RICS registered valuers serving Shipley and West Sussex. Get your equity loan valuation quickly and easily.
If you're purchasing a property in Shipley, Horsham through the Help to Buy equity loan scheme, you'll need a formal valuation carried out by a RICS registered valuer. This valuation is a requirement of the scheme and determines the maximum property price you can purchase at, as well as the amount of equity loan you can receive. The scheme allows you to borrow up to 20% of the property value as an equity loan, with you contributing at least a 5% deposit.
Our team of experienced RICS registered valuers provide Help to Buy valuations throughout Shipley and the wider Horsham district. We understand the local West Sussex property market and provide accurate, comprehensive valuations that meet the requirements of Help to Buy agents and mortgage lenders alike. Our valuers are familiar with the characteristics of properties in this part of West Sussex, from modern developments to period properties in the village centre.
We aim to deliver your valuation report within 3-5 working days of the inspection, giving you the information you need to proceed with your Help to Buy application. Our competitive pricing starts from just £150, with no hidden fees. Book online today or call our team to discuss your valuation requirements.
£250,000 - £350,000
Average House Price
Terraced & Semi-detached
Predominant Housing
Village (Horsham District)
Area Type
RH13
Postcodes Covered
A Help to Buy valuation is a specific type of property survey and valuation required by the government-backed Help to Buy equity loan scheme. Unlike a standard mortgage valuation, which focuses primarily on the property's security value for the lender, a Help to Buy valuation provides a comprehensive assessment of the property's market value. This valuation is used to determine how much equity loan you can receive, which is typically up to 20% of the property's value (or up to 40% in London). The scheme is designed to help first-time buyers get onto the property ladder by reducing the amount they need to borrow.
The valuation must be carried out by a RICS registered valuer who will inspect the property inside and out, assess its condition, and compare it with similar properties sold in the local area. Our valuers will measure all rooms, photograph key features, and note any improvements or alterations that may affect the value. The valuer will produce a detailed report that includes the market value, the valuation methodology used, and any specific issues that may affect the property's worth.
In Shipley, our valuers are familiar with the local property market characteristics. The village predominantly features terraced and semi-detached properties, with some converted buildings and flats. The proximity to Horsham means that Shipley benefits from good transport links while maintaining a village atmosphere, making it attractive to first-time buyers using the Help to Buy scheme. Properties in the RH13 area have shown steady growth in recent years, with the local market being driven by buyers seeking affordable options within commutable distance of Horsham and beyond.
The Help to Buy valuation report must meet specific requirements set by the Help to Buy Agent (HBI). Our reports are fully compliant with these requirements and include all necessary documentation for your application to proceed smoothly. We understand the importance of accuracy in these valuations, as they directly impact the amount of equity loan you can receive.
Using a RICS registered valuer for your Help to Buy valuation is not just recommended, it is a requirement of the scheme. The Help to Buy agent will only accept valuations from qualified professionals who are registered with the Royal Institution of Chartered Surveyors. This ensures consistency and accuracy across all valuations and protects both the buyer and the government investment in the equity loan scheme.
Our valuers provide detailed reports that satisfy both the Help to Buy agent and your mortgage lender. The report includes a thorough inspection of all accessible areas, a market analysis of comparable properties, and a clear statement of the property's market value. We check the condition of the roof, walls, plumbing, electrical systems, and any other visible issues that could affect the property's value or require future investment.
We aim to make the process as straightforward as possible, keeping you informed at every stage. From booking your appointment to delivering the final report, our team is available to answer questions and provide guidance. We understand that buying your first home is a significant milestone, and we strive to make the valuation process as stress-free as possible.
Based on typical property values in the Horsham area
The Help to Buy equity loan scheme is available to first-time buyers purchasing a new build property in England. In West Sussex, there are several new build developments that accept Help to Buy, particularly around the Horsham area. The scheme allows you to borrow up to 20% of the property value as an equity loan (increased to 40% in London), with you contributing at least a 5% deposit. This makes new build properties more accessible to first-time buyers who may struggle to save for a large deposit.
To proceed with a Help to Buy valuation in Shipley, your property must be purchased through the scheme, and the development must be registered with the Help to Buy agent. Our valuers can confirm whether your property qualifies and guide you through the process. We have experience valuing properties across West Sussex, including new build developments in and around Shipley and Horsham. We understand the specific requirements that apply to new build properties, including the consideration of premium prices often associated with newly constructed homes.
Once you have your valuation report, it will be sent directly to the Help to Buy agent who will confirm the maximum purchase price and the amount of equity loan you can receive. This process ensures transparency and helps protect both buyers and the government investment. The valuation figure is crucial as it determines the total amount you can borrow, including the equity loan, your deposit, and any mortgage you take out.
It is worth noting that Help to Buy valuations can sometimes come in below the asking price, particularly in cases where the development premium is high. If this happens, you may need to negotiate with the seller or increase your deposit to cover the difference. Our valuers provide accurate, market-based assessments to ensure you know exactly where you stand.
