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Book in your RICS Help-to-Buy Valuation in Ewell

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The best place to instantly book RICS Help-to-Buy Valuations in Ewell

With thousands of successful bookings, Homemove is the UK's leading provider of RICS Help-to-Buy Valuations in Ewell. Trusted by homeowners nationwide, we guide you from preparing your property for sale to arranging comprehensive Help-to-Buy valuation, ensuring every step of your home-moving journey is smooth and on track.

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Hero Left House For Ewell RICS qualified Surveys

The surveyors in Ewell we work with:

are both RICS qualified and registered
are independent of any estate agent
will inspect the inside of the property
will provide at least 3 comparable properties
comparables will be like-for-like in type, size and age, and within 2 miles of your property

Compliant Help-To-Buy Valuations

Signed and dated by the surveyor

It's required that the valuation report is signed and dated by the surveyor.

Headed paper

Your help to buy will be put on headed paper as required.

Supplied as a PDF file/document

Your surveyor will provide your report in a bespoke pdf ready to be sent to Homes England.

What are your Help-to-Buy options?

Staircasing

It is also necessary to have a Help to Buy valuation if you intend to 'staircase'. Your proportion of ownership increases when you partially repay your loan. In the event that the value of the property increases, the amount you owe increases with it. The outstanding loan amount decreases if the value falls. In order to ensure that the calculations with respect to monies owed are accurate, it is essential that you get an independent valuation when any changes to your loan are made.

Homemove Homes England Help To Buy Surveyors

Full redemption

Your Help to Buy loan must be repaid if you sell your property in Ewell. RICS Help to Buy valuation determines how much must be repaid depending on the property's value at the time.

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Homemove Homes England Help To Buy Surveyors in Ewell

FAQ

What is a RICS Red Book Valuation?

Valuations based on the RICS Red Book differ from appraisals based on estate agents' valuations. Using their extensive knowledge and experience, surveyors will assess the size, condition, and location of the property. We value properties based on the results of this assessment in conjunction with similar properties that have recently sold in the local Ewell area. By utilising the guidelines issued by the Royal Institute of Chartered Surveyors, Red Book Valuations provide an industry standard when it comes to property valuation methodology and details.

How much will you need to repay on your help to buy?

Equity loans are calculated based on the market value of your property and the equity loan percentage amount when you sell your home. RICS valuations or sales prices are used to determine the market value of your property (whichever one is higher). Interest, fees, and any other payments you still owe are included in the total amount you repay. Before completion, you must pay them back in full. To determine the value of your property a RICS surveyor will give you an accurate estimation.

How much does a Help-to-Buy valuation cost in Ewell?

You can expect to pay between £195 - £850 for a help-to-buy valuation from a RICS surveyor in Ewell depending on the property price and the number of bedrooms the property has. The bigger the property the more time it takes to complete the valuation and find comparable property sales.

Article Highlight

The Importance of Securing a Help-to-Buy Valuation with Experienced Certified Surveyors in Ewell

The Help-to-Buy initiative in England has been a benefit for aspiring homeowners, enabling them to procure a home loan and step onto the property ladder with ease. However, as you work through the process, it's important to comprehend the significance of reserving a Help-to-Buy appraisal and selecting an knowledgeable and capable evaluator in Ewell, Surrey. In this article, we will explore the intricacies of the Help-to-Buy assessment process, the prerequisites, and the different circumstances in which a Ewell Help-to-Buy survey is essential.

The Help-to-Buy Valuation: A Required Process

As a house owner utilising the Help-to-Buy scheme, you'll eventually need to repay the equity loan provided by the government. This repayment often coincides with disposing of the property, refinancing, or reaching the end of the loan term. It is in these scenarios that a Help-to-Buy assessment becomes necessary. This assessment aims to calculate the current market value of the property, which dictates the amount to be repaid on the equity loan.

The Importance of Knowledgeable and Qualified Ewell Help-to-Buy Surveyors.

The Help-to-Buy assessment is an crucial process for those looking to offload, remortgage, or repay their equity loan. Therefore, it's vital to enlist the help of an experienced and competent Ewell Help-to-Buy surveyor for the estimation. Here are a few reasons why:

RICS Accreditation: Help-to-Buy appraisals must be carried out by a Royal Institution of Chartered Surveyors (RICS) registered evaluator. These professionals have in-depth knowledge and experience in the property market and adhere to a strict code of conduct, ensuring correct and trustworthy Help-to-Buy valuations in Ewell.
Local Insight: An experienced surveyor with local knowledge of the Ewell property market will understand the particularities and trends specific to the area. This experience can provide an precise valuation, ensuring you repay a fair amount on your equity loan.
Compliance Specifications: There are specific regulations for Help-to-Buy valuations, such as the need for the valuation to be provided in a RICS Red Book format. A capable Ewell Help-to-Buy surveyor will be familiar with these requirements and ensure that the estimation complies with them, avoiding any potential setbacks or complications.
Timeliness: Help-to-Buy estimations have a limited applicability period of three months from the date of the analysis. An seasoned surveyor will effectively conduct the valuation and provide the evaluation within this timeframe, ensuring a uncomplicated transaction process for your Ewell Help-to-Buy survey.

Different Scenarios That Require a Help-to-Buy Valuation in Ewell

Several situations necessitate a Help-to-Buy appraisal in Ewell, including:

Selling Your Property: When selling a property purchased through the Help-to-Buy scheme in Ewell, a assessment is required to determine the amount to be repaid on the equity loan. This figure is calculated as a percentage of the existing market price.
Remortgaging: If you're considering refinancing your property in Ewell to repay the equity loan or reduce your monthly payments, a Help-to-Buy appraisal is necessary to establish the property's value and calculate the amount to be repaid.
Staircasing: Property owners in Ewell may choose to augment their equity share in the property through a process known as gradual ownership increase. A Help-to-Buy assessment will ascertain the current market value, helping you figure out the cost of purchasing additional equity.
End of the Loan Term: At the end of the ownership loan term (typically 25 years), homeowners in Ewell must repay the unpaid balance. A Help-to-Buy assessment will determine the property's value and the amount to be settled at that time.

In conclusion, booking a Help-to-Buy valuation with an experienced surveyor in Ewell is a vital step in the process of selling, refinancing, or settling your equity loan. By ensuring that your Ewell Help-to-Buy survey is carried out by a RICS registered professional with local proficiency, you can be assured in the reliability of your property assessment and compliance with requirements. With the right surveyor by your side, you can tackle the intricacies of the Help-to-Buy scheme in Ewell with ease, securing a fair appraisal and a uncomplicated transaction process.