3 Bedroom Terraced House

If You’re Struggling To Get Onto The Housing Ladder, This Modern Shared Ownership Starter Home Could Be The Answer. Surely owning 50% of this 2020 mid-terrace to get your own place is 100% better than throwing money away on rent or living with parents.

Getting a foot on the housing ladder can feel impossible. But with a shared ownership property like this, it doesn't have to be.

This 5 year old mid terrace is available for just 50% of the full £255,000 market value - so £127,500 gets you in the door, with the remaining 50% owned by Amplius.

You pay £336.86 monthly rent on the 50% share and just under £45 a month in charges (for the service charge, buildings insurance and management fee).

But with shared ownership you only have to find a much smaller deposit and the mortgage affordability calculations are much easier to pass, given they’re worked out based on only half of the true market value.

There are some qualifying criteria for shared ownership, you’ll need to be local and meet Amplius’s basic requirements before moving forward - but it’s quick and easy to see what’s required and apply online.

Now for the house itself…

Set on a quiet, friendly estate, the house is five years old and in great condition. It’s a simple, blank canvas – nothing too fussy, no bold design choices you have to undo, just modern, neutral spaces ready for your own style.

Downstairs, you’ll find a modern kitchen - diner with loads of cupboard space and room for a table next to the back door out to the garden. There’s a separate front lounge, a handy downstairs loo and a decent storage cupboard under the stairs.

Upstairs are two double bedrooms, a third single and a modern family bathroom with a shower over the bath.

The back garden is a manageable size and low-maintenance, with plenty of potential to add a bigger patio – and with two parking spaces just behind the garden, there’s space for your cars.

You’re close to local schools, supermarkets and green space, and London is under an hour from Kettering station – great if you need to head into the city now and then.

If you're just starting out, trying to stop throwing money away on rent or want to make your monthly pay packet go a little bit further - this could be the fresh start you've been waiting for.

And if you ever want to own more of the property, you can do that too - Amplius allows you to increase your share over time through “staircasing”, so you’re never locked into just the initial 50%.

Don’t keep waiting for the “right time” – this could be it. Call now to find out more, arrange a viewing and take your first real step towards owning your own home.