Browse 16 homes for sale in SA65 from local estate agents.
The 2 bed house market features detached, semi-detached, and terraced properties with two separate bedrooms plus living spaces. Properties in SA65 range from Victorian and Edwardian period homes to modern new builds, with pricing varying across different neighbourhoods.
£170k
4
0
71
Source: home.co.uk
Showing 4 results for 2 Bedroom Houses for sale in SA65. The median asking price is £170,000.
Source: home.co.uk
Terraced
2 listings
Avg £172,500
Detached
1 listings
Avg £175,000
Semi-Detached
1 listings
Avg £165,000
Source: home.co.uk
Source: home.co.uk
£231,247
Average Price
£288,671
Detached Average
£186,329
Terraced Average
+15%
Annual Growth
1,100+
Properties Sold (12mo)
The SA65 property market presents a compelling case for buyers in 2024. The current average house price of £231,247 reflects a market that has corrected modestly from the 2023 peak of £247,810 while maintaining strong year-on-year growth of 15%. This combination of recent price appreciation and relative affordability creates opportunities for both first-time buyers entering the market and those seeking to upgrade within the area. Our platform tracks these trends continuously, helping you identify the right moment to make your move to Fishguard and the surrounding SA65 postcode.
Property types in SA65 reflect the area's rich architectural heritage and varied topography. Detached houses dominate the sales figures, commanding an average price of £288,671, with many offering generous gardens and uninterrupted views across Fishguard Bay. These properties cluster along the hillside roads radiating from the town centre, where elevated positions maximise the coastal vistas. The terraced properties along streets like Main Street and High Street showcase the characterful 18th and 19th century construction that defines much of the town centre, with prices averaging around £186,329 providing accessible entry points to the SA65 market.
Semi-detached homes in SA65 offer a middle ground, often featuring the traditional slate roofing and stone construction that has served local residents for generations. These properties average £201,598 and prove particularly popular with families seeking space without the premium attached to detached properties. The architectural consistency across SA65's residential areas creates a cohesive townscape, while the variety of property ages and styles ensures options across multiple price points. The new build sector remains limited, with Fishguard Bay Resort offering holiday lodges rather than traditional residential properties, making the existing housing stock the primary option for most buyers seeking permanent homes in the area.
Life in SA65 revolves around the stunning natural landscape that surrounds Fishguard on all sides. The town serves as a gateway to the Pembrokeshire Coast National Park, with dramatic cliff paths and hidden coves accessible directly from your doorstep. The harbour area of Lower Town, with its distinctive coloured cottages tumbling down to the water, provides one of Wales's most photographed scenes and remains a focal point for community life. Local residents enjoy a pace of life that prioritises community connections over urban conveniences, with the twice-weekly markets in the town hall attracting visitors from across the wider area.
The demographics of SA65 reflect a community that has traditionally attracted both families seeking affordable coastal living and retirees drawn by the healthcare facilities and tranquil environment. The area's population includes a mix of lifelong Pembrokeshire residents and newcomers from across the UK who discovered Fishguard through holidays and decided to make it their permanent home. The high proportion of period properties, including numerous Grade II listed buildings along streets like Main Street, High Street, Waterside, Hill Terrace, and Glyn-y-Mel Road, contributes to an architectural character that newer developments simply cannot replicate. The Friendly Corner pub, local cafes, and independent shops along the main streets create a village atmosphere despite Fishguard's status as a proper Welsh town.
Local amenities include convenience stores, a post office, primary schools, and healthcare facilities, while larger shopping centres in Haverfordwest (approximately 20 miles away) provide access to major retailers and services. The town supports a selection of independent businesses that serve both residents and the significant tourist trade during summer months. The Pembrokeshire Coast Path passes through Fishguard, offering residents access to over 186 miles of maintained footpaths through some of Britain's most spectacular coastal scenery. Weekend activities centre on the outdoors, with sailing, fishing, and coastal walking forming the backbone of recreational life in this corner of Wales.

