Try adjusting your filters or searching a wider area.
Search homes new builds in Upper Killay. New listings are added daily by local developer agents.
One bed apartments provide a separate bedroom alongside distinct living space, bathroom, and kitchen areas. Properties in Upper Killay are available in various building types including new apartment complexes and contemporary developments.
The Urswick property market offers a compelling mix of traditional Cumbrian homes and more recent constructions. In Great Urswick, detached properties have averaged around £455,000 over the past twelve months, while semi-detached homes command prices of approximately £352,500. These figures reflect the premium placed on spacious family homes with gardens in this sought-after rural location. The market has remained relatively stable, with prices similar to the previous year, though they remain 37% below the 2017 peak of £430,000.
Little Urswick presents a different pricing dynamic, with detached properties averaging £474,500 and semi-detached homes at around £213,900. Notably, prices in Little Urswick have surged 56% compared to the previous year, suggesting strong buyer demand in this particular part of the parish. This growth trajectory has attracted investors and home-movers alike, with the relative affordability of semi-detached properties in Little Urswick compared to detached homes creating opportunities for buyers seeking more space at a lower entry point.
Terraced properties in Great Urswick have sold between £159,000 and £179,000, while flats have averaged around £120,000, providing more accessible entry points for first-time buyers or those seeking a smaller property. In the LA12 0SX postcode area covering part of Great Urswick, terraced properties make up approximately 68% of transactions, indicating a strong market for this property type. Recent data shows 18 properties sold in the last twelve months in the LA12 postcode area, with Rightmove indicating 107 results for properties sold within the last year across the broader market.
New build activity near Urswick includes developments such as Pippins Beck and The Swinways on The Toft, with additional new homes available at Bridgefield Meadows in nearby Lindal In Furness. These developments offer contemporary construction methods and energy-efficient designs that appeal to buyers seeking modern specifications while remaining within the Urswick catchment area. However, the majority of housing stock in Urswick remains traditional, with stone-fronted properties and slate-roofed cottages forming the architectural character of the village.

Urswick nestles in the heart of the Furness Peninsula, surrounded by rolling countryside and close to the shores of Morecambe Bay. The village maintains a strong sense of community, with a historic church, local pub, and village hall serving as focal points for residents. The area is particularly popular with families drawn to the peaceful environment, excellent local schools, and access to stunning Lakeland scenery. Coastal walks and countryside trails are readily accessible, making this an ideal base for outdoor enthusiasts who value proximity to both the mountains of the Lake District and the expansive tidal landscapes of Morecambe Bay.
The nearby town of Ulverston provides comprehensive shopping facilities, supermarkets, healthcare services, and a cinema, all within a short drive of Urswick. Ulverston's market town character offers a good selection of independent shops along with larger chain stores, while the town's cultural attractions include the Laurel and Hardy Museum and regular markets in the town centre. Healthcare facilities in Ulverston include a doctors surgery and pharmacy, with more comprehensive hospital services available at Furness General Hospital in Barrow-in-Furness for more specialist care.
Barrow-in-Furness, situated further along the peninsula, offers additional retail options and employment opportunities, particularly with BAE Systems operating major facilities in the area. The dockyard and defence manufacturing operations at Barrow provide significant skilled employment in the region, supporting the local economy and housing market. The broader Westmorland and Furness region combines rural charm with practical connectivity, making Urswick an attractive proposition for those seeking to balance countryside living with access to essential amenities.
The local economy benefits from a mix of agricultural, service, and manufacturing sectors, with many residents commuting to employment in Ulverston, Barrow-in-Furness, or further afield. The area's tourism sector also contributes significantly, with visitors drawn to the natural beauty of the Furness Peninsula and proximity to the Lake District National Park. This diverse economic base helps sustain the local property market by maintaining demand from working residents and retirees alike.

