RICS-compliant valuations for equity loan repayment, staircasing, and resale. Expert surveyors across West Sussex.
Regulated
If you are looking to repay your Help to Buy equity loan, staircase to full ownership, or sell your property in Chichester, you will need an independent RICS valuation. This is a legal requirement set by Homes England, and it must be carried out by a registered surveyor who can provide an accurate market value assessment of your property.
Our team of RICS-registered valuers operate throughout Chichester and the surrounding West Sussex area. We understand the local property market, including the new-build developments in areas like Saddlers Reach and Lavant View, as well as the historic properties within the city conservation area. When you book with us, you receive a comprehensive valuation report that meets all Homes England requirements, including at least three comparable properties from within a two-mile radius of your property.
Chichester has seen significant housing growth over the past decade, with many first-time buyers using the Help to Buy equity loan scheme to purchase properties in new developments across the PO19 postcode area. As these properties approach the milestone dates for staircasing or resale, our valuers have built extensive experience in assessing homes across every development type, from modern apartments to detached family houses. We stay current with local market data, tracking price movements in each neighbourhood to ensure our valuations reflect the reality of the Chichester property market today.
£444,102
Average House Price
£660,420 - £698,000
Detached Properties
£436,000
Semi-Detached Properties
£353,000 - £395,855
Terraced Properties
£224,000 - £279,054
Flats
+0.1%
Annual Price Change
29,407
City Population
The Help to Buy equity loan scheme was available until March 2023, and many homeowners in Chichester still have outstanding loans that need to be addressed. Whether you are ready to staircase to 100% ownership, you need to repay your equity loan in full, or you are looking to sell your property on the open market, a formal RICS valuation is mandatory. The valuation determines exactly how much you owe Homes England based on the current market value of your property.
In Chichester's current market, property values vary significantly depending on location and property type. A detached house in a premium area like West Broyle can command prices approaching £750,000, while flats in the city centre may be valued at around £224,000 or less. Our valuers have extensive knowledge of these micro-markets and will ensure your valuation reflects the true worth of your specific property.
The valuation report must be addressed to Homes England and meet their strict criteria, including documentation of comparable sales evidence. Our surveyors will inspect your property thoroughly, considering factors such as its size, age, condition, any improvements or extensions, and the overall quality of construction. For properties in new-build developments like Minerva Heights or Oakley Green in nearby Lavant, we will also consider the original purchase price and any changes in market conditions since completion.
The Chichester district has seen a population increase of 10.2% since 2013, reaching 128,000 residents in 2023. This growth has driven demand for housing across all property types, with particular pressure on the new-build sector where most Help to Buy properties were concentrated. Our valuers understand how this local demand-supply dynamic affects property values across different development types and neighbourhoods.
Source: Rightmove, Zoopla, ONS December 2025
Choose your Chichester property from our simple booking system. We offer flexible appointment times to suit your schedule, including Saturday inspections where available. Simply select your address and preferred time, and we will confirm your booking within one working day.
Our RICS-registered valuer will visit your property to conduct a thorough inspection. They will assess the overall condition, size, layout, and any improvements made since purchase. The inspection typically takes 30-60 minutes depending on property size, and we will need access to all rooms including the loft and any outbuildings.
We research recent sales of comparable properties in the Chichester area, focusing on similar property types within a two-mile radius. This forms the basis of your valuation, ensuring accuracy and compliance with Homes England requirements. We examine sales data from HM Land Registry, Rightmove, Zoopla, and other sources to build a comprehensive picture of current market conditions.
Your formal valuation report will be prepared on headed paper, signed by our RICS surveyor, and addressed to Homes England. You will receive this within 5-7 working days of the inspection, ready for submission. The report includes full details of the comparables used and our methodology.
When you purchased your property through the Help to Buy scheme, you received an equity loan from Homes England worth up to 20% of the property value (or 40% in London). This loan is repayable when you staircase to full ownership, sell your property, or reach the end of the loan term. The amount you repay is calculated as a percentage of the current market value, not the original purchase price.
For example, if you bought a property in Chichester for £350,000 with a 20% equity loan (£70,000), and it is now worth £450,000, your repayment would be £90,000 (20% of the current value). This is why an accurate RICS valuation is so important - it directly impacts how much you will need to repay. Our valuers understand these calculations and will provide a clear, detailed report that Homes England will accept.
Many homeowners in Chichester are now looking to staircase or sell as the scheme approaches its final maturity dates. Whether your property is in a new development like Saddlers Reach or an older terraced house in the city centre, we can provide the valuation you need. The current market has seen flats decrease by 2.8% in value over the past year, while semi-detached properties have increased by 1.6%, making accurate, up-to-date valuations essential for anyone considering their options.
If you are looking to sell your Help to Buy property, the estate agent will need your valuation report before listing. The buyer will also require their own mortgage valuation. We can often accommodate tight timelines if you need your report quickly - just let us know when booking.
During our valuations in Chichester, we frequently encounter several property types and conditions that can affect market value. The city has a mix of period properties, particularly those within the conservation area near the cathedral and city walls, along with modern new-build developments. Each comes with its own considerations for valuation purposes. The historic core contains buildings dating back centuries, while the surrounding areas feature developments built during the Help to Buy boom of the 2010s and early 2020s.
