Professional Home Buyer Survey with Detailed Property Assessment








Our chartered surveyors provide comprehensive RICS Level 2 surveys across the Isle of Gigha and the PA64 postcode area. This detailed property inspection, formerly known as the HomeBuyer Report, gives you a thorough assessment of the property's condition before you commit to your purchase. We inspect the visible and accessible elements of the building, identifying defects that could affect value or safety, and provide clear recommendations for any remedial work needed.
On the Isle of Gigha, where properties range from traditional island cottages to new affordable homes delivered by the Isle of Gigha Heritage Trust, having a professional survey is particularly valuable. Our inspectors understand the unique challenges of island property ownership, from coastal exposure to traditional construction methods, and tailor their reports to reflect the local building characteristics you need to know about. We know the difference between a Victorian stone cottage in Ardminish and a modern Silver Standard home, and we inspect each property type with the specific knowledge it requires.
buying a traditional cottage near the harbour or a newly constructed affordable home, our RICS Level 2 survey gives you the confidence to proceed with your purchase knowing exactly what you're getting. The detailed condition report helps you plan for future maintenance, negotiate on the price if issues are found, or make an informed decision about proceeding with your island purchase.

£191,000
Average House Price Scotland
£358,000
Detached House Average
£136,000
Flat Average
4.9%
Annual Price Increase
Our RICS Level 2 survey provides a comprehensive visual inspection of all accessible areas of the property. Our surveyor examines the walls, roof, floors, windows, doors, and plumbing and electrical systems, identifying any defects, visible signs of damp, rot, or structural movement. Each element is rated according to its condition, from "satisfactory" to "requires urgent attention," giving you a clear picture of the property's current state. We don't just list problems - we explain what they mean for you as the new owner.
The report includes specific advice on any repairs or maintenance that may be needed now or in the near future, along with estimated costs where possible. For properties on the Isle of Gigha, our inspectors pay particular attention to the effects of coastal weather, the condition of traditional lime mortar construction, and any signs of movement or settlement that may be more common in older island buildings. We also check the condition of any shared access or communal areas, which can be particularly relevant for properties in small island communities where paths and amenities may be jointly maintained.
Unlike a simple valuation, the Level 2 survey provides practical, actionable information you can use to negotiate with the seller, plan for future maintenance, or make an informed decision about proceeding with the purchase. The report includes clear colour-coded ratings that make it easy to see which issues are most serious and which are simply recommendations for ongoing maintenance. You'll receive a professional document that your solicitor can use in negotiations and that helps you understand exactly what maintenance lies ahead.
The survey covers all major building elements including visible structural elements, roof condition and materials, damp and rot assessment, windows, doors, and joinery, plumbing and electrical visible parts, and boundary walls and outbuildings. We also note the condition of any septic tanks or private drainage systems, which are common on the island where mains drainage is not available. Our thorough approach ensures nothing important is missed.
Our qualified surveyors travel to properties across the Isle of Gigha to conduct thorough visual inspections. We understand that buying a property on a small island presents unique considerations, from the logistics of accessing certain areas to the specific construction methods used in island homes. Our local knowledge means we know what to look for in properties throughout the PA64 area, from traditional stone cottages to modern Silver Standard builds.
Every survey is conducted to RICS standards, ensuring you receive a professional, unbiased assessment of the property. Our inspector will spend typically 2-4 hours at the property, depending on its size and complexity, examining all accessible areas and documenting their findings in a detailed report delivered within 5 working days of the inspection. We don't rush our surveys - we take the time needed to check everything properly, which is particularly important for older properties that may have hidden issues.

Source: ONS 2024 / UK Government House Price Index
The Isle of Gigha's geology creates specific considerations for property owners that our surveyors understand intimately. The island's underlying rock is primarily composed of Dalradian metamorphic rock, with a rocky central spine of epidiorite and basalt intrusions, while the east coast features Erins Quartzite. These bedrock conditions affect how foundations perform and how drainage works across the island. When inspecting properties, we pay attention to how the local geology may be influencing the building's condition.