Education provision in and around Urswick serves families well, with several primary schools within easy commuting distance. The local primary school in Great Urswick provides education for children in the village and surrounding areas, while additional primary schools in nearby towns offer further options for families. Primary schools in the wider Furness area have received positive Ofsted ratings, providing reassurance for families prioritising educational quality. Parents should research specific catchment areas, as school admissions can be competitive in popular locations.
Several primary schools in Ulverston serve families living in the Urswick area, including schools that have achieved good Ofsted ratings and offer strong academic foundations. These schools typically offer before and after-school clubs to support working parents, and many have active parent-teacher associations that contribute to school events and facilities. Primary education in the area follows the national curriculum with opportunities for sport, music, and creative subjects that complement academic learning.
Secondary education is available at schools in Ulverston, which are accessible via school transport services from the village. Ulverston Grammar School and other secondary schools in the town have built solid reputations within the community for academic achievement and pastoral care. Grammar schools are available in the region for those meeting academic entry requirements, providing pathways to selective education for academically able students. School transport routes from Urswick to Ulverston schools operate daily during term time, making secondary education accessible without requiring daily parental transport.
For families considering private education, several independent schools operate in the broader South Cumbria area, including primary and secondary options. Further education opportunities are available at Furness College in Barrow-in-Furness, which offers a range of vocational and academic courses for students aged 16 and above. Higher education provision is accessible in Lancaster and other regional centres, with good transport links making commuting feasible for students choosing to live at home while studying.

Transport connections from Urswick centre on the A590 road, which runs through the village and connects the Furness Peninsula to the M6 motorway at Kendal. This route provides the primary artery for commuters travelling to Lancaster, Preston, and Manchester. The journey time to Lancaster by car typically takes around 45 minutes, while Manchester can be reached in approximately two hours under normal traffic conditions. The A590 passes through some beautiful Cumbrian countryside, though drivers should be aware of occasional congestion during peak travel periods and at seasonal pinch points near the Lake District.
Rail connections are available from Ulverston station, which sits on the Furness Line connecting Barrow-in-Furness to Lancaster and the West Coast Main Line. Direct trains from Ulverston to Lancaster take approximately 40 minutes, with onward connections to major cities including London Euston, Birmingham, and Glasgow. The West Coast Main Line provides excellent connectivity to destinations across the UK, making Urswick reasonably accessible for commuters who prefer rail travel for longer journeys while enjoying the flexibility of car transport for local needs.
Daily commuting to larger employment centres is most practical by car, with the A590 providing straightforward access to the M6 motorway at Kendal. From Kendal, motorway connections serve the entire North West of England, including Manchester, Liverpool, and Leeds. For air travel, Manchester Airport and Liverpool John Lennon Airport are both accessible within reasonable driving times, with Manchester being the larger of the two and offering a broader range of international destinations. Liverpool John Lennon Airport provides convenient access for travel to Ireland, Europe, and other UK destinations.
Bus services operate routes connecting Urswick with Ulverston and Barrow-in-Furness, though service frequencies may be limited on weekends and evenings. Local bus operators provide essential transport for those without cars, including services for shopping trips, medical appointments, and social visits. The community transport scheme operating in parts of Westmorland and Furness offers additional options for residents who find standard bus services inadequate for their needs, particularly for those with mobility requirements or irregular travel patterns.

