Professional Homebuyer Survey from RICS Chartered Surveyors








A RICS Level 2 Survey (formerly known as a Homebuyer Survey) provides a comprehensive visual inspection of residential properties up to 2,000 square feet. This survey is ideal for conventional properties in reasonable condition and gives you a clear, colour-coded assessment of the property's condition, helping you make an informed decision before committing to a purchase.
Liath Sgeir is located off the coast of Argyll and Bute, Scotland. While this unique islet presents specific considerations for property professionals, our RICS Level 2 surveys are available for properties throughout the wider Argyll and Bute region. We provide detailed, independent assessments that help you of buying a property in this beautiful but challenging coastal environment.
Properties in Argyll and Bute face unique challenges due to the region's exposure to Atlantic weather systems, traditional construction methods, and high rainfall levels. Our chartered surveyors understand these local factors and provide practical advice tailored to the specific conditions found in this part of Scotland. purchasing a traditional stone cottage in Oban, a Victorian townhouse in Dunoon, or a modern home in one of the coastal villages, we ensure you have a complete picture of the property's condition.
The RICS Level 2 Survey is particularly valuable in the Argyll and Bute housing market, where many properties are older and constructed using traditional methods that may not meet modern building standards. Our inspection gives you confidence in your purchase decision and provides a powerful tool for negotiation if issues are identified.

£195,000
Average House Price (Argyll & Bute)
Detached, Semi, Terraced, Flats
Property Types
Stone, Render, Timber Frame
Common Construction
RICS Level 2
Survey Type Recommended
The RICS Level 2 Survey provides a thorough visual inspection of all accessible areas of a property. Our chartered surveyors examine the roof structure, walls, floors, windows, doors, and damp proof courses. The survey also includes an assessment of services such as plumbing, electrical wiring, and heating systems. You'll receive a detailed report highlighting any defects, their severity, and recommended remedial actions. We inspect from both inside and outside the property wherever possible, gaining a comprehensive view of the building's condition.
Each element of the property is rated using a clear traffic light system. Red indicates serious issues requiring urgent attention, amber highlights matters that need negotiating with the seller, and green confirms that specific areas are in satisfactory condition. This visual approach makes it easy to understand the overall condition of the property at a glance. The report also includes clear photographs showing the defects identified, so you can see exactly what the surveyor found.
For properties in the Argyll and Bute region, our surveyors are familiar with common construction types found in this area, including traditional stone-built properties, timber-framed homes, and more modern developments. We provide practical advice tailored to the local building styles and environmental conditions. Our team understands how the local climate affects different construction materials and can identify issues that might be missed by a surveyor unfamiliar with the area.
The survey also includes an assessment of any accessible outbuildings, garages, and the general condition of the property's boundaries. For properties in coastal areas like those around Liath Sgeir, we pay particular attention to signs of salt damage, erosion, and the condition of external timber. Our goal is to give you a complete picture of everything that might affect the property's value or require future investment.
Our experienced team conducts thorough visual inspections of residential properties, examining all accessible areas to identify defects and potential issues that could affect your purchase decision. We provide clear, independent advice backed by RICS standards, ensuring you have all the information needed to proceed with confidence in your property transaction.

