Professional Home Buyer Surveys by Certified RICS Surveyors in Hertford and East Hertfordshire








If you're buying a property in SG13 Hertford, a RICS Level 2 Survey is one of the smartest investments you can make before committing to a purchase. This survey, formerly known as the HomeBuyer Report, gives you a professional assessment of the property's condition without the full cost of a building survey. Our qualified chartered surveyors inspect properties across Hertford, Ware, Bishop's Stortford, and the surrounding SG13 postcode area, identifying defects that could affect the value or safety of your potential new home.
The SG13 area encompasses Hertford town centre and surrounding villages, where property prices have shown resilience despite recent market fluctuations. With average property values around £515,000 and detached properties averaging over £967,000, getting a thorough survey before you buy makes financial sense. Our inspectors know the local housing stock intimately, from Victorian terraces in the town centre to modern developments on the outskirts, and they understand the specific issues that affect properties in this part of East Hertfordshire. Over the past three years, 706 property transactions have completed in SG13, with 121 sales in the last 12 months alone, demonstrating the continued demand for homes in this historic market town.
We approach every survey with the knowledge that Hertford sits on challenging clay-rich soil, meaning our inspectors pay particular attention to signs of subsidence, foundation movement, and drainage issues that are common across the area. looking at a period property in one of Hertford's conservation areas or a newer build on the outskirts of town, our team has the local expertise to identify defects that a generic survey might miss.

£515,945
Average House Price
£967,198
Detached Properties
121
Properties Sold (12 months)
706
3-Year Transactions
The SG13 postcode covers Hertford and its surrounding areas, a historic market town with a diverse housing stock that presents both opportunities and potential pitfalls for buyers. Properties in this area range from elegant Victorian and Edwardian homes near the town centre to post-war semi-detached houses and newer residential developments. Each type of property brings its own set of potential issues, and a RICS Level 2 Survey is designed to highlight these before you proceed with your purchase. The town's housing mix includes properties across all price points, from flats around £306,000 to detached homes reaching nearly £970,000, making it essential to understand what you're actually getting for your money.
Many properties in Hertford were built before modern building regulations, meaning they may have outdated electrical systems, plumbing that doesn't meet current standards, or structural elements that have deteriorated over decades. Our surveyors regularly identify issues such as rising damp in solid-walled Victorian properties, roof defects on older buildings, and timber rot in period homes. Given that prices peaked at around £586,000 in 2023 before settling to current levels, buyers need to ensure they're not overpaying for a property with hidden defects that could cost thousands to remedy.
The geology of Hertfordshire presents specific challenges that our surveyors know to look for. The area sits on clay-rich soil, which is prone to shrink-swell movement during dry and wet periods respectively. This can cause subsidence or heave issues, particularly in properties with shallow foundations or trees nearby. Properties close to the River Lea also face potential flood risk, which our surveyors will assess and flag in their reports. By commissioning a RICS Level 2 Survey in SG13, you get an inspector who understands these local conditions and can spot the signs of related problems.
The housing stock in SG13 reflects Hertford's long history as a settlement, with significant proportions of pre-1919 properties sitting alongside post-war developments and more recent builds. This mix means that our surveyors must be familiar with traditional brick construction methods, including solid-wall properties that lack cavity insulation, as well as modern building techniques. Our team has inspected hundreds of properties throughout the SG13 area, giving us unique insight into which issues are most likely to affect different property types in this specific locality.
The RICS Level 2 Survey provides a comprehensive visual inspection of the property's accessible areas, giving you a clear picture of its overall condition. Unlike a basic mortgage valuation, which only confirms the property is worth the loan amount, this survey tells you about the actual state of the building. Our chartered surveyors will inspect the roof space where accessible, the exterior walls, windows and doors, damp-proof courses, and the condition of key fixtures and fittings throughout the property. We examine every accessible element systematically, documenting our findings with photographs that clearly show any defects.