Before arranging viewings, spend time exploring Urswick and the surrounding Furness Peninsula. Visit at different times of day and week to understand the community atmosphere and get a feel for daily life in the village. Calculate your realistic budget including stamp duty, solicitor fees, survey costs, and moving costs, remembering that solicitor fees in the Westmorland and Furness area typically range from £500 to £1,500. Getting a mortgage agreement in principle before viewing properties will strengthen your position when making offers.
Use Homemove to browse all available properties in Urswick and contact estate agents to arrange viewings. Take notes during each viewing and photograph rooms for later reference, as this helps when comparing multiple properties. Ask about the property age, construction materials, recent renovations, and any planned developments nearby. A RICS Level 2 survey is recommended before proceeding with any purchase, as this professional inspection identifies structural issues and defects that may not be visible during a standard viewing.
Once you have found your ideal property, submit a formal offer through the estate agent. Be prepared to negotiate on price, particularly if surveys identify issues or comparable properties are available. Your mortgage offer should be submitted promptly once your offer is accepted, as delays can risk the chain collapsing. In a market like Urswick where demand varies between Great and Little Urswick, understanding local market conditions helps inform your negotiation strategy.
Appoint a conveyancing solicitor to handle the legal transfer of ownership. Your solicitor will conduct searches with Westmorland and Furness Council, investigate title deeds, and manage the completion statement. Mortgage lenders typically require a local authority search, drainage and water search, and environmental search. Search fees in the area typically amount to approximately £200-£300, and your solicitor will coordinate these alongside other legal requirements.
Once all searches are satisfactory and mortgage funds are in place, you will exchange contracts with the seller and pay a deposit, typically 10% of the purchase price. Completion dates are agreed, and on the day of completion, the remaining funds are transferred and you receive the keys to your new Urswick home. Building insurance must be in place from exchange of contracts, so ensure your policy is arranged before this stage. Your solicitor will notify Land Registry and coordinate the final transfer of ownership.
Properties in Urswick span various ages and construction types, reflecting the village's long history and position on the Furness Peninsula. Traditional stone cottages may feature older construction methods that require careful inspection, including potential issues with damp, roof condition, and outdated electrical systems. When viewing period properties, pay particular attention to the condition of stonework, pointing, and any signs of structural movement or cracking. Modern additions and renovations should be verified for building regulations compliance, and asking for documentation of any works carried out is always advisable.
Given the rural location of Urswick, buyers should investigate flood risk for specific properties, particularly those near watercourses or in low-lying areas of the village. The Furness Peninsula has historically experienced surface water flooding, so requesting a Flood Risk Report from the Environment Agency is advisable before committing to a purchase. Properties on septic tanks rather than mains drainage require understanding of maintenance responsibilities and potential costs, while those with private water supplies need to verify water quality and compliance with current regulations.
The LA12 0SX postcode area shows terraced properties making up approximately 68% of transactions, indicating the prevalence of this housing type in parts of Urswick. Terraced properties often share boundary walls with neighbours, so understanding the condition of shared structures and any maintenance responsibilities is important. Semi-detached and detached properties offer more privacy but may have larger gardens and associated maintenance costs that buyers should factor into their budgeting.
Electrical and plumbing systems in older Urswick properties may not meet current standards, particularly in properties that have not been recently renovated. A RICS Level 2 survey will identify any concerns with wiring, plumbing, heating systems, or insulation that may require attention after purchase. Properties with solid wall construction may have different insulation and energy efficiency characteristics compared to modern cavity-wall properties, affecting both comfort and running costs.

