Professional Homebuyer Survey by RICS Chartered Surveyors








A RICS Level 2 Survey, also known as a Home Survey, provides a comprehensive assessment of the property condition before you commit to purchasing. In the PA34 5 area covering Oban and its surrounding streets, this survey is particularly valuable given the diverse property types ranging from traditional stone-built Victorian villas to modern developments. Whether you are looking at a flat on Albany Street or a detached property on Ganavan Road, our qualified surveyors deliver detailed reports that help you make informed decisions.
We arrange RICS Level 2 Surveys throughout PA34 5, including Oban town centre, Ardconnel, and Ganavan. Our reports include clear ratings for the property's condition, specific defects identification, and practical recommendations for repairs and maintenance. With average property prices in PA34 5 ranging from £120,000 to over £500,000 for detached homes, a thorough survey protects your significant investment. Our team understands the local market dynamics and can provide valuation insights that reflect current Oban conditions.
The Oban housing market has shown significant variation across different sub-postcodes recently. While PA34 5DJ saw prices rise 50% year-on-year with detached properties reaching £510,200, other areas like PA34 5AP experienced price corrections of 28% from their 2022 peak. This market diversity makes it even more important to understand exactly what you are buying. A Level 2 Survey gives you confidence in your investment and provides valuable leverage for price negotiations if significant defects are found.

£245,486 - £247,273
Average Property Price (PA34)
£342,141 - £347,070
Detached Properties
£161,205 - £161,523
Flats
£255,232 - £260,658
Semi-Detached
2,563
Properties Sold (12 months)
+7%
Price Change (12 months)
The PA34 5 postcode encompasses a varied housing stock that reflects Oban's evolution from a Victorian fishing port to a popular tourist destination. Properties in this area include traditional stone-built villas dating back to the late 19th century, inter-war semis from the 1920s and 1930s, post-war developments, and more recent constructions including the ACHA Glenshellach development of 107 homes completed in 2020. Each era brings its own characteristic defects, making a professional survey essential for any purchaser. Our team has direct experience inspecting properties across all these construction periods and understands the specific issues each type presents.
Many properties in PA34 5 feature traditional Scottish construction methods, including solid walls, lime mortar pointing, and local stonework. These materials require specific knowledge to assess correctly. Our surveyors understand the local building traditions and can identify issues that might be missed by less experienced assessors. From damp problems in older stone properties to timber frame considerations in newer builds like those at Creran Homes' Sutherland's Rise development in nearby Barcaldine, we provide the detailed inspection your property needs. We have encountered numerous cases where lime mortar pointing on Victorian properties has deteriorated, requiring specialist repair work that can cost several thousand pounds.
The recent property market activity in PA34 5 shows significant variation across different sub-postcodes. While PA34 5DJ saw prices rise 50% year-on-year with detached properties reaching £510,200, other areas like PA34 5AP experienced price corrections. This market diversity makes it even more important to understand exactly what you are buying. A Level 2 Survey gives you confidence in your investment and leverage for price negotiations if significant defects are found. Our reports provide the detailed information you need to make informed decisions in this varied market.
Oban's status as a major ferry port and tourism hub influences its housing market significantly. Properties in the town centre often serve both residential and holiday let purposes, which can affect both value and condition. Our local knowledge helps us assess properties in context, understanding how their intended use might impact maintenance requirements and potential issues.
Source: Land Registry 2024
The RICS Level 2 Survey provides a thorough inspection of all accessible areas of the property. Our surveyors examine the roof structure, walls, windows, doors, floors, ceilings, and plumbing and electrical systems where visible. We assess the condition of the property and rate each element using clear traffic light indicators - red for urgent defects requiring immediate attention, amber for issues that need future repair, and green for satisfactory condition. This systematic approach ensures nothing is overlooked during our inspection.
In the PA34 5 area, our surveyors pay particular attention to common issues found in local properties. These include damp and moisture ingress, which is prevalent in older stone-built properties where original damp proof courses may be absent or failed. We also check for timber decay, including both wet rot and dry rot, which can affect properties in Oban's damp coastal climate. Our reports include specific advice on addressing these issues, with cost estimates where appropriate. We have found that salt damp is a particular concern for properties close to the seafront, where wind-driven rain carries marine salts into porous stonework.
The Level 2 Survey also includes a market valuation and insurance rebuild cost estimate, which can be useful for mortgage purposes and buildings insurance. For properties in PA34 5, our local knowledge ensures accurate valuations that reflect the current Oban market conditions, including the significant price variations between different sub-postcodes. We provide clear, jargon-free reports that explain exactly what each finding means for you as a prospective buyer. Our team can also explain how the valuation compares to recent sales in your specific street or development.