The report uses a traffic light rating system to clearly indicate the condition of each element: red for urgent issues requiring immediate attention, amber for defects that need negotiating with the seller or budgeting for future repair, and green for satisfactory condition. This makes it easy to understand which issues are critical and which might simply require monitoring or minor maintenance over time. For properties in SG13, this is particularly valuable given the age profile of much of the housing stock in Hertford, where older properties frequently require more nuanced assessment of their condition.
Our surveyors also provide a market valuation as part of the RICS Level 2 Survey, which can be useful for mortgage purposes and helps you understand how the property compares to others in the SG13 area. We base this valuation on our knowledge of local market conditions, recent sales data, and the specific characteristics of the property you're purchasing. Combined with our condition assessment, this gives you a complete picture of your potential investment before you commit to the purchase.

Source: Zoopla 2024
Choose your preferred property address in SG13 and book your survey directly through our website or by phone. We'll confirm your appointment within 24 hours and send you preparation instructions to help ensure the inspection goes smoothly. Our booking system is straightforward, and our team is available to answer any questions you might have about the process.
Our chartered surveyor visits your SG13 property and conducts a thorough visual inspection of all accessible areas. The inspection typically takes 1-3 hours depending on property size and complexity. We examine the roof space, walls, windows, doors, plumbing, electrical installations, and damp-proof courses, taking photographs of any defects we discover. For properties in SG13, we pay particular attention to issues common in the local area, including signs of movement related to clay soil, roof condition on older properties, and damp in period buildings.
Within 3-5 working days of the inspection, you'll receive your detailed RICS Level 2 Survey report by email, with a printed version available on request. The report includes clear ratings and photographs of any issues found, along with our professional advice on the property's condition and any action you should consider. We'll also provide a market valuation based on our knowledge of the SG13 property market to help you make an informed decision about your purchase.
If you're buying a property in one of Hertford's conservation areas (and there are several covering the town centre and historic streets), ask your surveyor about any specific considerations. Properties in these designated areas may have restrictions on alterations and may require specialist surveys beyond the standard RICS Level 2, particularly for listed buildings. Our team has extensive experience surveying historic properties in Hertford and can advise whether a more detailed RICS Level 3 Building Survey might be appropriate for your particular property.
Our surveyors have extensive experience inspecting properties throughout Hertford and the SG13 area, giving us unique insight into the typical defects found in local housing. Victorian and Edwardian terraced properties, which make up a significant proportion of the housing stock in the town centre, commonly suffer from rising damp due to the absence or failure of original damp-proof courses. These solid-walled properties were built without the cavity wall insulation that became standard later, making them more susceptible to penetrating damp as well. We've found that properties on streets like St. Andrew Street and the roads surrounding the town centre are particularly prone to these issues, especially where original features have been compromised by previous renovations.
Roof defects are another frequent finding in SG13 surveys. Older properties often have original slate or tile roofs that have surpassed their expected lifespan, with cracked or slipped tiles, deteriorated lead flashings, and rotting timber battens being common issues. Flat roofs on extensions and garage conversions are particularly prone to failure, especially where they have been poorly installed or maintained. Our surveyors will assess the roof's condition and flag any areas requiring immediate attention or future maintenance budgeting. In our experience, properties with original roofs over 80 years old frequently require significant investment in roof repairs or replacement within the first few years of ownership.
The clay soil prevalent across Hertfordshire creates specific challenges for foundations. Properties may show signs of subsidence or foundation movement, particularly those with trees planted close to the building or those that have experienced changes in ground moisture levels. Our surveyors examine walls, floors, and door frames for signs of cracking or movement that could indicate structural issues. The dry summer of 2022 and subsequent wet periods have particularly affected properties in the area, and we've seen an increase in subsidence-related concerns in recent surveys. Additionally, electrical wiring in properties built before the 1980s often fails to meet current regulations and may require upgrading for safety and insurance purposes.
Another issue we commonly identify in SG13 properties is inadequate insulation, particularly in properties that haven't been updated since construction. While this isn't always a serious defect, it can significantly impact energy efficiency and ongoing costs for homeowners. Our reports will flag instances where insulation falls below current standards, helping you budget for improvements after purchase. We've also identified asbestos-containing materials in numerous properties built between the 1950s and 1990s, particularly in artex ceilings and old pipe insulation, which require specialist removal rather than DIY handling.