Average sold prices in Urswick vary between the two main settlements, with Great Urswick averaging approximately £273,000 over the past year and Little Urswick averaging higher at £344,200. In Great Urswick, detached properties have averaged £455,000 and semi-detached homes around £352,500, while Little Urswick has seen detached properties average £474,500. Terraced properties in Great Urswick have sold between £159,000 and £179,000, providing options for various budgets and first-time buyers seeking to enter the local market.
Properties in Urswick fall under Westmorland and Furness Council, which was formed in 2023 following local government reorganisation in Cumbria. Council tax bands range from A to H depending on property value, with most residential properties in the area falling into bands A through D. Exact bands vary by individual property, and buyers should verify the specific band with the local authority or check on the government council tax valuation website before completing a purchase. The local council provides information on current tax rates and any exemptions that may apply.
Urswick has a primary school serving the village and surrounding areas, with several primary schools available in nearby Ulverston for families seeking additional options. Secondary education is typically accessed through schools in Ulverston, including both comprehensive and grammar schools for those meeting entry requirements. Families should verify current catchment areas and admission policies, as these can change and may affect school placement for children. Several primary schools in the wider Furness area have received positive Ofsted ratings, providing reassurance for families prioritising educational quality.
Public transport options in Urswick are limited compared to urban areas, with bus services connecting the village with Ulverston and Barrow-in-Furness, though frequencies are reduced on weekends and evenings. Ulverston railway station, approximately 5 miles from Urswick, provides rail connections on the Furness Line with services to Lancaster, Preston, and Manchester, with onward connections to the West Coast Main Line. Daily commuting to work is most practical by car, with the A590 providing access to the M6 motorway at Kendal and journey times of around 45 minutes to Lancaster and approximately two hours to Manchester.
Property in Urswick has shown mixed performance over recent years, with prices in Great Urswick stabilising after falling 37% from their 2017 peak, now showing a modest 4.2% rise over the past twelve months. Little Urswick has demonstrated stronger growth, with prices rising 56% compared to the previous year and sitting 6% above the 2021 peak of £325,000. The area's appeal lies in its rural charm, good schools, and proximity to the Lake District, which continues to attract buyers seeking countryside living without sacrificing access to amenities in Ulverston and Barrow-in-Furness.
Stamp duty rates in England for 2024-25 start at 0% on the first £250,000 of property value, with 5% applied to the portion from £250,001 to £925,000. For a typical Urswick property at the average price of around £273,000, a standard buyer would pay approximately £1,150 in stamp duty. First-time buyers qualify for relief on the first £425,000, paying 5% between £425,001 and £625,000, with no relief above £625,000. Given that most Urswick properties fall within the lower price brackets, many buyers will only pay stamp duty on amounts exceeding £250,000.
From 4.5%
Find competitive mortgage rates for your Urswick purchase
From £499
Expert conveyancing solicitors for your property purchase
From £350
Professional property survey before you buy in Urswick
From £80
Energy performance certificate for your new home
Beyond the purchase price, buyers should budget for additional costs including stamp duty, solicitor fees, and survey costs to avoid unexpected expenses during the buying process. Stamp duty Land Tax applies to all purchases in England, with rates starting at 0% for the first £250,000. For a typical Urswick property at the average price of around £273,000, a standard buyer would pay approximately £1,150 in stamp duty. First-time buyers may benefit from increased thresholds, potentially reducing or eliminating stamp duty on properties up to £425,000, which covers many properties in the Urswick market.
Solicitors in the Westmorland and Furness area typically charge between £500 and £1,500 for conveyancing, depending on complexity and property value, with more expensive properties often involving additional legal work. Additional costs include search fees (approximately £200-£300), mortgage arrangement fees (if applicable, typically 0-2% of the loan amount), and removal costs which can vary significantly based on distance and volume of belongings. A RICS Level 2 survey, costing from £350 depending on property size and type, is strongly recommended to identify any structural issues before commitment, potentially saving significant sums by highlighting problems that can be negotiated on price or addressed before completion.
Building insurance must be in place from exchange of contracts, and buyers should factor in survey reports and valuation fees when calculating total moving costs. Survey costs vary by property type and value, with larger or more complex properties requiring more detailed inspections. For properties in Urswick with significant land, outbuildings, or period features, a more comprehensive RICS Level 3 building survey may be appropriate, offering more detailed analysis of construction and condition. Removal costs from nearby areas typically range from £500 to £2,000 depending on distance and volume, while local removal firms operating in the Furness Peninsula can provide quotes for moves within the region.

Properties New Builds In London

Properties New Builds In Plymouth

Properties New Builds In Liverpool

Properties New Builds In Glasgow

Properties New Builds In Sheffield

Properties New Builds In Edinburgh

Properties New Builds In Coventry

Properties New Builds In Bradford

Properties New Builds In Manchester

Properties New Builds In Birmingham

Properties New Builds In Bristol

Properties New Builds In Oxford

Properties New Builds In Leicester

Properties New Builds In Newcastle

Properties New Builds In Leeds

Properties New Builds In Southampton

Properties New Builds In Cardiff

Properties New Builds In Nottingham

Properties New Builds In Norwich

Properties New Builds In Brighton

Properties New Builds In Derby

Properties New Builds In Portsmouth

Properties New Builds In Northampton

Properties New Builds In Milton Keynes

Properties New Builds In Bournemouth

Properties New Builds In Bolton

Properties New Builds In Swansea

Properties New Builds In Swindon

Properties New Builds In Peterborough

Properties New Builds In Wolverhampton

Enter your details to see if this property is within your budget.
Loans, cards, car finance
Estimated property budget
Borrowing + deposit
You could borrow between
Typical borrowing
Monthly repayment
Est. at 4.5%
Loan-to-value
This is an estimate only. Your actual budget may vary depending on interest rates, credit history, and personal circumstances. For an accurate affordability assessment, speak to one of our free mortgage advisors.
This calculator provides estimates for illustrative purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage. Estimates based on 4.5% interest rate, repayment mortgage. Actual rates depend on your circumstances.
Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.