Many older properties in Chichester suffer from damp and condensation issues, especially where modern energy efficiency improvements have reduced ventilation. We have also seen properties affected by water leaks and flooding, particularly those near the River Lavant or in lower-lying areas. Structural movement can affect period properties, particularly those built on the clay soils common in parts of West Sussex. Our valuers are trained to identify and assess these issues when determining market value.
For new-build properties in developments like Rosebrook or Indigo Park, we consider the original purchase price, any snagging issues that may remain unresolved, and how market conditions have changed since the property was completed. New-build flats in particular have seen some price adjustment in the current market, with Rightmove data showing flats decreased by 2.8% in the year to December 2025. Properties at Indigo Park on the outskirts of Chichester and Plainwood Close in the city area represent typical Help to Buy stock that requires careful assessment against current market conditions.
We also check for building regulation compliance on any extensions or alterations. Properties that have been extended without proper approval may face complications during the valuation process, and we will flag any such issues in our report. This includes converted garages, loft conversions, and rear extensions that may not have been formally signed off by the local authority.
A Help to Buy valuation is an independent assessment of your property's market value carried out by a RICS-registered surveyor. It is required by Homes England when you want to repay your equity loan, staircase to full ownership, or sell your property. The report must meet specific criteria, including evidence of comparable sales within two miles of your property. Our valuers in Chichester understand the local market dynamics and will ensure your report complies with all Homes England requirements.
Help to Buy valuations in Chichester typically cost between £199 and £600 depending on the size and complexity of your property. Larger properties and those in new-build developments may cost more due to the additional research required. We offer competitive fixed pricing with no hidden fees, and the cost is generally lower than a full structural survey while meeting all the requirements for equity loan calculations.
Your Help to Buy valuation report is valid for three months from the date of the property inspection. If your circumstances change or the market shifts significantly, you may need a new valuation. Given that Chichester's flat prices have decreased by 2.8% over the past year while semi-detached properties have increased by 1.6%, timing your valuation carefully can make a significant difference to your equity loan calculation. We can advise you on this when you contact us.
Yes, ideally you or a representative should be present to grant access to all areas of the property. The valuer will need to inspect every room, including the loft space if accessible, and the exterior of the building. We will confirm the appointment details when you book. If you cannot attend, please ensure someone aged 18 or over is present who can show the valuer around the entire property and answer any questions about its history or any alterations.
If the valuation comes in lower than you anticipated, this will affect the amount you owe Homes England for your equity loan repayment. Unfortunately, the valuation cannot be appealed through us - it is an independent assessment. You may wish to discuss your options with Homes England directly or consider if there are any improvements that could be made to the property before a reassessment. In some cases, addressing outstanding maintenance issues or obtaining building regulation approval for previous alterations can positively impact the valuation.
Yes, our valuers can provide guidance on how your staircase payment would be calculated based on the valuation figure. The equity loan repayment is calculated as a percentage of the current market value, so we can explain how this applies to your specific situation. For example, if you have a 20% equity loan on a property now valued at £400,000, your repayment would be £80,000 regardless of what you originally paid.
You will need to provide your original Help to Buy agreement or some details of your equity loan, including the original purchase price and the percentage loan you received. Any planning permissions or building regulation approvals for extensions or improvements would also be helpful. We will provide a full checklist when you book. If you have the original sales particulars from when you purchased the property, these can also be useful for our comparison analysis.
We typically deliver valuation reports within 5-7 working days of the property inspection. For urgent cases, we may be able to expedite this process - please speak to our team when booking to discuss your timeline. This can be particularly important if you have a pending sale or staircase deadline approaching.
Many Help to Buy properties in Chichester are located in new-build developments across the PO19 postcode area and surrounding areas. These developments were popular with first-time buyers using the equity loan scheme, and we regularly value properties in areas like Saddlers Reach on Kingsmead Avenue, Lavant View by Redrow, and Minerva Heights on Old Broyle Road. Our valuers understand the specific considerations for new-build properties, including original purchase prices, any snagging issues, and how market conditions have affected values since completion.
For properties in these developments, we will research recent sales of similar plots to ensure your valuation reflects current market conditions. Some new-build developments have seen price adjustments in the current market, so it is particularly important to have an accurate, up-to-date valuation if you are looking to staircase or sell. We can often provide quick turnaround times for these valuations to help you meet your timelines. At Saddlers Reach by Countryside Homes, for instance, properties range from one-bedroom apartments around £225,000 to four-bedroom houses reaching £515,000, and we track all recent sales in this development closely.
Other developments we frequently value include Rosebrook on Broad Road, offering a mix of apartments and houses, and Indigo Park, which provides options across multiple bedroom configurations. In nearby Lavant, the Oakley Green development by William Lacey offers properties ranging from £599,000 to £645,000. Each development has its own market dynamics, and our local knowledge ensures we use the most appropriate comparables for your valuation.
From £350
A visual inspection survey suitable for conventional properties in reasonable condition
From £550
A comprehensive survey providing detailed analysis of condition and defects
From £80
Energy Performance Certificate required for property sales and rentals
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RICS-compliant valuations for equity loan repayment, staircasing, and resale. Expert surveyors across West Sussex.
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.
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