A RICS Level 2 Survey includes a visual inspection of the property's accessible areas including the roof space, walls, windows, doors, plumbing, and electrical installations. Our surveyor will identify defects, classify them by severity using a traffic light system, and provide market valuation. In SG13, our surveyors pay particular attention to issues common in local properties such as damp in Victorian buildings, roof condition on older properties, and signs of subsidence related to the clay soil that underlies much of Hertford. We also check for flood risk in properties near the River Lea and assess the condition of any extensions or alterations that may have been carried out without proper planning permission.
RICS Level 2 Survey costs in SG13 typically range from £450 to £600 depending on the property type, size, and value. Flats and smaller terraced properties are at the lower end of this range, while larger detached houses or unusual properties may cost more. The investment is minor compared to the potential cost of discovering serious defects after you've completed your purchase, especially when you consider that the average property price in SG13 is over £515,000. A survey could reveal issues worth thousands of pounds in repair costs, making the survey fee one of the best investments you'll make in the buying process.
While new build properties in SG13 may have fewer defects than older homes, a RICS Level 2 Survey is still recommended. New builds can have snagging issues including problems with windows, doors, damp-proofing, and finishes. Many developers offer a warranty scheme, but having an independent survey ensures you know about any issues before you move in, giving you leverage to request corrections. We've surveyed new build properties in the SG13 area that have had significant defects including inadequate insulation, poorly installed windows, and drainage issues that weren't immediately obvious to buyers. An independent survey provides and documented evidence if you need to request remedial work from the developer.
Yes, our surveyors will look for signs of subsidence or foundation movement, which is particularly relevant in SG13 due to the clay soil in the Hertfordshire area. They will examine walls for cracking, check whether door frames are level, and look for other indicators of structural movement such as gaps around windows or uneven floors. If subsidence is suspected, the report will recommend further investigation by a structural engineer. We've found that properties with large trees close to the foundations, particularly in the older parts of Hertford, are more likely to show signs of movement, and our surveyors know exactly what to look for when assessing these properties.
The on-site inspection typically takes between 1 and 3 hours depending on the size and complexity of the property. You'll receive your written report within 3-5 working days of the inspection. For larger properties or those with more complex issues, the inspection may take longer, and we'll confirm the timescale when you book. A typical three-bedroom terraced house in Hertford will usually take around 90 minutes to inspect thoroughly, while a large detached property could require 3 hours or more. We never rush our inspections in the SG13 area because we know how important it is to identify every potential issue.
If your RICS Level 2 Survey reveals significant defects, you have several options. You can renegotiate the purchase price to reflect the cost of repairs, request that the seller fix the issues before completion, or in some cases, withdraw from the purchase if the defects are too severe. Your survey report provides documented evidence to support any negotiation with the seller. In the current SG13 market, where prices have softened by around 11% from their 2023 peak, sellers may be more willing to negotiate on price if survey issues are identified. Our reports are detailed enough to provide real leverage in these discussions and help you achieve a fair outcome.
Hertford has a significant number of listed buildings, particularly in the town centre conservation area, and these require special consideration when conducting a survey. A standard RICS Level 2 Survey may not be appropriate for listed properties, and we often recommend a RICS Level 3 Building Survey instead, which provides more detailed analysis of historic construction methods and potential defects. Properties with listed status may also have restrictions on alterations, and our surveyors can advise on what this means for your intended use of the property. If you're considering a listed building in SG13, it's worth discussing this with our team when you book your survey so we can ensure the right level of inspection is provided.
Our surveyors will assess flood risk when inspecting properties in SG13, particularly those close to the River Lea or in low-lying areas. We'll look for signs of previous flooding, check the condition of drainage systems, and note any flood mitigation measures that may be in place. While major flooding events are relatively rare, surface water flooding can occur during heavy rainfall, especially in urbanised areas where drainage may be overwhelmed. If significant flood risk is identified, we'll flag this in your report and may recommend further investigation or specialist insurance advice.
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Professional Home Buyer Surveys by Certified RICS Surveyors in Hertford and East Hertfordshire
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.