Education provision in SA65 centres on Fishguard Primary School, which serves the local community with Reception through Year 6 classes from its central position in the town. The school makes itself accessible for families living in both the historic core around Main Street and High Street and the surrounding residential areas extending up the hillside roads. For secondary education, pupils typically travel to nearby towns, with dedicated school bus services connecting Fishguard to secondary schools throughout Pembrokeshire. The relatively small class sizes characteristic of rural Welsh schools allow for individual attention that larger urban schools often cannot match, a factor that many parents relocating to the area cite as a significant advantage of SA65 living.
Beyond state education, SA65 families have access to further education facilities in the wider Pembrokeshire area. Pembrokeshire College in Haverfordwest provides vocational and academic courses, while several sixth form options exist across the county for students completing their secondary education. The school catchment areas in Pembrokeshire follow geographical boundaries that can significantly affect which properties prove most suitable for families with children. Properties within walking distance of Fishguard Primary School on streets like Hill Terrace, Glyn-y-Mel Road, and the roads surrounding the town centre command premiums from families prioritising easy school access.
Parents considering relocation to SA65 should note that school catchment areas can significantly affect property values and availability, so researching specific catchment zones before purchasing remains advisable. Our platform provides information about local schools alongside property listings, helping families make informed decisions about their next home. The presence of Grade II listed buildings throughout Fishguard's residential areas serves as a reminder of the architectural heritage that characterises the local built environment, creating an attractive setting for children growing up surrounded by centuries of history.
Transport connectivity defines SA65 as both its strength and its primary consideration for potential residents. The A40 trunk road passes through Fishguard, providing the main artery for road travel throughout Pembrokeshire and connections to the M4 motorway at Carmarthen for journeys east towards Swansea and beyond. The journey to Haverfordwest takes approximately 35 minutes by car, while Swansea can be reached in around two hours. For those commuting to larger employment centres, the road network requires careful consideration of journey times and fuel costs. The scenic nature of many routes compensates somewhat for the distances involved, with coastal drives providing daily moments of natural beauty.
The Fishguard railway station, located at Fishguard and Goodwick on the edge of town, provides connections along the West Wales line. Direct services run to Haverfordwest, Carmarthen, and Swansea, with connections to Cardiff and London available from the regional hub stations. However, train frequencies remain limited compared to urban areas, making car ownership practically essential for most residents. The ferry terminal at Fishguard Harbour offers regular crossings to Rosslare in Ireland, connecting SA65 to European destinations in a manner unique among Welsh postcode areas. This international connectivity makes the area particularly attractive to those with business or family connections across the Irish Sea, with the crossing taking approximately 3.5 hours.
Locally, bus services connect Fishguard to surrounding villages and coastal communities, though frequencies reflect the rural nature of the area. The community bus service provides essential links for residents without vehicles, while the summer tourist season brings additional transport options. Most residents consider a car essential for daily life in SA65, though the relatively short distances within the town itself make cycling viable for local journeys. The parking situation in the town centre differs markedly from urban areas, with free parking available at several locations, making Fishguard considerably more accessible than towns of similar size elsewhere in Britain.
Begin by exploring property listings across Rightmove, Zoopla, and Homemove to understand what is available within your budget. The average price of £231,247 provides a useful benchmark, with detached properties averaging £288,671 and terraced homes from £186,329. Consider visiting Fishguard for a weekend to experience the area before committing to a purchase. Spend time exploring different neighbourhoods, from the harbour atmosphere of Lower Town to the historic streets around Main Street and High Street.
Before viewing properties, obtain a mortgage agreement in principle from a lender. This demonstrates your buying capacity to estate agents and sellers, strengthening your position in competitive situations. SA65 properties occasionally attract multiple interest, particularly well-presented period properties on desirable streets like Glyn-y-Mel Road or Hill Terrace, so having your finances arranged early provides a crucial advantage in negotiations.
Arrange viewings through local estate agents active in the SA65 area. When viewing period properties, pay attention to the condition of roofs, damp-proof courses, and original features. Given the age of much of the housing stock and the prevalence of Grade II listed buildings, engaging a RICS Level 2 Survey before committing remains highly advisable for any property over 50 years old. Our platform connects you with local surveyors familiar with Fishguard's architectural heritage.