Sandy coastal soils are found in many areas around the island's perimeter, and these have different characteristics from the heavier clay soils found in mainland Scotland. While shrink-swell subsidence is less common here than in clay-rich areas of Scotland, properties can still be affected by ground movement, particularly where traditional foundation methods were used. Our surveyors know to check for signs of past or ongoing movement, especially in older properties that may have shallower foundations.
Flood risk is a genuine consideration for island property buyers. The Flood Risk Study Area around Gigha is identified as being at risk of coastal flooding, with rising sea levels and coastal erosion noted as disproportionately affecting island communities. Our surveys include assessment of flood risk factors, including the property's elevation, proximity to the coast, and the condition of any sea walls or coastal defences. We note any signs of past flooding and advise on appropriate insurance considerations for coastal properties in PA64.
Properties on the Isle of Gigha face unique challenges including coastal weather exposure, traditional construction methods, and limited local maintenance services. A thorough survey helps you understand these factors before committing to your purchase, ensuring you budget appropriately for ongoing maintenance of your island home. The salty air accelerates corrosion on metal fixtures and can deteriorate external finishes faster than inland locations.
The island's housing stock includes traditional cottages, many of which were improved following the community buyout in 2002, as well as newer affordable homes constructed to modern energy efficiency standards. Understanding which category a property falls into is essential for assessing its condition and future maintenance requirements. Traditional stone cottages may have solid walls without cavity insulation, while newer builds to Silver Building Standard will have different thermal and moisture performance characteristics.
The recent development of five new affordable homes at Ardminish by the Isle of Gigha Heritage Trust demonstrates the mix of old and new in the island's housing stock. These new builds, constructed to a Silver Building Standard with energy efficiency measures, represent a different inspection focus compared to traditional stone cottages. Whether your property is a modern affordable home or a traditional island cottage, our survey provides the detailed assessment you need to buy with confidence.
Choose your preferred date and time using our online booking system. We'll confirm your appointment within hours and send you a confirmation email with details of what to expect. Our flexible scheduling works around ferry timetables to ensure your surveyor can access the island.
Our chartered surveyor visits the property at the arranged time. They conduct a thorough visual inspection of all accessible areas, taking photographs and notes on the condition of each element. We examine everything from the roof down to the foundations, checking walls, floors, windows, doors, and all visible services.
Within 5 working days of the inspection, you'll receive your detailed RICS Level 2 report by email. The report includes colour-coded condition ratings, defect descriptions, and recommendations for any repairs or further investigations needed. We explain everything in plain English so you can understand exactly what you've bought.
Go through your report with your solicitor or financial advisor. Use the findings to plan any necessary repairs, renegotiate the price if needed, or make an informed decision about proceeding with your purchase. We're happy to answer any questions you have about the findings.
The Isle of Gigha has a rich heritage, and certain properties on the island carry historical significance that affects their maintenance requirements and potential alterations. The Gigha Hotel in Ardminish is a Category B listed building, and other traditional properties may have listed building status or fall within areas of heritage interest. Our surveyors understand the implications of listed building status and will flag any relevant considerations in your report.
If you're purchasing a traditional property on Gigha, the survey will assess its current condition while noting any heritage considerations that may affect future renovation plans. Traditional construction methods used in island buildings, such as lime mortar pointing and solid stone walls, require specific maintenance approaches that differ from modern cavity wall construction. Our reports include guidance on appropriate repair methods that respect the building's character while ensuring structural integrity.
For listed properties, we always recommend discussing survey findings with your solicitor to understand any planning constraints or listed building consent requirements before committing to significant repairs. The additional information helps you budget not just for the repairs themselves, but for any specialistconsents that may be required for traditional buildings.
Properties on the Isle of Gigha face unique challenges including coastal weather exposure, traditional construction methods, and limited local maintenance services. A thorough survey helps you understand these factors before committing to your purchase, ensuring you budget appropriately for ongoing maintenance of your island home.
Your survey report is structured to give you clear, actionable information about the property. Each section of the property is assigned a condition rating: "Satisfactory" for items in good condition, "Not inspected" where access was not possible, "Requires attention" for defects that need repair, and "Requires urgent attention" for serious issues that may affect the property's stability or safety. The clear rating system makes it easy to prioritise any work needed.
