When you are selling or buying a home choosing the right conveyancer to deal with the legal aspects of transferring property can be difficult. So, we cover in this blog 11 questions you should ask your conveyancer to ensure you hire the best one to make the house sale go as smoothly as possible. Are you a member of any professional bodies? Something you should do before hiring a conveyancer is to check if they are a member of a professional body. If you choose a licensed conveyancer then you want to look for one who is a member of…

In this guide we are going to go through everything you need to know about conveyancing. From what it is, to how to make the process go smoothly. What is conveyancing? Conveyancing is the legal process of transferring ownership of a property from one person to another. A conveyancer deals with all the legal aspects of buying and selling property. Once an offer has been accepted on a property the conveyancing process begins and it finishes when contracts have been signed by both the seller and buyer and the purchase has been completed by the money being transferred. The conveyancing…

You might be thinking about doing DIY conveyancing to help reduce costs, but is it possible to actually do your own conveyancing? We are going to look at: If you are able to do it yourselfHow much you could saveThe advantages and disadvantagesWho shouldn't do their own conveyancingTips for if you choose to do it yourself Is it possible to do your own conveyancing? You might be surprised to learn that DIY conveyancing is possible in some situations. If you're willing to do the legwork, you could potentially save a significant amount of money on professional fees. However, generally speaking,…

When selling or buying a home, hiring a conveyancer is a good idea to deal with the legal side of transferring property. But, what are the costs involved with conveyancing? We are going to go through the legal fees and disbursements that are involved and what service you will get for the fees you pay. What are conveyancing fees? Conveyancing fees are what you are charged by your conveyancer for the service they offer you. Your conveyancer will deal with the legal aspects of selling and buying a home. They do a range of tasks for you during the process…

The conveyancing process can be complex and time consuming, but it is an important part when you are selling or buying a property. In this guide we are going to go through our step-by-step timeline of the conveyancing process for both a seller and buyer. What is conveyancing? Conveyancing is the legal process of transferring the ownership of a property from one person to another. The conveyancing process takes around 8-12 weeks, but this can differ depending on circumstances. For example, if you are part of a chain the conveyancing process is likely to take longer. The conveyancing process for…

When you are buying or selling a home one of the last stages in the process is completion day. But, what happens on completion day? In this guide we are going to go through what completion day is, what happens on the day, what can affect completion day and how to help you make completion day go smoothly. What is completion day? Completion day is a milestone moment in the home selling and buying process. It's the day when the sale of a property culminates, and the new owner officially takes possession. This exciting day unfolds once the buyer and…

Welcome to the complete guide to Capital Gains Tax (CGT) on property sales in the UK in 2023. If you're selling a property in the UK, it's vital to understand how CGT applies to your sale. As well as how you can reduce your tax liability. In this guide, we'll cover the essential rules and rates for CGT on property sales. We'll explain how to calculate your CGT liability, the deductions you can claim, and how to qualify for tax reliefs such as Private Residence Relief (PRR). Additionally, we'll provide advice on how to avoid common mistakes and answer frequently…

If you are selling your home you way want to try and add value to your home. There are number of ways you can do this, some are more expensive than others but there is ways to improve your home that won't cost you a lot. In this guide we are going to go through all different ways you can add value to your home. Redecorate This is something most people who are selling their home will do. Painting your home will make it look fresh, clean and new. It is best to paint neutral colours so that it suits…

Repaying your mortgage sooner rather than later sounds like a good idea, but there are things to you need to consider before you choose to do this. The reason for this is because depending on what mortgage deal you have paying your mortgage early could result in you paying out more money than you want to, therefore not benefitting you. In this guide we are going to help you decide by looking at the advantages and disadvantages of paying your mortgage early, what to consider before making early repayments and the different ways you can pay off your mortgage. Advantages…

There are many different types of mortgages available on the market, and it can be confusing trying to work out which one is right for you. In this article, we'll take a look at different types of mortgages there is, to help you make an informed decision on which one is for you. Interest only vs repayment mortgages Most mortgages fall into the category of either interest only or repayment mortgages. So, the first thing to consider is whether you want an interest only mortgage or a repayment mortgage. Interest only mortgage: With an interest only mortgage, you only pay…