For properties in conservation areas or listed buildings, which are common in Oban particularly around Alma Crescent, Albany Street, and Stevenson Street, we provide additional guidance on any special considerations. Listed buildings may require specialist assessments for certain elements, and we can advise on whether additional inspections are recommended. Our experience with local listed properties means we understand the additional responsibilities and potential issues that come with historic buildings.
Choose a convenient date and time for your Level 2 Survey. We will confirm your appointment within 24 hours and send you preparation instructions. For properties in PA34 5, we can usually offer inspection dates within a few working days, depending on availability.
Our RICS chartered surveyor visits your PA34 5 property to conduct a thorough visual inspection of all accessible areas, taking photographs and notes on condition. We examine the roof, walls, windows, doors, floors, and services. For properties with unusual features or those built before 1919, we allow additional time to complete a comprehensive assessment.
Within 3-5 working days of the inspection, you receive your comprehensive RICS Level 2 report with clear ratings, defect descriptions, and recommendations. The report includes a market valuation and rebuild cost estimate tailored to the Oban area. We use plain language throughout so you can easily understand the findings.
Our team is available to discuss your report findings and answer any questions you may have about the property condition or next steps. We can explain what each defect means in practical terms and recommend appropriate next actions. If you need, we can arrange a call with the surveyor who inspected your property.
If you are purchasing a property in Oban, particularly one built before 1970, ask your surveyor to pay special attention to the condition of stonework, pointing, and any signs of damp. Traditional lime mortar repairs can be significantly more expensive than standard cement-based work, so early identification helps with budgeting. Properties in coastal areas like Oban may also show signs of salt damp, which requires specific treatment approaches.
Oban's architectural heritage includes numerous Victorian and Edwardian properties that require experienced surveyors to assess properly. Many of these buildings feature traditional construction methods specific to Scotland, including solid stone walls, slate roofing, and original timber joinery. Our surveyors understand these construction types and can identify both their characteristics and their potential problems. We have extensive experience inspecting properties on Alma Crescent, where several buildings are listed, as well as Victorian terraces on Stevenson Street.
Whether you are considering a period property on Alma Crescent, a terraced house on Stevenson Street, or a modern apartment in the town centre, our Level 2 Survey provides the detailed information you need to proceed with confidence. We tailor our inspection approach to each property type, ensuring we identify all relevant issues. Our team understands how Oban's coastal climate affects different construction materials and can spot the early signs of weather-related deterioration that less experienced surveyors might miss.

Based on our experience surveying properties throughout the Oban area, several recurring issues deserve special attention. Damp penetration affects many older properties, particularly those with solid walls or where the original damp proof course has failed. In PA34 5's coastal climate, salt damp can also be a consideration in properties close to the sea. Our surveyors know how to identify these moisture-related problems and distinguish between different types of damp. We have found that properties on Albany Street and near the seafront are particularly susceptible to these issues due to their exposure to wind-driven rain and marine salts.
Roof condition is another common area of concern. Properties in Oban often feature slate roofing, which while durable, can suffer from cracked or slipped tiles, deteriorated leadwork, and failing mortar on ridges and verges. Our inspection includes assessment of the roof structure from both inside and outside where accessible. We also check for signs of previous leaks or water staining that might indicate ongoing problems. Many Victorian and Edwardian properties in the area have original slate roofs that, while still functional, may require increasingly frequent maintenance as they age.
Timber-framed windows and doors in older properties frequently require attention, with rotting softwood frames, failed seals in double glazing, and deteriorating ironmongery being typical findings. We have encountered numerous cases where original timber sash windows in Victorian properties have suffered from wood rot in the bottom rails and sills, often caused by failed paint coatings allowing moisture penetration. Electrical systems in properties built before modern standards may also need updating, and we flag any visible concerns that should be checked by a qualified electrician.
Stonework deterioration is a specific concern in PA34 5 due to the age of many properties and the harsh coastal weather conditions. We regularly identify issues with pointing, especially where original lime mortar has been replaced with cementitious mortar, which can trap moisture and cause stone faces to spall. Our reports provide detailed guidance on appropriate repair approaches for traditional Scottish stonework, including the importance of using breathable lime-based mortars for any repair work.
