The best place to instantly book RICS Help-to-Buy Valuations in Ballymena
With thousands of successful bookings, Homemove is the UK's leading provider of RICS Help-to-Buy Valuations in Ballymena. Trusted by homeowners nationwide, we guide you from preparing your property for sale to arranging comprehensive Help-to-Buy valuation, ensuring every step of your home-moving journey is smooth and on track.
The surveyors in Ballymena we work with:
- are both RICS qualified and registered
- are independent of any estate agent
- will inspect the inside of the property
- will provide at least 3 comparable properties
- comparables will be like-for-like in type, size and age, and within 2 miles of your property
Compliant Help-To-Buy Valuations
Signed and dated by the surveyor
It's required that the valuation report is signed and dated by the surveyor.
Headed paper
Your help to buy will be put on headed paper as required.
Supplied as a PDF file/document
Your surveyor will provide your report in a bespoke pdf ready to be sent to Homes England.
What are your Help-to-Buy options?
Staircasing
It is also necessary to have a Help to Buy valuation if you intend to 'staircase'. Your proportion of ownership increases when you partially repay your loan. In the event that the value of the property increases, the amount you owe increases with it. The outstanding loan amount decreases if the value falls. In order to ensure that the calculations with respect to monies owed are accurate, it is essential that you get an independent valuation when any changes to your loan are made.
Full redemption
Your Help to Buy loan must be repaid if you sell your property in Ballymena. RICS Help to Buy valuation determines how much must be repaid depending on the property's value at the time.
Common Questions
What is a RICS Red Book Valuation?
Valuations based on the RICS Red Book differ from appraisals based on estate agents' valuations. Using their extensive knowledge and experience, surveyors will assess the size, condition, and location of the property. We value properties based on the results of this assessment in conjunction with similar properties that have recently sold in the local Ballymena area. By utilising the guidelines issued by the Royal Institute of Chartered Surveyors, Red Book Valuations provide an industry standard when it comes to property valuation methodology and details.
How much will you need to repay on your help to buy?
Equity loans are calculated based on the market value of your property and the equity loan percentage amount when you sell your home. RICS valuations or sales prices are used to determine the market value of your property (whichever one is higher). Interest, fees, and any other payments you still owe are included in the total amount you repay. Before completion, you must pay them back in full. To determine the value of your property a RICS surveyor will give you an accurate estimation.
How much does a Help-to-Buy valuation cost in Ballymena?
You can expect to pay between £195 - £850 for a help-to-buy valuation from a RICS surveyor in Ballymena depending on the property price and the number of bedrooms the property has. The bigger the property the more time it takes to complete the valuation and find comparable property sales.