The report includes specific advice on what each defect means for the property and its occupants, along with recommendations for further investigation if needed. For example, if our surveyor identifies signs of damp in a traditional stone wall, the report will explain the likely cause, suggest appropriate remediation, and advise whether you should seek a specialist damp survey. This level of detail helps you understand exactly what you're buying and what investment may be needed.
We know that island residents may need to travel to the mainland for specialist work, so our reports always consider the practical logistics of carrying out repairs in the PA64 area. If significant work is needed, we'll flag this and suggest you obtain quotes from contractors who understand the specific challenges of island property maintenance, including shipping materials and scheduling work around ferry timetables. We want you to be prepared for the reality of maintaining an island property.
A Level 2 survey provides a thorough visual inspection of all accessible parts of the property, including the roof, walls, floors, windows, doors, plumbing, and electrical systems. Our surveyor identifies defects, assesses their severity using colour-coded ratings, and provides recommendations for repairs or further investigation. It does not include moving furniture or lifting floorboards, but covers everything that can be seen from accessible areas. The survey gives you a clear picture of the property's condition without invasive investigation.
RICS Level 2 surveys in the PA64 area start from £450 for standard properties. The exact price depends on the property type, size, and location within the island. For larger properties or those requiring more complex assessments, such as traditional stone cottages that may have hidden issues, prices may be higher. You can get an exact quote using our online booking system that reflects the specific property you're purchasing.
Even new builds can benefit from a Level 2 survey. While new properties are covered by NHBC or similar warranties, these typically don't cover all defects and don't protect against issues arising from poor maintenance or specific design decisions. A survey of a new property on Gigha can identify any snagging issues and verify that the construction meets expected standards. This is particularly valuable for the new affordable homes built by the Isle of Gigha Heritage Trust, where we can check that everything has been finished to the expected quality.
Yes, we actively encourage buyers to attend the survey if they can make the ferry crossing work with the inspection schedule. This gives you the opportunity to see any issues firsthand and ask our surveyor questions about the property's condition. Your presence helps you better understand the findings when you receive the written report. It's particularly useful for island properties where you may have specific concerns about coastal exposure or traditional construction methods.
A typical Level 2 survey takes between 2-4 hours, depending on the size and complexity of the property. Larger properties or those in poor condition may take longer, and traditional island cottages with multiple outbuildings will require additional time. Our surveyor will spend sufficient time to conduct a thorough inspection and document all relevant findings, ensuring nothing important is missed.
If the survey identifies significant defects, you have several options. You can request that the seller address the issues before completion, negotiate a reduction in the purchase price to cover repair costs, or in some cases, withdraw from the purchase without losing your deposit. Your solicitor can advise on the best course of action based on the specific findings. For island properties, where repair logistics can be complex, we can also provide guidance on what realistic repair costs might look like.
Coastal properties on the Isle of Gigha face specific challenges that our surveyors are trained to identify. These include salt corrosion on metal fixtures, accelerated weathering of external finishes, and potential flood risk from coastal flooding. We check the condition of any sea defences, assess the property's elevation, and look for signs of past water damage. The report will highlight any coastal-specific concerns and advise on appropriate insurance and maintenance requirements for your island home.
All our surveyors are RICS qualified chartered surveyors with extensive experience inspecting properties throughout Scotland and the islands. They understand the local building traditions, geological conditions, and environmental factors that affect properties in the PA64 area. You can trust their professional assessment to give you an accurate picture of the property's condition, whether it's a traditional cottage or a modern Silver Standard home.
Our team is committed to providing clear, comprehensive reports that help you make informed decisions about your property purchase. We pride ourselves on attention to detail and customer service, ensuring you have all the information you need before completing your island home purchase. From the initial booking to the final report, we make the process straightforward for island buyers who may need to coordinate around ferry timetables.

From £600
A more detailed structural survey for larger or older properties. Includes full structural analysis and detailed defect diagnosis.
From £80
Energy Performance Certificate to assess the property's energy efficiency rating. Required for all property sales.
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Professional Home Buyer Survey with Detailed Property Assessment
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.