electrical and plumbing systems in older St Germans homes often require attention. Properties built before the 1970s typically have wiring and pipework that falls well below current standards, creating both safety concerns and potential insurance implications. Our survey reports highlight these issues and recommend further investigation by qualified electricians and plumbers. Many older properties in the area still have original consumer units that would not pass current electrical safety regulations.
The geological conditions in St Germans also require specific attention during our surveys. While the underlying Devonian slate and sandstone generally provides stable ground conditions, the presence of clay deposits in some areas can lead to shrink-swell movement affecting foundations. This is particularly relevant for properties with mature trees nearby or those with historical drainage issues. Our surveyors assess foundation walls for signs of movement and advise on any necessary investigations.
A RICS Level 2 HomeBuyer Report includes a thorough visual inspection of all accessible areas of the property, including the roof, walls, floors, windows, doors, damp areas, and services. The report provides condition ratings for each element (Condition Rating 1, 2, or 3), highlights significant defects, and includes a market valuation and insurance reinstatement figure. It's designed for conventional properties in reasonable condition. Our surveys in St Germans follow the RICS HomeBuyer Report format specifically tailored to identify issues common to local property types, from traditional stone cottages to modern developments.
In the St Germans (PL12) area, RICS Level 2 survey prices typically range from £400 to £800 depending on the property size and complexity. A typical 3-bedroom semi-detached house in St Germans would likely cost between £500-£650. Larger detached properties like those on the outskirts near The Saltings development, or those with unusual construction such as converted historic buildings, will be at the higher end of this range. The price reflects the time and expertise required to thoroughly inspect larger or more complex properties.
Even new build properties benefit from a RICS Level 2 survey. While new homes like those at The Saltings development come with NHBC warranties, a survey can identify defects missed by builders during the snagging process. Our surveyors check the quality of workmanship and materials, ensuring you don't inherit problems that should have been resolved before completion. We've found issues in new-build properties across Cornwall ranging from minor defects like poorly sealed windows to more serious problems with drainage and insulation that builders should have addressed.
A RICS Level 2 survey provides a visual inspection with condition ratings and is suitable for most properties in reasonable condition. A RICS Level 3 Building Survey offers a much more detailed analysis of the property's construction, including opening up areas where necessary, and is recommended for older properties, those with significant defects, or listed buildings. For St Germans' many historic properties, particularly those in the Conservation Area around the Priory Church, a Level 3 is often the better choice to understand the full scope of any structural issues or necessary repairs.
Yes, our surveyors visually inspect all accessible areas for signs of damp and use moisture meters to assess damp levels in walls and floors. We identify both rising damp and penetrating damp, common issues in St Germans' older properties with solid wall construction. Where damp is suspected, we'll recommend further investigation by a qualified damp specialist. In our experience, damp is one of the most frequently identified issues in properties across the PL12 area, particularly those with solid walls that lack modern damp-proof courses.
The on-site inspection for a RICS Level 2 survey in St Germans typically takes between 1-2 hours depending on the property size and complexity. A small flat might take around 45 minutes, while a large detached property could take 2 hours or more. You'll receive your written report within 3-5 working days of the inspection. For larger properties or those with complex construction, such as historic buildings with multiple extensions, the inspection may take longer to ensure we capture all relevant details.
St Germans is situated on the River Tiddy, which flows into the River Lynher estuary, creating genuine flood risk for properties in low-lying areas near the riverbanks. Our surveyors note flood risk in their reports and advise on any known flooding history in the area. Properties near the river or in areas prone to surface water flooding should be carefully assessed, and we recommend checking the Environment Agency flood maps for specific property risk levels. Some properties may require flood resilience measures or specialist insurance.
When you book a RICS Level 2 survey with our team, you can expect a professional, thorough inspection carried out by a qualified chartered surveyor. We arrive on time, conduct our inspection systematically, and treat your potential new home with respect. Our goal is to give you all the information you need to make an informed decision about your purchase.
The survey itself is non-invasive, meaning we inspect what's visible without disturbing walls or digging into structures. However, our experienced surveyors know where to look and what to check, identifying issues that an untrained eye would miss. From checking the condition of slate roofs to assessing the integrity of traditional stone walls, we examine every accessible aspect of the property. We also check for signs of previous structural movement, damp penetration, and any alterations that may have been made to the property over the years.
After the inspection, we provide a detailed report that you can use with confidence when negotiating with sellers or arranging finance. The report is clear and easy to understand, with photographs of any issues found and straightforward recommendations for next steps. If you're buying in St Germans, our local knowledge means we can put any findings into context for the specific property type and location.

The St Germans property market presents unique considerations that make a professional survey essential. With 20 property sales in the last 12 months and prices ranging from flats at £165,000 to detached homes at over £526,900, the investment in a survey represents a small fraction of the property value but can save significant money and stress in the long run. a first-time buyer purchasing a terraced cottage or a family investing in a detached home near the river, our survey protects your investment.
The local economy in St Germans is largely driven by agriculture, tourism, and small local businesses, with the Port Eliot Estate being a significant employer in the area. Many residents commute to larger towns like Liskeard, Saltash, or Plymouth for work. This mix of local employment and commuter traffic affects the property market, with properties suitable for both permanent residents and those seeking holiday homes or retirement properties. Our surveyors understand these market dynamics and can advise on any issues that might affect your specific purchase.
Given that St Germans has a population of 1,424 across 630 households according to the 2021 Census, it's a tight-knit community where property issues can quickly become widely known. A thorough RICS Level 2 survey ensures you're not inheriting problems that could affect your enjoyment of the property or its future resale value. From identifying needed repairs to flagging potential safety issues, our report gives you the confidence to proceed with your purchase or negotiate appropriately.
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Comprehensive property surveys from chartered surveyors serving Cornwall
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.