The cost of a RICS Level 2 Survey typically ranges from £400 to £800 depending on property size and type, which represents just 0.1-0.3% of the purchase price in PA34 5. Given that significant structural or defect issues can cost tens of thousands of pounds to rectify, this investment provides invaluable protection. Our surveys have identified problems that saved buyers from costly surprises after completion. We have seen cases where damp proof course failures, roof defects, or timber decay issues were identified, allowing buyers to negotiate significant reductions or require remedial work before committing to the purchase.
For properties in PA34 5 with an average price around £245,000, discovering a major defect after purchase could impact your finances significantly. A Level 2 Survey gives you negotiation power - if significant issues are found, you can request repairs, negotiate a reduced price, or in extreme cases, withdraw from the purchase without losing your deposit. The survey fee is a small price for this level of protection and . Our team has helped numerous buyers in the Oban area make informed decisions based on our detailed findings.
The market in PA34 5 has shown considerable variation, with some areas like PA34 5DJ experiencing 50% price increases while others have seen corrections. This makes it even more important to understand exactly what you are getting for your money. Our valuation component helps you assess whether the asking price reflects the property's true condition and market position. We provide insights based on recent sales in your specific area, helping you determine whether the property represents good value or may require significant investment in repairs.
Additionally, the insurance rebuild cost estimate in our report helps you arrange appropriate buildings insurance cover. Properties in Oban can face higher insurance premiums due to coastal exposure, and having an accurate rebuild valuation ensures you are neither overpaying nor underinsured. Our team understands the local insurance market and can provide guidance on typical costs for different property types in the area.
A RICS Level 2 Survey includes a thorough visual inspection of all accessible areas of the property, including the roof, walls, floors, windows, doors, chimney, and services. The report provides a condition rating for each element using traffic light indicators, identifies defects, and includes a market valuation and rebuild cost estimate. It is suitable for conventional properties in reasonable condition. In the PA34 5 area, we tailor our inspection to account for local construction types including traditional stone-built Victorian properties and modern developments.
RICS Level 2 Surveys in PA34 5 typically cost between £400 and £800 depending on the property's size, type, and value. Larger properties or those with complex features may cost more, while smaller flats in the town centre may be at the lower end of this range. We provide competitive fixed pricing with no hidden fees. For a typical semi-detached property in the Oban area, you can expect to pay around £450-550, while larger detached homes on roads like Ganavan Road may cost towards the upper end of the range.
While new build properties typically have fewer issues than older homes, a Level 2 Survey can still identify construction defects, snagging issues, or problems with fixtures and fittings. Many new builds in the Oban area have been completed by housing associations, and independent verification provides valuable . The recent ACHA development at Glenshellach, for example, comprises 107 homes where an independent survey can verify the construction quality and identify any snagging items that need addressing before the warranty period expires.
The on-site inspection typically takes 1-3 hours depending on property size and complexity. A small flat in the town centre may take around an hour, while a large detached property could require three hours or more. For older Victorian properties with multiple floors and complex roof structures, we allow additional time to complete a thorough assessment. You will receive your written report within 3-5 working days of the inspection.
Yes, we encourage buyers to attend the survey. This allows you to see any issues firsthand and ask the surveyor questions during the inspection. It is particularly helpful for understanding the property and prioritising any remedial work. Many clients find it valuable to walk around with our surveyor, seeing the specific defects identified and understanding their implications. We typically start with a brief introduction explaining what we will examine, then conduct the inspection while pointing out any issues of note.
If significant defects are identified, your survey report will explain the issue, its implications, and recommended actions. You can then discuss options with your solicitor, negotiate with the seller for repairs or price reduction, or if problems are severe, withdraw from the purchase. In our experience with PA34 5 properties, common serious issues include failed damp proof courses in older stone properties, significant roof defects, and structural movement. Our reports provide clear guidance on whether issues require urgent attention or can be addressed over time.
Yes, properties in PA34 5 range from Victorian stone villas on tree-lined avenues like Alma Crescent to modern flats in the town centre. Each type presents specific challenges. Older stone properties may have damp issues and stonework deterioration, while inter-war semis may show signs of settlement or render defects. Properties in coastal locations may be affected by salt damp. Our surveyors have local experience with all property types in the area and know what to look for on each street and development.
The market valuation included in our Level 2 Survey can be useful for mortgage purposes, though lenders will often arrange their own valuation. Our valuation is based on local market knowledge and recent comparable sales in PA34 5, providing you with an independent assessment of the property's worth. If our valuation is lower than the agreed purchase price, this gives you valuable negotiating leverage. The rebuild cost estimate also helps ensure your buildings insurance cover is adequate for the property's true replacement cost.
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Professional Homebuyer Survey by RICS Chartered Surveyors
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.