Properties in Argyll and Bute face specific challenges due to the region's maritime climate and traditional building methods. One of the most common issues our surveyors encounter is penetrating damp, particularly in older stone-built properties where the external walls have been rendered with cement-based products that trap moisture rather than allowing the building to breathe. This is especially prevalent in properties that have not been properly maintained or that lack adequate ventilation. The high rainfall levels experienced throughout the year mean that roof conditions, gutter systems, and flashing require careful inspection.
Timber decay is another significant concern in this region. The combination of moisture and varying temperatures creates ideal conditions for rot to develop in roof timbers, floor joists, and external joinery. Our surveyors pay particular attention to any signs of wood rot or insect infestation that could compromise the structural integrity of the property. In older properties, we often find that original timber windows and doors have been affected by decades of exposure to the elements.
Many properties in Argyll and Bute were built using traditional construction methods that differ significantly from modern building standards. Solid walls, rather than cavity walls, are common in older properties, and these require different considerations when assessing insulation and energy efficiency. Our surveyors understand these traditional construction methods and can advise on appropriate remedies that won't cause damage to the historic fabric of the building.
Coastal properties in the Argyll and Bute region may also show signs of salt damage to external surfaces and metalwork. The wind-driven salt spray from the Atlantic can accelerate the deterioration of rendering, brickwork, and metal fixtures. Our chartered surveyors are experienced in identifying the early signs of such damage and assessing whether remedial work is required to prevent more serious problems from developing.
A RICS Level 2 Survey offers an excellent balance between thoroughness and cost-effectiveness for standard residential properties. Unlike a basic mortgage valuation, which only confirms the property is worth the loan amount, a Level 2 survey provides a detailed assessment of the property's condition and highlights any significant defects that could affect its value or require expensive repairs. The valuation aspect included in the survey also confirms that the property provides suitable security for your mortgage loan.
The survey is particularly valuable for properties in Argyll and Bute, where traditional building methods and the coastal environment can present specific considerations. Our surveyors understand local factors such as moisture exposure, traditional construction techniques, and the condition of older properties in the region. This local knowledge ensures you receive relevant, practical advice rather than generic observations that could apply anywhere in the country. We know what to look for in properties built with local stone, timber frame, and the various render systems used throughout the region.
The RICS Level 2 report serves as a powerful negotiation tool. If significant issues are identified, you can use the survey findings to request that the seller address these problems before completion or adjust your offer to account for the cost of necessary repairs. This protection can save you thousands of pounds and prevent unexpected surprises after you move in. Many buyers in the Argyll and Bute market have successfully negotiated reductions or repair commitments based on survey findings.
All our surveys are regulated by RICS, meaning you receive consistent, professional standards regardless of where in the UK the property is located. Our surveyors are members of RICS and follow the organisation's strict codes of practice and ethics. This gives you confidence that the inspection will be carried out to the highest professional standards and that the report will be clear, accurate, and actionable.
Schedule your survey at a convenient time using our online booking system or by calling our team directly. We'll confirm the appointment within 24 hours and send you preparation instructions to help you get ready for the survey. We'll also ask for access details and any relevant documentation you have about the property.
Our chartered surveyor visits the property to conduct a comprehensive visual inspection. The inspection typically takes 1-2 hours depending on property size and complexity. We examine all accessible areas including the roof, walls, floors, windows, and doors, as well as the services and utilities. You are welcome to attend the survey if you wish.
Your detailed RICS Level 2 report is delivered within 5 working days of the survey. The report includes clear ratings and practical recommendations, along with photographs of any defects found. We'll also provide a valuation estimate and insurance reinstatement figure if required by your mortgage lender.
Use the report to negotiate with the seller, request repairs, or adjust your offer based on the findings. Our team is available to discuss any questions you may have about the report and what the findings mean for your purchase decision. We're here to help you move forward with confidence.
Liath Sgeir is a small islet located in Argyll and Bute, Scotland. As this is a unique coastal location with limited residential development, we recommend discussing your specific requirements with our team. Our RICS Level 2 survey services are readily available throughout the wider Argyll and Bute region, including Oban, Dunoon, Campbeltown, and surrounding areas.
Source: RICS / Industry Data 2024
A Level 2 Survey includes a visual inspection of all accessible areas of the property, including the roof, walls, floors, windows, doors, and damp proof courses. It also covers services like plumbing, electrical, and heating systems. The surveyor will identify defects, assess their severity using a traffic light rating system, and provide practical recommendations for remediation. The survey also includes a market valuation and insurance reinstatement figure, which is required by most mortgage lenders. In Argyll and Bute, our surveyors pay particular attention to issues common in the region, such as damp in traditional stone properties, timber decay, and the effects of coastal weather exposure on external surfaces and joinery.
RICS Level 2 Surveys in the Argyll and Bute region typically start from around £400 for properties under £200,000, making this an affordable way to get professional insight into any property you're considering purchasing. Properties valued between £200,000-£500,000 average around £455, while higher-value properties may cost more due to the increased time and detail required for the inspection. Flats are generally cheaper to survey because they have fewer structural elements and shared areas to inspect. The exact cost will depend on the property type, size, and location within Argyll and Bute, with more remote properties potentially incurring additional travel costs. We provide competitive quotes with no hidden fees, and you only pay once you're happy to proceed.
A Level 2 Survey is suitable for properties under 100 years old in reasonable condition and up to 2,000 square feet, making it ideal for most standard residential properties in the Argyll and Bute housing market. A Level 3 Building Survey is recommended for older properties, those in poor condition, unusual construction, or if you're planning significant renovations that might reveal hidden problems. This more detailed survey provides a comprehensive analysis of the property's condition, including advice on repair options and costs. Our team can advise on the most appropriate survey for your specific property based on its age, construction, and condition. If you're unsure, we recommend the Level 2 as a starting point - it provides excellent value and can identify issues that might prompt you to commission a more detailed assessment.
The physical inspection typically takes 1-2 hours for a standard residential property, though larger or more complex properties may require additional time to complete a thorough assessment. Our surveyor will examine all accessible areas of the property, including the roof space (where safe access is available), the sub-floor area, and any outbuildings included in the sale. You will receive your written report within 5 working days of the survey date, delivered electronically for convenience. If you need the report urgently, we offer an expedited service subject to availability - just let us know when you book.
Yes, we actively encourage clients to attend the survey where possible, as this provides valuable opportunity to see any issues firsthand and understand the property's condition in more detail. Attending allows you to ask the surveyor questions during the inspection, helping you understand what they're looking for and why certain areas are being examined. You'll gain a much better understanding of the property by walking around with our experienced surveyor, who can point out issues you might otherwise miss. We recommend that you allow 1-2 hours for the inspection if you plan to attend, and please let us know in advance so we can ensure there's space for you to accompany the surveyor.
If serious issues are identified during the survey, the report will clearly flag these with red or amber ratings, making it immediately obvious which areas require urgent attention and which should be discussed with the seller. You can then use this information to negotiate with the seller, either requesting that repairs be carried out before completion or adjusting your offer to reflect the cost of remediation. In our experience, many sellers in the Argyll and Bute market are receptive to negotiations based on survey findings, particularly for properties that have been on the market for some time. Our team can provide guidance on what to ask for and how to frame your negotiation, drawing on our extensive experience in the local property market. If the issues are particularly serious, you may have grounds to withdraw from the purchase without losing your deposit.
Our surveyors have extensive experience inspecting properties throughout Argyll and Bute, including traditional stone cottages, Victorian townhouses, and modern developments in towns like Oban, Dunoon, and Campbeltown. We understand the specific challenges that properties face in this region, from the effects of Atlantic weather systems on coastal homes to the common construction methods used in traditional Scottish buildings. Our team includes chartered surveyors who live and work in the area, giving them local knowledge that can't be matched by surveyors from outside the region. This local expertise means we can identify issues that might be missed by less experienced surveyors and provide advice that's genuinely relevant to your property.
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Professional Homebuyer Survey from RICS Chartered Surveyors
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.