Choose a convenient date and time for your valuation. We offer flexible appointments to suit your schedule, including evening and weekend availability where possible. Simply select your preferred time through our online booking system or speak to our team directly.
Our RICS registered valuer will visit the property to conduct a thorough inspection, measuring rooms and noting the condition of the building and any improvements. We inspect all accessible areas including the roof space, basement, and outbuildings where safe and accessible. The inspection typically takes 30-60 minutes depending on the property size and complexity.
We compile a comprehensive report detailing the market value, comparable evidence, and all required information for the Help to Buy agent. Our report includes a detailed analysis of recent sales in the local area, adjustments for property features and condition, and a clear statement of market value that meets HBI requirements.
Your completed valuation report is typically delivered within 3-5 working days of the inspection, ready for submission to your Help to Buy agent. We can also expedite the report if needed for an additional fee, ensuring you meet any tight deadlines in your purchase process.
The Help to Buy equity loan scheme closed to new applicants in December 2020, though existing customers can still access valuations for their properties. If you are a current Help to Buy customer requiring a valuation for staircasing, remortgaging, or equity release, our RICS registered valuers can assist. Contact us to discuss your specific requirements.
| Survey Type | What's Included | Best For |
|---|---|---|
| Help to Buy Valuation | Market value assessment, HBI compliant report, comparable analysis | Help to Buy equity loan purchases |
| Level 2 RICS Survey | Condition rating, defects analysis, market value | Standard purchases |
| Level 3 RICS Survey | Detailed structural analysis, extensive defect reporting | Older or complex properties |
| EPC Assessment | Energy efficiency rating, recommendations | All properties |
Help to Buy Valuation
What's Included
Market value assessment, HBI compliant report, comparable analysis
Best For
Help to Buy equity loan purchases
Level 2 RICS Survey
What's Included
Condition rating, defects analysis, market value
Best For
Standard purchases
Level 3 RICS Survey
What's Included
Detailed structural analysis, extensive defect reporting
Best For
Older or complex properties
EPC Assessment
What's Included
Energy efficiency rating, recommendations
Best For
All properties
A Help to Buy valuation includes a thorough inspection of the property, a market value assessment based on comparable sales in the area, and a detailed report that meets the requirements of the Help to Buy agent. The valuer will assess the property's condition, size, location, and any factors that may affect its value. This includes checking the construction type, age of the property, and any improvements or alterations that have been made. The report will also include comparable evidence from recent sales in the Shipley and Horsham area to support the valuation figure.
Help to Buy valuations typically start from around £150-£250 depending on the property type and location. For properties in the Shipley and Horsham area, we offer competitive pricing with no hidden fees. The exact cost will be confirmed when you book, and we will provide a clear quote before proceeding. Factors that may affect the price include the size of the property, its condition, and how quickly you need the report.
The physical inspection usually takes between 30-60 minutes depending on the property size and complexity. The valuer will measure all rooms, photograph key features, and note any issues observed during the inspection. The full report is typically delivered within 3-5 working days of the inspection, though express services may be available for an additional fee if you need to meet a tight deadline in your purchase process.
Yes, ideally you or the property owner should be present to grant access to all areas of the property. This includes interior rooms, the loft space (if accessible), and any outbuildings. If you are not able to attend, please let us know in advance so we can make alternative arrangements. We can arrange for a representative to be present if necessary, though the valuer will need keys or accompanied access to all areas.
No, a Help to Buy valuation is a separate requirement and must meet specific criteria set by the Help to Buy agent. It cannot be substituted for a standard mortgage valuation, even if carried out by a RICS valuer. The Help to Buy valuation must be HBI compliant and specifically formatted for the equity loan scheme. Our valuers understand these specific requirements and will ensure your report meets all necessary criteria.
If the valuation is lower than the asking price, you may need to negotiate with the seller or increase your deposit to cover the difference. The Help to Buy agent will use the valuation figure to calculate your equity loan, so it is important that the price reflects true market value. Our valuers provide independent, unbiased assessments based on comparable evidence from the local market. If you believe there are factors that have not been considered, you can discuss this with your valuer.
We provide Help to Buy valuations throughout Shipley and the wider Horsham district in West Sussex, including surrounding villages such as Steyning, Henfield, and Billingshurst. Our RICS registered valuers are familiar with the local property market and can provide accurate valuations for properties in the RH13 postcode area and surrounding postcodes.
The market value is determined by comparing your property with similar properties that have recently sold in the local area. Our valuers analyse sales data from the Shipley and Horsham area, making adjustments for differences in size, condition, location, and features. The valuation also considers the current state of the local market, including supply and demand trends and any factors specific to new build properties.
Most surveyors take 1-2 days to quote.
We'll price your survey in seconds.
Most surveyors take 1-2 days to quote.
We'll price your survey in seconds.
Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.
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