Once you find your ideal home, submit an offer through the selling agent. In SA65, offers below asking price are common given the market correction from 2023 peaks. Negotiate thoughtfully, considering the property's condition, location, and any required repairs. Your surveyor may have identified issues that justify a price reduction, particularly with older properties where maintenance backlogs accumulate over years of ownership.
Appoint a conveyancing solicitor to handle the legal aspects of your purchase. They will conduct searches, review contracts, and coordinate with your mortgage lender. In Fishguard, local solicitors familiar with Pembrokeshire property transactions and the specific characteristics of SA65 properties can streamline the process considerably. Exchange contracts typically occurs 4-6 weeks after offer acceptance, with completion following shortly after.
The prevalence of period properties in SA65 means that buyers should carefully assess construction quality and maintenance history. Traditional brick and stone construction with slate roofing characterises much of the older housing stock, materials that generally prove durable but require ongoing maintenance. The Grade II listed buildings scattered throughout Fishguard's conservation areas, including properties along Main Street, High Street, Waterside, Hill Terrace, and Glyn-y-Mel Road, carry obligations regarding exterior maintenance and prohibited alterations, factors that can affect both your enjoyment of the property and future resale value. Before purchasing any listed property, obtain specialist advice about what works require listed building consent and budget accordingly for any restoration work.
Damp represents the most common defect in older Welsh properties, and SA65's coastal climate makes this concern particularly relevant. Rising damp, penetrating damp, and condensation all occur more frequently in properties without modern damp-proof courses or adequate ventilation. When viewing properties, examine walls at ground floor level, behind furniture, and in corners where airflow may be restricted. The roof condition deserves equally careful attention, given that broken tiles or deteriorated mortar can lead to water ingress and expensive repairs. Many SA65 properties feature original timber windows that, while characterful, may require restoration or replacement to meet modern energy efficiency standards.
The traditional construction methods used in Fishguard's older properties, typically C18 and C19 brick and stone with slate roofing, generally prove robust when properly maintained. However, the hidden defects that can affect older properties warrant professional inspection. Timber defects including rot and woodworm can occur where ventilation proves inadequate or dampness has accumulated over time. Outdated electrical and plumbing systems frequently require updating to meet modern safety standards, adding to renovation costs that may not be immediately apparent during viewings. Our platform recommends a RICS Level 2 Survey for any property in SA65, given the age of the housing stock and the potential for defects that only become apparent with professional assessment.
The average house price in SA65 stands at approximately £231,247 according to current Rightmove and Zoopla data. Detached properties average £288,671, while semi-detached homes cost around £201,598 and terraced properties approximately £186,329. Prices have risen 15% over the past year, though they remain 7% below the 2023 peak of £247,810. This moderation from peak prices creates attractive buying opportunities for those entering the SA65 property market, with properties offering good value compared to other coastal areas of Britain.
Properties in SA65 fall under Pembrokeshire County Council's jurisdiction. Council tax bands range from A through H, with most terraced and semi-detached properties in the B to D bands, while larger detached homes and period properties often occupy the higher bands due to their size and character. Exact bands depend on property valuation, so prospective buyers should verify the specific band with the local authority or during the conveyancing process. Council tax rates in Pembrokeshire typically range from approximately £1,400 to £2,200 annually depending on property band.
Fishguard Primary School serves Reception through Year 6 pupils from the SA65 area. The school benefits from small class sizes typical of rural Welsh education, providing individual attention for pupils that larger urban schools cannot match. Secondary education requires travel to nearby towns via school bus services, with Pembrokeshire College in Haverfordwest providing further education options. Families should verify specific catchment areas and admissions policies with Pembrokeshire County Council, as school zones can significantly affect property selection for families with children relocating to the area.
SA65 has reasonable connectivity for a rural area. Fishguard railway station offers services to Haverfordwest, Carmarthen, and Swansea, though frequencies remain limited compared to urban routes. The A40 road provides the main route east, with Carmarthen approximately 90 minutes away and Swansea around two hours distant. Fishguard Harbour ferry terminal offers crossings to Ireland in approximately 3.5 hours, connecting SA65 to Rosslare and making the area uniquely positioned for those with Irish connections. Local bus services connect surrounding villages, though car ownership remains practically essential for most daily activities.
SA65 offers potential for property investment, particularly given the 15% annual price growth and the relative affordability compared to other UK coastal areas. The Pembrokeshire Coast National Park setting ensures ongoing demand from holidaymakers and those seeking second homes, supporting both rental income potential and capital appreciation. The tourism infrastructure around Fishguard Bay Resort, offering holiday lodges with sea views, indicates commercial interest in the area's potential. However, investors should consider limited rental tenant demand in a rural area and the obligations associated with listed properties scattered throughout Fishguard's conservation areas.
Standard SDLT rates apply to SA65 purchases: 0% on the first £250,000, 5% on £250,001 to £925,000, 10% on £925,001 to £1.5 million, and 12% above that. First-time buyers benefit from relief on the first £425,000 (0% rate), with 5% applying between £425,000 and £625,000. No relief applies above £625,000. Most SA65 properties fall well within the lower bands, making SDLT a manageable cost for most buyers. At the average SA65 price of £231,247, standard buyers pay no SDLT, while first-time buyers qualify for full relief.
Given SA65's significant stock of period properties built from traditional brick, stone, and slate, buyers should watch for damp (rising, penetrating, and condensation), roofing defects including broken tiles and deteriorated mortar, timber defects such as rot and woodworm, and outdated electrical and plumbing systems. The Grade II listed buildings along Main Street, High Street, Waterside, Hill Terrace, and Glyn-y-Mel Road require particular attention to conservation obligations. A RICS Level 2 Survey is particularly valuable for properties over 50 years old, identifying issues before you commit to purchase. Our platform connects you with local surveyors experienced in Fishguard's architectural heritage.
Fishguard contains a notable concentration of Grade II listed buildings, particularly along the historic streets of Main Street, High Street, and Waterside. Properties at 16, 18, 20, 22, and 26 Main Street hold listed status, as do properties at 47, 43, 52, 61, and 73 High Street. Lower Town features listed buildings including 1 Glyn-y-Mel Road and 65 and 67 Waterside. Properties at 1 Hill Terrace also carry Grade II listing. These buildings carry maintenance obligations and restrictions on alterations that affect renovation options and ongoing costs.
Understanding the full costs of purchasing property in SA65 helps buyers budget accurately and avoid financial surprises. Beyond the property price, SDLT represents the most significant additional cost. For a typical SA65 property at the average price of £231,247, standard buyers pay nothing on the first £250,000, with 5% applying to the amount above that threshold. First-time buyers purchasing properties under £425,000 pay no SDLT at all, making the SA65 market particularly accessible for those taking their first step onto the property ladder. For first-time buyers at the average price point, SDLT liability would be zero, a significant saving compared to higher-value markets.
Conveyancing costs for SA65 purchases typically range from £500 to £1,500 depending on complexity and whether the property is freehold or leasehold. Local Pembrokeshire solicitors familiar with SA65 transactions can often provide more competitive rates than national firms, particularly for standard freehold purchases of period properties where local knowledge of Fishguard's housing stock proves valuable. Survey costs vary by property type and value: a RICS Level 2 Survey for a typical SA65 terraced property (valued around £186,329) might cost £350-400, while larger detached homes averaging £288,671 could require surveys costing £450-600. The national average for RICS Level 2 Surveys is approximately £455, though properties under £200,000 often attract lower rates averaging around £384.
Additional costs to budget include removal expenses, potential leasehold costs for any leasehold elements, and ongoing maintenance reserve for period properties. The age of much of SA65's housing stock means that setting aside funds for unexpected repairs remains prudent. Buildings insurance typically costs £150-300 annually for standard properties, while council tax in Pembrokeshire ranges from approximately £1,400 to £2,200 annually depending on property band. By accounting for these costs before making an offer, buyers position themselves for a smooth transaction and avoid the stress of financial shortfalls as completion approaches.
From £350
Expert inspection of SA65 properties, ideal for period homes
From £500
Comprehensive structural survey for older or complex properties
From £60
Energy performance certificate for SA65 properties
From £499
Local solicitors handling SA65 property transactions
From 3.5%
Competitive mortgage rates for SA65 buyers
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This calculator provides estimates for illustrative purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage. Estimates based on 4.5% interest rate, repayment mortgage. Actual rates depend on your circumstances.
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